IndusInd Bank Pinnacle World Credit Card

The IndusInd Bank Pinnacle World Credit Card caters to discerning individuals who desire top-tier advantages. Tailored for those who value luxury, it grants unmatched access to airport lounges, personalized concierge services, and remarkable rewards. Perfectly suited for frequent travelers and affluent clientele, this card embodies opulence and ease, delivering a plethora of lifestyle benefits alongside unmatched financial versatility.

Key Highlights of IndusInd Bank Pinnacle World Credit Card:

  • Gain 2.5 reward points on each Rs.100 expended in e-commerce transactions.
  • Enjoy three complimentary movie tickets each month.
  • Access the Travel Plus Programme for additional benefits.

Features and Benefits of IndusInd Bank Pinnacle World Credit Card

The IndusInd Bank Pinnacle World Credit Card presents a rich assortment of exclusive perks tailored to meet the sophisticated requirements of affluent clients. Below are highlights of its distinctive attributes and privileges:

1. Reward Points Program: Gain reward points with every transaction made using your card, enabling you to swiftly accumulate points.

2. Complimentary Airport Lounge Access: Enjoy access to airport lounges in India and abroad, providing a comfortable and luxurious travel experience.

3. Concierge Services: Access dedicated concierge services for assistance with travel bookings, reservations, and other personalized requests.

4. Travel Plus Program: Take advantage of the Travel Plus Program, which provides extra perks for travelers, such as reduced rates on airfare and accommodations.

5. Complimentary Golf Access: Get complimentary access to select golf courses in India, making it a perfect card for golf enthusiasts.

6. Dining Offers: Experience unique dining benefits and special offers at participating eateries.

7. Fuel Surcharge Waiver: Enjoy savings on fuel costs by avoiding fuel surcharges when you fill up at select petrol stations.

8. Premium Lifestyle Benefits: Enjoy a variety of lifestyle perks, from special entertainment deals to exclusive event access.

9. Complimentary Insurance: Benefit from complimentary insurance coverage, including travel insurance and purchase protection, providing added security.

10. Contactless Payment: The card may support contactless payments, offering a secure and convenient way to make transactions.

11. Global Acceptance: Embraced domestically and internationally, this card offers ease for both local and global transactions, enjoying widespread acceptance.

12. Flexible Payment Options: Enjoy the flexibility of convenient payment options, including EMI conversion, making it easier to manage your finances.

IndusInd Bank Pinnacle World Credit Card Fees and Charges

  1. Joining Fee: Rs. 12,999
  2. Annual Fee: Nil
  3. Finance Charges: 3.38% per month (46% Annual)
  4. Late Payment Fee:
  • Up to Rs. 100: Nil
  • Rs. 101 to Rs. 500: Rs. 100
  • Rs. 501 to Rs. 1,000: Rs. 350
  • Rs. 1,001 to Rs. 10,000: Rs. 550
  • Rs. 10,001 to Rs. 25,000: Rs. 800
  • Rs. 25,001 to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Eligibility criteria for the IndusInd Bank Pinnacle World Credit Card

To qualify for the IndusInd Pinnacle Credit Card, applicants need to satisfy specific basic requirements.

  1. The applicant should hold Indian citizenship.
  2. The applicant should be at least 18 years old.
  3. The candidate must be under the age of 65.
  4. An active credit history is mandatory.
  5. Following the submission of the online application, essential documents such as income proofs, residence proofs, and identity proofs will be required for verification by IndusInd Bank at a later stage.

Documents Required for IndusInd Bank Pinnacle World Credit Card

1. Identity Proof (Any of the following):

  • PAN card
  • Aadhaar card
  • Driving licence
  • Voter ID card
  • Passport

2. For Salaried Individuals:

  • Last 3 months’ bank statement
  • Last 3 months’ salary slip or details of other bank’s credit card

