IndusInd Bank Avios Visa Infinite Credit Card

When discussing private sector financial institutions in the country, IndusInd Bank stands out prominently. Renowned for its diverse banking services and an impressive array of IndusInd credit cards, the bank recently took a distinctive step to enhance the travel experience for its cardholders. It introduced a unique multi co-branded travel credit card, aiming to provide a reimagined travel experience for its customers.

Individuals who frequently embark on international travels are likely familiar with prestigious airlines such as Qatar Airways and British Airways. These airlines are distinguished for their top-notch flights and globally acclaimed loyalty programs—the Qatar Airways Privilege Club and the British Airways Executive Club, both boasting members worldwide.

Key Highlights of IndusInd Bank Avios Visa Infinite Credit Card

  1. Qatar Airways Privilege Club offers a complimentary Gold membership tier with a welcome benefit of 20,000 Avios.
  2. Exclusive Club members of British Airways receive a welcome benefit of 55,000 Avios.
  3. Earn 2x Avios for every Rs. 200 spent on Qatar or British Airways websites; earn 1x Avios on other domestic and international expenditures.
  4. Enjoy 5x Avios for every Rs. 200 spent at preferred international destinations.
  5. Benefit from a low forex markup fee of 1.5% at preferred international destinations.
  6. Achieve a milestone spend to receive a bonus of 25,000 Avios.
  7. Upon renewal, receive a renewal benefit of 5,000 Avios and an upgrade to the Gold membership tier of Qatar Airways loyalty program.
  8. Access 2 international lounges per quarter with Priority Pass membership and 2 domestic lounges per quarter.
  9. Avail of airport meet and greet service along with personal concierge service.
  10. Enjoy travel-related insurance benefits and a 1% fuel surcharge waiver.

Features and Benefits of IndusInd Bank Avios Visa Infinite Credit Card

The IndusInd Bank Avios Visa Infinite Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Selecting Qatar Airways Privilege Club for your airline loyalty program grants you a complimentary gold membership tier and a bonus of 20,000 Avios.
  • Opting for British Airways Executive Club brings 55,000 bonus Avios.

2. International Destination Benefits:

  • Earn 5 Avios for every Rs.200 spent on Point of Sale (POS) transactions in your chosen international location.
  • Benefit from a 1.5% discounted foreign exchange markup.

3. Renewal Benefits:

  • Renew your Gold membership tier in the anniversary year by paying QAR 14,000 via the Qatar Mobile app or www.qatarairways.com, receiving 5,000 bonus Avios.

4. Milestone Benefits:

  • Gain 25,000 bonus Avios after the first and second annual spending of Rs.8 lakh each.
  • Maximum annual earnings capped at 50,000 Avios.
  • Bonus Avios credited within 10 days of card statement generation upon reaching spending milestones.

5. Travel Benefits:

  • Enjoy two complimentary meet-and-greet services yearly at major international airports.
  • Services include one-to-one assistance, guidance through immigration and security, porter assistance for up to three bags, and support at arrival, security, and baggage reclaim.

6. Concierge Services:

  • Elderly care concierge services cater to your loved ones in India during your travels.
  • Plan your itinerary, access iconic events, and obtain tickets for sold-out events such as cricket matches, football finals, fashion shows, and music festivals.
  • Additional services cover pre-trip assistance, hotel and dining referrals and reservations, and gift and flower delivery assistance.

7. Fuel Surcharge Waiver:

  • Enjoy a 1% fuel surcharge waiver on fuel transactions ranging from Rs.400 to Rs.4,000 at any petrol pump across the country.

8. Network Offers:

  • Avail a 25% discount on retail rates for Airport Fast Track immigration services at over 450 locations worldwide.
  • Benefit from a 20% discount on retail prices for airport transfer services through the Visa Airport Limo Transfer Program in major cities globally.

9. Contactless Transactions:

  • Utilize the chip-based contactless credit card feature for secure and swift transactions at merchant locations accepting standard card payments.

