Club Vistara IndusInd Bank Explorer Credit Card

By using your Club Vistara Explorer Credit Card, you unlock a plethora of exclusive perks, such as a complimentary Club Vistara Gold membership. This membership offers you a host of valuable privileges, such as priority check-in services, priority boarding, increased baggage allowance, and expedited handling of your luggage.

Key Highlights of Club Vistara IndusInd Bank Explorer Credit Card

Membership Details:

  • Joining Fee: Rs. 40,000

An initial fee of Rs. 40,000 is required to become a member.

  • Annual Fee: Rs. 10,000

Each member must pay a yearly fee amounting to Rs. 10,000.

  • Welcome Benefits:

Upon joining, members will receive the following welcome benefits:

  1. Complimentary Club Vistara Gold membership.
  2. Complimentary Priority Pass membership.
  • Milestone Benefits:

Members can enjoy milestone benefits, including the opportunity to earn up to 5 Business Class tickets.

  • Reward Benefits:

Members will accumulate 8 Club Vistara (CV) points for every Rs. 200 expended on either the Vistara website or app, without any repetition.

  • Dining Benefits:

IndusInd Bank offers its members the opportunity to enjoy dining discounts at premier restaurants through the convenient IndusInd Eazydiner dining voucher.

  • Entertainment Benefits:

When booking movie tickets via BookMyShow, members can take advantage of a “buy 1, get 1 free” offer on movie tickets.

Features and Benefits of Club Vistara IndusInd Bank Explorer Credit Card

The Club Vistara IndusInd Bank Explorer Credit Card presents an array of exclusive perks designed to elevate your travel and lifestyle endeavors. Below, discover the distinctive advantages and attributes this credit card brings to the table:

1. Welcome Benefits:

  • Enjoy complimentary Club Vistara Silver membership.
  • Get a free single Premium Economy Class ticket for Vistara flights.

2. Milestone Benefits:

  • Earn one complimentary Business Class ticket on spending Rs. 3 lakhs in a year.
  • Get an additional Business Class ticket on spending Rs. 6 lakhs in a year.

3. Priority Pass Membership:

  • Enjoy the luxury of accessing Priority Pass lounges at both domestic and international airports, enhancing your travel with unparalleled comfort and convenience.

4. Travel Discounts:

  • Avail up to 15% discount on dining at select restaurants at airports.
  • Enjoy a discount of up to 25% on car rentals with Avis.

5. Reward Points:

  • Get 4 Club Vistara (CV) points for each Rs. 200 you spend on the Vistara website or app.
  • Earn 2 CV points for every Rs. 200 spent elsewhere.

6. Lounge Access:

  • Access to select domestic airport lounges.

7. Insurance Coverage:

  • Travel insurance coverage for flight delays, lost baggage, and more.

8. Golf Benefits:

  • Complimentary golf rounds and lessons at select golf courses.

9. Dining Discounts:

  • Enjoy discounts at partner restaurants across India.

10. Fuel Surcharge Waiver:

  • Get a waiver on fuel surcharge at select fuel stations.

11. Contactless Payments:

  • Easily and securely pay with the convenient touchless payment option.

12. EMI Conversion:

  • Convert your high-value purchases into easy EMIs.

13. Exclusive Offers:

  • Access to exclusive promotions, offers, and discounts on various lifestyle and travel experiences.

14. Annual Fee Waiver:

  • Annual fee waiver on reaching a certain annual spending threshold.

Club Vistara IndusInd Bank Explorer Credit Card Fees and Charges

  • Cash Advance Fee: 2.5% of the transaction amount, with a minimum charge of Rs. 300
  • Overlimit Charges: 2.5% of the overlimit amount, with a minimum charge of Rs. 500
  • Late Payment Charges:

Up to Rs. 100 – No charge
Rs. 101 to Rs. 500 – Rs. 100
Rs. 501 to Rs. 1,000 – Rs. 350
Rs. 1,001 to Rs. 10,000 – Rs. 550
Rs. 10,001 to Rs. 25,000 – Rs. 800
Rs. 25,001 to Rs. 50,000 – Rs. 1,100
More than Rs. 50,000 – Rs. 1,300

  • Returned Cheque Fee: Rs. 250
  • Balance Enquiry Charge at ATMs of Other Banks: Rs. 25
  • Foreign Currency Mark-up Fee: 3.5%
  • Reward Redemption Fee: Rs. 100
  • Request for Duplicate Statement:Each statement from the past three months will incur a charge of Rs. 100.
  • Cash Payment of Fee at IndusInd Bank Branches: Rs. 100
  • Charge-Slip Request: Rs. 300
  • Re-issue or Replacement of Credit Card: Rs. 100

Eligibility criteria for the Club Vistara IndusInd Bank Explorer Credit Card

  1. Age: You must be within a certain age range, typically between 18 and 65 years, to be eligible for a credit card.
  2. Income: Credit card issuers often have minimum income requirements. The income threshold to qualify for the Club Vistara IndusInd Bank Explorer Credit Card can differ from person to person.
  3. Credit Score: Approval typically hinges on having a solid credit score, and the better your score, the likelier you are to meet eligibility criteria.
  4. Citizenship/Residency: You may need to be a resident/citizen of the country where the card is offered.
  5. Employment Status: Credit card providers might insist on applicants demonstrating a consistent income stream, which could stem from employment or self-employment endeavors.
  6. Existing Relationship with the Bank: Occasionally, being a current customer of IndusInd Bank may influence your eligibility.
  7. Documentation: You will need to provide various documents, such as proof of identity, address, income, and bank statements.
  8. Credit History: A clean credit history with no default on previous loans or credit card payments is generally preferred.

