IndusInd Bank Iconia Visa Credit Card

IndusInd Bank issues the Iconia card in two variants: Iconia Visa and Iconia Amex. The Visa variant offers exclusive perks in movies, reward points, and gift vouchers. With a Rs. 3,499 joining fee, enjoy welcome benefits like gift cards for Amazon, Flipkart, BATA, Titan, and more. Avail a ‘Buy 1 get 1 free’ offer on Bookmyshow. The Iconia Visa gives extra weekend reward points, providing 0.75 points on weekdays and 1 point on weekends for every Rs. 100 spent. Enjoy Priority Pass membership for yourself and your add-on cardmember. Explore numerous benefits across various categories with this card.

Key Highlights of IndusInd Bank Iconia Visa Credit Card

Unlock unparalleled benefits with the IndusInd Bank Iconia Visa Credit Card.

  1. Welcome Benefits: Gift cards and vouchers for top brands like BATA, BIBA, Titan, Pantaloons, Amazon, Flipkart, etc.
  2. Weekday Rewards: Earn 0.75 Reward Points for every Rs. 100 spent on weekdays.
  3. Weekend Rewards: Earn 1 Reward Point for every Rs. 100 spent on weekends.
  4. Special Category Rewards: Receive 0.70 Reward Points for every Rs. 100 spent on utility bills, insurances, government charges, and educational institutions fees.
  5. Exclusive Privileges: Enjoy complimentary Priority Pass membership for premium travel experiences.
  6. Entertainment Perks: Receive 1 complimentary movie ticket every month for a cinematic treat.
  7. Golf Enthusiast Benefits: Avail one complimentary golf lesson and one game every quarter.
  8. Fuel Savings: Enjoy a 1% fuel surcharge waiver, making every journey cost-effective.

Features and Benefits of IndusInd Bank Iconia Visa Credit Card

The IndusInd Bank Iconia Visa Credit Card offers several features and benefits:

1. Rewards Benefits:

  • Earn 0.75 Reward Points per Rs. 100 on weekdays.
  • Earn 1 Reward Point per Rs. 100 on weekends.

2. Welcome Benefits:

  • Explore Montblanc’s classic elegance at 12 nationwide stores.
  • Luxe Gift Card grants access to 30+ luxury brands across 360 stores.

3. IndusInd Bank Credit Card:

  • Unlock discounts from Big Bazaar, Amazon, Zee5, and more.
  • Enjoy brand discounts, including Pantaloons, Bata, and Louis Philippe.

4. Movies Benefits:

  • Buy 1 Get 1 free on BookMyShow, up to Rs. 200 per month.

5. Travel Benefits:

  • Travel Plus program waives lounge charges for 8 international travels.
  • Insurance for travel issues, 1% fuel surcharge waiver on Indian fuel stations.

6. Insurance and Additional Benefits:

  • Rs. 25 lakh personal air accident insurance.
  • 24/7 concierge services for reservations and lifestyle needs.
  • Protection against unauthorized transactions, counterfeit fraud.
  • Roadside assistance, emergency fuel, flat tire service, and medical assistance.

IndusInd Bank Iconia Visa Credit Card Fees and Charges

Explore the fee structure for the IndusInd Bank Iconia Visa Credit Card and discover the financial advantages that come with it.

1. Add-on Card Fee:

  • No charges for add-on cards.

2. Interest Rates:

  • Monthly: 3.83%
  • Annually: 46% for partial bill payment.

3. Interest-Free Tenure:

  • Enjoy a 50-day interest-free period from the credit card statement generation.
  • Not applicable if the total amount due is not paid in full.

4. Late Payment Charges (in Rs):

  • Up to Rs 100: Nil
  • Rs 101 – Rs 500: 100
  • Rs 501 – Rs 1,000: 350
  • Rs 1,001 – Rs 10,000: 550
  • Above Rs 10,000: 700

Eligibility Criteria for IndusInd Bank Iconia Visa Credit Card

Here are essential criteria for applying for an IndusInd Bank Iconia Visa Credit Card:

  • Salaried Individuals: Annual income requirement is Rs 3,60,000.
  • Self-Employed: Annual income requirement is Rs 4,80,000.
  • For eligibility, ensure your income or ITR meets the specified criteria.

Documents Required for IndusInd Bank Iconia Visa Credit Card

To apply for the IndusInd Bank Iconia Visa Credit Card, you will typically need to provide the following documents:

1. Essential KYC Documents:

  • Mandatory: Pan card, Aadhaar card, and a photograph.
  • Alternate address proofs if different from Aadhaar Card: voter’s ID, driving license, passport, etc.

2. Income Documents for Salaried Individuals:

  • Last 3 months’ bank statement.
  • Last 3 months’ salary slip or details of other bank’s credit card.

3. Income Documents for Self-employed Individuals:

  • Latest copy of Income Tax Return (ITR) or details of other bank’s credit card.

How to apply for IndusInd Bank Iconia Visa Credit Card

Follow these steps to apply for the IndusInd Bank Iconia Visa Credit Card online or offline:

  1. Apply for the IndusInd Iconia Visa Credit Card online or offline for your convenience.
  2. Offline application requires a visit to the nearest IndusInd Bank branch with necessary documents.
  3. Complete the physical application form during your branch visit.
  4. For online application, visit the official IndusInd Bank website or call 1860 267 7777.

FAQs:

1. What is the IndusInd Bank Iconia Visa Credit Card?

The IndusInd Bank Iconia Visa Credit Card is a premium credit card offered by IndusInd Bank, providing exclusive privileges and benefits to cardholders.

2. What are the key features of the IndusInd Bank Iconia Visa Credit Card?

  • Rewards Program: Earn reward points on every transaction.
  • Lounge Access: Enjoy complimentary access to airport lounges.
  • Insurance Coverage: Benefit from insurance coverage on travel and other aspects.
  • Discounts and Offers: Avail discounts on dining, shopping, and entertainment.

3. How can I apply for the IndusInd Bank Iconia Visa Credit Card?

You can apply for the card online through the IndusInd Bank website or by visiting a branch. The bank will require certain documents and may have eligibility criteria.

4. What is the eligibility criteria for the IndusInd Bank Iconia Visa Credit Card?

Eligibility criteria may vary, but typically include age, income, and credit score requirements. It’s advisable to check with the bank for the most accurate information.

5. How does the Rewards Program work?

Cardholders earn reward points for every eligible transaction made with the credit card. These points can be redeemed for a variety of rewards, including travel, merchandise, and more.

6. What are the dining benefits with the IndusInd Bank Iconia Visa Credit Card?

Cardholders can enjoy discounts and offers at partner restaurants. Details of the dining program can be found on the bank’s website or by contacting customer service.

7. Is there an annual fee for the IndusInd Bank Iconia Visa Credit Card?

Yes, credit cards often have an annual fee. It’s recommended to check the current fee structure on the bank’s website or by contacting customer service.

8. How can I check my credit card balance and transactions?

You can check your credit card balance and transactions through the bank’s online banking portal, mobile app, or by contacting customer service.

9. What is the interest rate on the IndusInd Bank Iconia Visa Credit Card?

The interest rates can vary and are subject to change. It’s advised to check the current interest rates on the bank’s website or by contacting customer service.

10. How can I contact customer service for the IndusInd Bank Iconia Visa Credit Card?

You can reach IndusInd Bank customer service through the helpline number provided on the back of your credit card or on the bank’s website. Additionally, you may visit a local branch for assistance.