IndusInd Bank Avios Visa Infinite Credit Card Fees and Charges

Explore the fee structure for the IndusInd Bank Avios Visa Infinite Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 40,000
  2. Annual Fee: Rs. 10,000 (payable after 12 months)
  3. Interest Rate: 3% per month or 36% per annum
  4. Cash Advance Fee: Waived off
  5. Re-issue/Replacement Fee: Rs. 100
  6. Forex Markup Fee: 3.5% globally, 1.5% at preferred international destinations

Eligibility Criteria for IndusInd Avios Visa Infinite Credit Card

Here are essential criteria for applying for an IndusInd Avios Visa Infinite Credit Card:

  1. Age eligibility: Applicants should be between 18 and 75 years old.
  2. Credit history requirement: A robust credit history, reflecting responsible credit management, is essential.
  3. Proof of regular income: Candidates must exhibit a steady income source, with specific income criteria varying according to the chosen credit card type.
  4. Residency qualification: Applicants must be residents of India to be eligible for the credit card.

Documents Required for IndusInd Avios Visa Infinite Credit Card

To apply for the IndusInd Avios Visa Infinite Credit Card, you will typically need to provide the following documents:

  1. PAN Card: A necessary document for identity verification, serving as a unique identification number for financial transactions.
  2. Aadhaar Card: An essential proof of identity and address, linked to various government services and required for authentication in various transactions.
  3. Bank Statement (last six months): A financial record demonstrating the account holder’s transaction history and financial stability over the past half-year.
  4. Address Proof (if different from Aadhaar): Documentation verifying the current residential address if it varies from the one mentioned on the Aadhaar card, ensuring accurate identification.

How To Apply for IndusInd Bank Avios Visa Infinite Credit Card?

Follow these steps to apply for the IndusInd Bank Avios Visa Infinite Credit Card:

  1. Go to the official IndusInd Bank website.
  2. Navigate to the ‘Products’ section and choose ‘Cards.’ Click on the ‘Credit Card’ option.
  3. Opt for the ‘IndusInd Bank Avios Visa Infinite Credit Card’ and click ‘Apply Now.’
  4. Provide necessary details like PAN, mobile number, etc.
  5. Verify your address information.
  6. Complete the credit card application by undergoing instant video KYC.
  7. Expect to receive your credit card in two to three days.

Frequently Asked Questions (FAQs) –

1. What is the IndusInd Bank Avios Visa Infinite Credit Card?

The IndusInd Bank Avios Visa Infinite Credit Card is a premium credit card offered by IndusInd Bank in collaboration with Visa. It comes with various benefits and features tailored for a unique and rewarding experience.

2. How can I apply for the IndusInd Avios Visa Infinite Credit Card?

To apply for the card, visit the official IndusInd Bank website, navigate to ‘Products,’ select ‘Cards,’ and click on ‘Credit Card.’ Choose the ‘IndusInd Avios Visa Infinite Credit Card’ and follow the application process.

3. What information do I need to provide during the IndusInd Avios Visa Infinite Credit Card application process?

During the application process, you will be required to provide information such as your PAN (Permanent Account Number), mobile number, and other relevant details.

4. How do I verify my address details for the IndusInd Avios Visa Infinite Credit Card application?

You need to verify your address details as part of the application process. Follow the instructions provided on the website to complete the verification seamlessly.

5. Is video KYC mandatory for the IndusInd Avios Visa Infinite Credit Card application?

Yes, part of the application process includes instant video KYC. This step is essential to ensure a secure and quick verification process.

6. How long does it take to receive the IndusInd Bank Avios Visa Infinite Credit Card?

After successfully submitting your credit card application, you can expect to receive the IndusInd Bank Avios Visa Infinite Credit Card within two to three days.

7. What are the key features and benefits of the IndusInd Bank Avios Visa Infinite Credit Card?

The card comes with a range of features including travel benefits, reward points, lounge access, and more. Specific details on features and benefits can be found on the official IndusInd Bank website or in the card’s terms and conditions.

8. Is there an annual fee associated with the IndusInd Bank Avios Visa Infinite Credit Card?

Details regarding annual fees, as well as any other charges, can be obtained from the official IndusInd Bank website or by contacting the bank’s customer support.

9. Can I track the status of my IndusInd Bank Avios Visa Infinite Credit Card application?

Yes, you can typically track the status of your credit card application online through the bank’s website or by contacting their customer service.

10. What should I do if I have issues or queries regarding my IndusInd Bank Avios Visa Infinite Credit Card?

For any issues or queries, you can reach out to IndusInd Bank credit card customer care support. Contact details are usually available on the official website or on the back of your credit card.