IndusInd Pioneer Heritage Credit Card

IndusInd Bank presents the Pioneer Heritage credit card, an exclusive Mastercard World Elite offering for their esteemed clientele. This card is available in two variants: Pioneer Heritage and the distinguished Pioneer Heritage Metal, marking IndusInd Bank’s debut in issuing metal cards, endowed with enhanced premium benefits. The Pioneer Heritage Metal variant stands out, featuring welcome gift vouchers from Oberoi hotels and a Luxe Gift card. Enjoy exclusive privileges across various categories such as entertainment, dining, travel, and shopping. The metal card offers unlimited lounge access globally, while the other variant provides 8 complimentary domestic and international lounge accesses annually. Elevate your lifestyle with IndusInd Pioneer Heritage credit card.

Key Highlights of IndusInd Pioneer Heritage Credit Card

Unlock unparalleled benefits with the IndusInd Pioneer Heritage Credit Card.

  1. Welcome Gift: Receive a Luxe Gift Card and Oberoi e-gift voucher upon card activation.
  2. International Transactions: Earn 2.5 Reward Points for every Rs. 100 spent on international transactions.
  3. Domestic Transactions: Earn 1 Reward Point for every Rs. 100 spent on domestic transactions.
  4. Movie Ticket Offer: Enjoy a Buy 1 Get 1 offer on movie ticket bookings through BookMyShow.
  5. Dining Spends Discount: Get up to Rs. 3,000 off on your dining spends.
  6. Club ITC Culinary Program: Access privileges with the Club ITC Culinary Program.
  7. Lounge Access: Enjoy complimentary domestic and international lounge access.
  8. Forex Benefits: Benefit from a discounted markup fee of 1.8% on the conversion amount.
  9. Insurance Coverage: Receive complimentary air accident protection cover worth up to Rs 2.5 crores.

Features and Benefits of IndusInd Pioneer Heritage Credit Card

The IndusInd Pioneer Heritage Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Choose luxury stays with a selection of Oberoi Hotels.
  • Receive a Luxe gift card for premium brands across 30 Indian cities.

2. Reward Point Benefits:

  • Earn 1 reward point for every Rs.100 on domestic spends.
  • Gain 2.5 reward points for every Rs.100 on international spends.

3. Entertainment Benefits:

  • Buy one movie ticket, get another free.
  • Enjoy 3 free tickets monthly, capped at Rs.700 each.
  • Avail Rs.50 discount with F&B option.
  • Get a 20% discount (up to Rs.350) on two non-movie event tickets.

4. Golf Benefits:

  • Access 4 free golf games and lessons monthly.

5. Travel Benefits:

  • 2 complimentary international and domestic lounge visits quarterly.

6. Concierge Benefits:

  • 24×7 assistance for reservations, flights, sports, and entertainment.

7. Insurance Benefits:

  • Personal Air Accident Cover up to Rs.2.5 crore.

8. Dining Benefits:

  • Up to Rs.3,000 discount at partner restaurants.

9. Fuel Benefits:

  • 1% fuel surcharge waiver on transactions between Rs.400 and Rs.4,000.

10. Club ITC Benefits:

  • Fine dining and green points at ITC and Welcome hotels.
  • Spend Rs.25,000 on F&B, get 1,000 bonus Green Points.

IndusInd Pioneer Heritage Credit Card Fees and Charges

Explore the fee structure for the IndusInd Pioneer Heritage Credit Card and discover the financial advantages that come with it.

  1. Joining Fee: Rs. 90,000 + GST
  2. Renewal Fee: Rs. 25,000 + GST
  3. Spend Based Waiver: Annual fee waived based on the previous year’s credit card spending.
  4. Rewards Redemption Fee: Rs. 100 per redemption request
  5. Foreign Currency Markup: 1.8% of the transacted amount
  6. Interest Rates: 2.99% per month (35.88% per annum)
  7. Fuel Surcharge: Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 4,000.
  8. Cash Advance Charges: Nil
  9. Add-on Card Fee: Nil

Documents Required for IndusInd Pioneer Heritage Credit Card

To apply for the IndusInd Pioneer Heritage Credit Card, you will typically need to provide the following documents:

1. Identity Proof Options:

  • Voter ID
  • Aadhaar Card
  • Driving Licence

2. Income Proof Alternatives:

  • IT Returns
  • Salary Slip
  • Form 16

3. Proof of Address Documents:

  • Voter ID
  • Aadhaar Card

4. Miscellaneous Proof:

  • Ration Card

How to apply for IndusInd Pioneer Heritage Credit Card

Follow these steps to apply for the IndusInd Pioneer Heritage Credit Card online:

1. Visit the IndusInd Bank Website:

  • Go to the official website of IndusInd Bank.

