IndusInd Bank ePay Amex Credit Card

IndusInd Bank, in collaboration with American Express, has introduced the innovative IndusInd Bank ePay Amex Credit Card. This new card comes with an enticing welcome offer, providing a 3-month Zomato Gold Membership. As you engage in transactions throughout a statement month, your reward points progressively increase. Following the completion of the 10th successful transaction, you begin earning ten reward points, which can be redeemed for various benefits such as cash credit, air miles, flights, hotels, and more at Indus Moments. Additionally, on spending Rs. 2 lakh in a card anniversary year, you will receive a Time Prime Membership valued at Rs. 1199.

Key Highlights of IndusInd Bank ePay Amex Credit Card

  1. Introducing a virtual credit card.
  2. Enjoy a complimentary 3-Month Zomato Gold membership upon card activation.
  3. Earn escalating Reward Points with successive transactions.
  4. After completing the 10th transaction in a billing cycle, receive 10 Reward Points per transaction.

Features and Benefits of IndusInd Bank ePay Amex Credit Card

The IndusInd Bank ePay Amex Credit Card offers several features and benefits:

Welcome Benefits – 3 Month Zomato Gold Membership:

  • Enjoy unlimited complimentary food delivery for orders totaling Rs. 199 and above.
  • Access up to a 30% discount on online orders through Zomato’s membership.
  • Receive VIP access during peak hours for an enhanced dining experience.
  • Avail up to a 40% discount at various dining partners across India.

Spend-Based Rewards – Times Prime Membership:

  • Spend Rs. 2 lakh in a card anniversary year to receive a complimentary Times Prime Membership valued at Rs. 1199.
  • Activate your membership by downloading the app and entering the voucher code received via SMS or email.

Cashback on Early Payment of Credit Charges:

  • Earn a 5% cashback annually by settling your credit card bill within seven days of its generation.

IndusInd Bank ePay Amex Credit Card Fees and Charges

Explore the fee structure for the IndusInd Bank ePay Amex Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: None
  2. Renewal Fee: None
  3. Interest Rates: 3.83% per month or 46% annually
  4. Foreign Currency Markup: 3.5% of the transaction amount
  5. Add-on Card Fee: Not applicable (N/A)
  6. Fuel Surcharge: Not applicable (N/A)

How To Apply for IndusInd Bank ePay Amex Credit Card?

Follow these steps to apply for the IndusInd Bank ePay Amex Credit Card:

  1. Visit the IndusInd Bank Website: Go to the official IndusInd Bank website.
  2. Navigate to Credit Cards Section: Locate the “Credit Cards” section on the website.
  3. Browse Credit Card Options: Explore the available credit card options, and specifically look for the “ePay Amex Credit Card.”
  4. Check Eligibility: Review the eligibility criteria for the ePay Amex Credit Card, including age, income, and other requirements.
  5. Fill Online Application Form: Complete the online application form with accurate personal, financial, and contact details.
  6. Submit Required Documents: Upload the necessary documents, which typically include identity proof, address proof, income proof, and passport-size photographs.
  7. Review Application: Double-check all entered information before submitting the application.
  8. Application Submission: Submit the application form online.
  9. Wait for Processing: Allow time for the bank to process your credit card application.
  10. Verification and Approval: The bank may contact you for further verification if needed. Once approved, you will receive confirmation.
  11. Card Delivery: Upon approval, the IndusInd Bank ePay Amex Credit Card will be delivered to your registered address.

Frequently Asked Questions (FAQs) –

1. What is the IndusInd Bank ePay Amex Credit Card?

The IndusInd Bank ePay Amex Credit Card is a specialized credit card designed for online transactions, offering exclusive benefits and features.

2. How can I apply for the ePay Amex Credit Card from IndusInd Bank?

Visit the official IndusInd Bank website, navigate to the Credit Cards section, select the ePay Amex Credit Card, and follow the online application process.

3. What are the key features of the ePay Amex Credit Card?

The features may include accelerated rewards on online spending, exclusive discounts, and offers from partner merchants, and enhanced security features for online transactions.

4. Is there an annual fee for the IndusInd Bank ePay Amex Credit Card?

Check the latest fee structure on the bank’s website as it may vary. Some credit cards may have an annual fee, while others could offer a waiver based on spending patterns.

5. How does the rewards program work for this credit card?

Understand the rewards structure, including earning rates and redemption options. The IndusInd ePay Amex Credit Card may offer rewards points or cashback on eligible transactions.

6. What is the credit limit for the IndusInd ePay Amex Credit Card?

The credit limit is determined by the bank based on factors such as income, credit history, and other relevant criteria. Contact the bank directly for specific details.

7. How do I check my credit card statement online?

Access your credit card statement through the IndusInd Bank online portal or mobile app. Statements typically include details of transactions, due dates, and outstanding balances.

8. What security features are provided for online transactions with this credit card?

Learn about the security measures in place, such as OTP (One-Time Password) verification, secure online transactions, and any additional security layers.

9. How do I report a lost or stolen ePay Amex Credit Card?

In case of loss or theft, contact the IndusInd Bank credit card customer care immediately to report the incident and request a card replacement.

10. Are there any additional benefits or privileges associated with the ePay Amex Credit Card?

Explore exclusive perks, travel benefits, and lifestyle privileges that come with the card, such as lounge access, travel insurance, or concierge services.

11. What are the customer service contact details for IndusInd Bank credit cards?

Find the customer service contact information on the bank’s website or the back of your credit card for inquiries, support, or assistance.