Documents Required for Club Vistara IndusInd Bank Explorer Credit Card

  1. Proof of Identity: You must provide an official photo ID issued by the government. Options include a Passport, Aadhar Card, Voter ID, or Driver’s License.
  2. Proof of Address: You need to provide a document that confirms where you live. This could be a recent utility bill (like for electricity, water, or gas), your Aadhar card, Voter ID, or a rental agreement.
  3. Income Proof: To prove your financial stability and ability to repay, you might be asked to submit various income-related paperwork like pay stubs, tax filings, or bank records.
  4. Passport-size Photographs: Typically, you will need a few passport-sized photographs for the application.
  5. Duly Filled Application Form: Ensure that you accurately fill out the credit card application form supplied by the bank with all the required information.
  6. Additional Documents: Depending on the bank’s requirements and your specific circumstances, they may ask for additional documents, such as your PAN card or Form 16.

How to apply for Club Vistara IndusInd Bank Explorer Credit Card

You have the option to apply for the Explorer credit card through both online and offline methods. To apply offline, please visit the nearest branch and provide the required documents. To begin the online application, simply adhere to these clear and simple steps:

  1. Navigate to the official website of IndusInd Bank.
  2. Go to the ‘Products’ section and click on ‘Credit Card.’
  3. Select the ‘Club Vistara IndusInd Bank Explorer Credit Card’ and click the ‘Apply Now’ button.
  4. Complete the requested details and continue with the application process.

Frequently Asked Questions (FAQs) –

1. Could you provide an explanation of the Club Vistara IndusInd Bank Explorer Credit Card?

  • The IndusInd Bank Explorer Credit Card, in collaboration with Vistara, the airline, is a top-tier credit card provided by IndusInd Bank. It comes with a range of benefits, including travel privileges, rewards, and lifestyle perks.

2. How can I apply for the Club Vistara IndusInd Bank Explorer Credit Card?

  • You can apply for the credit card online through the IndusInd Bank website or by visiting a nearby IndusInd Bank branch. The application process typically involves filling out an online form and submitting the required documents.

3. What distinct attributes does the Club Vistara IndusInd Bank Explorer Credit Card offer?

  • Complimentary Club Vistara Silver membership.
  • Enjoy exclusive advantages such as Vistara flight tickets and vouchers for hotel stays.
  • Accelerated reward points on Vistara and other spend categories.
  • Lounge access at domestic and international airports.
  • Insurance coverage for travel and other benefits.

4. How does the Club Vistara Silver membership benefit me?

  • Club Vistara Silver membership provides exclusive benefits including priority check-in, extra baggage allowance, and faster accumulation of Club Vistara points when flying with Vistara.

5. What are the reward points earning and redemption options?

  • You have the opportunity to accumulate bonus points swiftly when using your Vistara card, not just on Vistara purchases but also across various other categories. These points aren’t just numbers; they’re your tickets to free flights, hotel stays, and an array of lifestyle perks and travel vouchers, all thanks to the rewards program.

6. Does the Club Vistara IndusInd Bank Explorer Credit Card come with an annual fee?

  • Yes, there is an annual fee associated with the credit card. The specific fee details can be found in the terms and conditions provided by IndusInd Bank.

7. Can I use the lounge access feature internationally?

  • Yes, the Club Vistara IndusInd Bank Explorer Credit Card provides lounge access not only at domestic airports but also at international airports. The number of complimentary lounge visits may vary, so it’s advisable to check the terms and conditions.

8. What insurance coverage is provided with the credit card?

  • The credit card often includes travel insurance, offering protection such as coverage for lost baggage, air accidents, and various other travel perks. It’s crucial to carefully examine the insurance policy document to understand the exact terms and conditions.

9. How can I review my Club Vistara IndusInd Bank Explorer Credit Card statement?

  • You have the option to view your credit card statement either via the IndusInd Bank online banking platform or their mobile app. Furthermore, the bank typically sends monthly statements to the email address you have registered with them.

10. Are there exclusive deals or promotions linked to the Club Vistara IndusInd Bank Explorer Credit Card?

  • IndusInd Bank frequently rolls out exclusive deals and promotions tailored for its credit card users. To stay updated on the newest offers, it’s advisable to regularly visit the official website or reach out to the bank’s customer service.