3. For Self-Employed Individuals:

  • Latest copy of Income Tax Returns (ITR) or details of other bank’s credit card

How to apply for IndusInd Bank Pinnacle World Credit Card

  1. Visit the Official Website: Go to the official website of IndusInd Bank.
  2. Navigate to Credit Cards: Search for the section labeled “Credit Cards” or “Apply for a Credit Card” on the website. Click on it.
  3. Explore Card Options: Browse through the available credit card options and locate the “IndusInd Bank Pinnacle World Credit Card” among the choices.
  4. Review Card Details: Click on the card to view its features, benefits, fees, and eligibility criteria. Ensure that it meets your requirements.
  5. Initiate the Application: Once you’ve decided to apply for the card, look for an “Apply Now” or “Apply Online” button, and click on it.
  6. Provide Personal Information: You’ll be asked to provide personal information such as your name, contact details, date of birth, and PAN card number. Fill in these details accurately.
  7. Income and Employment Information: Please provide the necessary information regarding your income and employment. This may encompass your yearly earnings, type of employment (whether salaried or self-employed), and the name of your employer if applicable.
  8. Upload Documents: You will likely need to upload scanned copies of documents such as your PAN card, Aadhaar card, photographs, income proof (salary slips, bank statements, or ITR), and address proof (such as Aadhaar card or utility bills).
  9. Review and Submit: Thoroughly examine the details you’ve inputted and the files you’ve submitted. Ensure they are accurate and make any adjustments if needed.
  10. Submit the Application: After reviewing and confirming your application, submit it online.
  11. Application Processing: The bank will process your application, which may involve a credit check and verification of the documents provided.
  12. Application Status: You can track the status of your application online through the bank’s website or by contacting the bank’s customer service.
  13. Receive the Card: Once your application gets the green light, IndusInd Bank will send out your Pinnacle World Credit Card straight to the address you’ve provided.

Frequently Asked Questions (FAQs) –

  1. What is the IndusInd Bank Pinnacle World Credit Card?
    • The IndusInd Bank Pinnacle World Credit Card caters to discerning individuals looking for top-tier banking perks. Crafted to deliver an unparalleled experience, this premium card boasts exclusive privileges, rewards, and benefits tailored to its cardholders’ needs.
  2. What unique characteristics does the Pinnacle World Credit Card offer?
    • Certain notable aspects encompass the potential for substantial reward earnings, access to airport lounges at no additional cost, exclusive perks tailored to one’s lifestyle, and the support of a dedicated relationship manager.
  3. How do I go about applying for the IndusInd Bank Pinnacle World Credit Card?
    • To get the Pinnacle World Credit Card, you have two options: apply online via the IndusInd Bank website or visit a nearby branch in person. During the application, you’ll need to provide essential documents and fulfill specific eligibility requirements.
  4. What are the eligibility criteria for this credit card?
    • Eligibility criteria may include a minimum age, income requirement, and credit score. Specific details can be obtained from the bank’s official website or by contacting customer service.
  5. What’s the maximum credit allowance provided with the Pinnacle World Credit Card?
    • Your credit limit hinges on multiple factors, such as your earnings, credit past, and financial metrics. The bank evaluates your application to offer a fitting credit cap tailored to your circumstances.
  6. What sorts of benefits are available with this credit card in terms of rewards?
    • The Pinnacle World Credit Card allows you to earn reward points with each transaction. These points are flexible and can be exchanged for various perks like travel reservations, merchandise, and other exciting options. Check out the card’s terms and conditions for detailed information on its rewards system.
  7. Are there any travel perks available with the Pinnacle World Credit Card?
    • Certainly! The card offers free access to airport lounges along with travel insurance and additional perks tailored for travelers. These advantages significantly elevate your journey, ensuring a seamless and enriched travel experience.
  8. Does the IndusInd Bank Pinnacle World Credit Card come with an annual fee?
    • It’s recommended to verify the current fee structure either through the bank’s website or by reaching out to customer service as the card might entail an annual fee.
  9. How can I view my credit card statement and make bill payments?
    • You have the option to view your credit card statement via the bank’s website or mobile application. Payments can be completed online, via the app, or in person at specified bank locations.
  10. What steps do I take in case my credit card goes missing or gets stolen?
    • If your card is lost or stolen, get in touch with the bank’s customer service helpline right away. They’ll walk you through the essential procedures to safeguard your card and stop any unauthorized transactions.