Indus Solitaire Credit Card

IndusInd Bank is consistently broadening its credit card portfolio by introducing innovative and dynamic cards. Among its recent additions are a virtual credit card and attractive lifetime free benefits. The bank has now unveiled its newest high-tier offering – the Indus Solitaire Credit Card. Tailored for high-net-worth individuals and frequent international travelers, this card stands out with features such as zero forex charges and four complimentary international lounge visits every quarter. This not only allows regular international travelers to enhance their savings but also ensures a comfortable travel experience. Additionally, cardholders can access concierge services for added convenience.

Key Highlights of Indus Solitaire Credit Card

1. Exclusive Credit Card:

  • Classified as a premium credit card.
  • Initial joining fee: Rs. 30,000.
  • Annual charges: Rs. 10,000 starting from the second year.

2. Forex Benefits: Zero forex charges associated with this card.

3. Complimentary Memberships:

Enjoy complimentary memberships:

  • Moneycontrol Pro
  • EazyDiner
  • Taj Epicure Memberships.

Features and Benefits of Indus Solitaire Credit Card

The Indus Solitaire Credit Card offers several features and benefits:

1. Joining Benefits:

  • Earn 5,000 bonus Reward Points by spending Rs. 1 lakh in the first 30 days of card issuance.

2. Complimentary One-Year Taj Epicure Preferred Membership:

  • Voucher for a one-night stay with breakfast for two.
  • 2 vouchers for a one-level room upgrade at the best available rate for one night.
  • Two vouchers for All Day Dining Restaurants for two people.
  • Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person.
  • Up to 25% off on stays, dining, takeaway, and spa treatments throughout the year.

3. Complimentary EazyDiner Prime Membership:

  • Up to 50% discount at over 2000 partner restaurants in India and Dubai.
  • Joining bonus of 2000 EazyPoints.
  • 2X EazyPoints on all restaurant table reservations.

4. Complimentary Moneycontrol Pro Membership:

  • Ad-free experience with seamless navigation and faster response times.
  • Expert editorials every month.
  • Insights from world-renowned experts and journalists through collaboration with Financial Times.
  • Access to 40+ investment ideas every week and 3 to 4 daily technical calls for actionable insights.

5. Complimentary Airport Lounge Access:

  • 4 free lounge visits each quarter for both international and domestic lounges.
  • A total of 16 visits to domestic lounges and 16 visits to international lounges per year.

6. Golf Games:

  • Enjoy 12 rounds of complimentary green fees for one year (not exceeding 3 rounds in a calendar quarter).
  • 4 complimentary green fee accesses for guests (not exceeding 1 complimentary guest green fee in a calendar quarter).
  • 12 complimentary golf lessons each year (maximum 3 each quarter).

Indus Solitaire Credit Card Fees and Charges

Explore the fee structure for the Indus Solitaire Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Amount: Rs. 30,000 + GST

2. Renewal Fee:

  • Amount: Rs. 10,000 + GST

3. Rewards Redemption Fee: Not Applicable (N/A)

4. Foreign Currency Markup:

  • Charge: Zero

5. Interest Rates:

  • Monthly: 3.83%
  • Annually: 46%

6. Fuel Surcharge:

  • Waiver: 1% Fuel Surcharge

7. Cash Advance Charges:

  • Percentage: 2.5%
  • Minimum Charge: Rs. 300

Eligibility Criteria for Indus Solitaire Credit Card

Here are essential criteria for applying for an Indus Solitaire Credit Card:

  1. Residency Requirement: The candidate must be a resident of India.
  2. Age Criteria: The applicant should fall within the age range of 18 to 75 years.
  3. Financial Stability: The applicant is required to demonstrate a consistent and substantial monthly or annual income.
  4. Creditworthiness: A positive credit history is essential, including a good credit card or CIBIL score, a favorable credit utilization ratio, and reasonable credit inquiries.
  5. Occupational Eligibility: The applicant must be engaged in either a salaried or self-employed occupation.

How To Apply for Indus Solitaire Credit Card?

Follow these steps to apply for the Indus Solitaire Credit Card:

  1. Visit the Official Website: Go to the official website of IndusInd Bank to apply for the Solitaire Credit Card.
  2. Navigate to Credit Cards Section: Look for the “Credit Cards” section on the website and find the specific page for the Indus Solitaire Credit Card.
  3. Fill Online Application Form: Complete the online application form with accurate personal and financial information. Be ready with details such as your name, contact information, employment details, and income.
  4. Upload Required Documents: Scan and upload any necessary documents requested during the application process. Common documents may include proof of identity, address, income, and recent passport-sized photographs.
  5. Review and Submit: Carefully review all the information provided in the application form before submitting. Ensure that you have accurately filled in all details. Once reviewed, submit the application online. You may receive a reference number for tracking your application status.

Frequently Asked Questions (FAQs)

1. How can I apply for the Indus Solitaire Credit Card?

To apply for the Indus Solitaire Credit Card, visit the official IndusInd Bank website, navigate to the “Credit Cards” section, and fill out the online application form. Ensure that you provide accurate personal and financial details.

2. What is the joining fee for the Indus Solitaire Credit Card?

The joining fee for the Indus Solitaire Credit Card is Rs. 30,000 plus GST. Please check the latest terms and conditions on the official website for any updates.

3. Is there a renewal fee for the Indus Solitaire Credit Card?

Yes, there is a renewal fee for the Indus Solitaire Credit Card, which amounts to Rs. 10,000 plus GST. Be aware of the renewal charges to manage your credit card account effectively.

4. Are there any rewards redemption fees associated with the Indus Solitaire Credit Card?

No, there is no rewards redemption fee for the Indus Solitaire Credit Card. Enjoy the benefits of your rewards without incurring any additional charges.

5. What is the foreign currency markup for transactions made with the Indus Solitaire Credit Card?

The Indus Solitaire Credit Card offers a zero foreign currency markup, making it a favorable choice for international transactions.

6. What are the interest rates for the Indus Solitaire Credit Card?

The interest rates for the Indus Solitaire Credit Card are 3.83% per month and 46% annually. It’s essential to be aware of these rates to manage your credit responsibly.

7. Does the Indus Solitaire Credit Card provide a fuel surcharge waiver?

Yes, the Indus Solitaire Credit Card offers a 1% fuel surcharge waiver, providing additional savings on fuel expenses.

8. What are the cash advance charges for the Indus Solitaire Credit Card?

The cash advance charges for the Indus Solitaire Credit Card are 2.5% of the transaction amount or a minimum charge of Rs. 300, whichever is higher.

9. How can I check the status of my Indus Solitaire Credit Card application?

After applying, you can track the status of your Indus Solitaire Credit Card application online. Use the reference number provided during the application process for convenient tracking.

10. What documents are required for the Indus Solitaire Credit Card application?

Typical documents include proof of identity, address, income, and recent passport-sized photographs. Ensure you have these documents scanned and ready to upload during the application process.