2. Navigate to Credit Cards Section:

  • Look for the “Credit Cards” section on the website.

3. Explore Credit Card Options:

  • Find and explore the IndusInd Pioneer Heritage Credit Card among the available credit card options.

4. Review Card Features and Benefits:

  • Understand the features, benefits, fees, and eligibility criteria associated with the IndusInd Pioneer Heritage Credit Card.

5. Check Eligibility:

  • Ensure that you meet the eligibility criteria for the credit card. This may include factors such as age, income, and credit score.

6. Complete the Application Form:

  • Fill out the online application form. You may need to provide personal information, contact details, employment details, and financial information.

7. Upload Required Documents:

  • Upload the necessary documents to support your application. These may include identity proof, address proof, income proof, and other relevant documents.

8. Application Submission:

  • Review the information provided in the application form and submit it.

9. Application Processing:

  • The bank will process your application. This may involve a credit check.

10. Verification Call/Visit:

  • You may receive a verification call or a visit from a bank representative to verify the information provided in the application.

11. Approval or Rejection:

  • You will be notified of the approval or rejection of your credit card application.

12. Receive the Credit Card:

  • If approved, you will receive the IndusInd Pioneer Heritage Credit Card at the address provided in the application.

FAQs:

  1. What is the IndusInd Pioneer Heritage Credit Card?
    • The IndusInd Pioneer Heritage Credit Card is a premium credit card offered by IndusInd Bank, designed to provide exclusive benefits and privileges to cardholders.
  2. What are the key features of the IndusInd Pioneer Heritage Credit Card?
    • The card offers a range of features, including travel benefits, lifestyle privileges, reward points, and concierge services. It is tailored to meet the diverse needs of cardholders.
  3. How can I apply for the IndusInd Pioneer Heritage Credit Card?
    • You can apply for the card through the official IndusInd Bank website or by visiting a nearby branch. The application process typically involves submitting required documents and meeting eligibility criteria.
  4. What are the eligibility criteria for this credit card?
    • Eligibility criteria may include factors such as age, income, and credit score. Specific details can be obtained from the bank’s website or by contacting their customer service.
  5. What are the annual fees and charges associated with the IndusInd Pioneer Heritage Credit Card?
    • Details about annual fees, joining fees, interest rates, and other charges can be found in the terms and conditions provided by IndusInd Bank. It’s advisable to review these before applying.
  6. What travel benefits are offered with the IndusInd Pioneer Heritage Credit Card?
    • The card may offer travel-related benefits such as airport lounge access, complimentary travel insurance, and exclusive discounts on airfare and hotel bookings. Check the specific details provided by the bank.
  7. Can I earn reward points with this credit card, and how do they work?
    • Yes, the card typically comes with a reward points program. Cardholders can earn points on their transactions, and these points can be redeemed for various rewards such as vouchers, merchandise, or statement credits.
  8. What kind of lifestyle privileges are associated with the IndusInd Pioneer Heritage Credit Card?
    • Lifestyle privileges may include discounts on dining, entertainment, shopping, and other lifestyle experiences. The card may also provide exclusive access to events and promotions.
  9. Is there a customer service helpline for IndusInd Pioneer Heritage Credit Card users?
    • Yes, IndusInd Bank provides a customer service helpline that cardholders can contact for assistance, information, or to report any issues related to their credit card.
  10. How can I track my credit card transactions and manage my account online?
    • IndusInd Bank typically provides an online portal or mobile app where cardholders can log in to track transactions, check statements, and manage their credit card account. Ensure you are familiar with the digital platforms offered by the bank.