IndusInd Bank Saarthi Business Card

Take your business to greater heights with the IndusInd Bank Saarthi Business Credit Card. This unique card not only offers advantages for your business but also ensures its safety through complimentary coverage against fire, theft, and burglary. Maintaining a clear distinction between personal and business finances is crucial, and this dedicated business credit card allows you to effortlessly monitor your expenditures and streamline your bookkeeping processes. Elevate your business experience with the IndusInd Bank Saarthi Business Credit Card today.

Key Highlights of IndusInd Bank Saarthi Business Credit Card

  1. Enjoy a reduced interest rate with this card.
  2. Earn 1 Reward Point (RP) for domestic transactions and 2 RPs for international transactions.
  3. Benefit from complimentary domestic lounge access.
  4. Make hassle-free contactless payments using this card.

Features and Benefits of IndusInd Bank Saarthi Business Card

The IndusInd Bank Saarthi Business Credit Card offers several features and benefits:

1. Joining Fee Waiver:

  • Obtain a waiver on the joining fee by spending Rs. 2 lakh within the initial 90 days of receiving the card.

2. Visa Offers:

  • Benefit from exclusive offers on lifestyle, travel, entertainment, food, and fashion courtesy of Visa.

3. Complimentary Lounge Access:

  • Avail two free domestic lounge access sessions per quarter throughout India.
  • This perk ensures hassle-free travels within the country up to 8 times a year.

4. Fuel Surcharge Waiver:

  • Enjoy a 1% fuel surcharge waiver at all petrol pumps in India for transactions ranging from Rs. 400 to Rs. 4,000.

IndusInd Bank Saarthi Business Card Fees and Charges

Explore the fee structure for the IndusInd Bank Saarthi Business Card and discover the financial advantages that come with it.

  1. Joining Fee: ₹2,500 + GST
  2. Renewal Fee: ₹1,499 + GST
  3. Spend Based Waiver: Annual charges waived on spends of Rs. 1 Lakh
  4. Rewards Redemption Fee: Not Applicable
  5. Foreign Currency Markup: 3.5% of the Total Amount
  6. Interest Rates: 2.49% Per Month
  7. Fuel Surcharge: 1% on Fuel Transactions between Rs. 400 and Rs. 4000
  8. Cash Advance Charges: 2.5% of the Amount

How To Apply for IndusInd Bank Saarthi Business Card?

Follow these steps to apply for the IndusInd Bank Saarthi Business Card online and offline:

Online Application:

  1. Visit the official IndusInd Bank website.
  2. Navigate to the “Credit Cards” section.
  3. Select the Saarthi Business Card.
  4. Click on the “Apply Now” or similar button.
  5. Fill in the required personal and business information accurately.
  6. Upload necessary documents as specified.
  7. Review the application before submission.
  8. Submit the application online.

Offline Application:

  1. Visit the nearest IndusInd Bank branch.
  2. Request an application form for the Saarthi Business Card.
  3. Fill out the form with accurate personal and business details.
  4. Attach the required documents (ID proof, business proof, etc.).
  5. Submit the completed application form and documents to the bank representative.
  6. The bank will process your application.

Frequently Asked Questions (FAQs) –

1. What is the IndusInd Bank Saarthi Business Card?

The IndusInd Bank Saarthi Business Card is a credit card designed specifically for businesses, offering various benefits and features to cater to the financial needs of entrepreneurs.

2. How can I apply for the IndusInd Bank Saarthi Business Credit Card?

You can apply for the IndusInd Saarthi Business Credit Card online through the official IndusInd Bank website or visit the nearest bank branch for an offline application.

3. What documents are required for IndusInd Saarthi Business Credit Card application?

Standard documents include proof of identity, address, business proof, and income details. Specific requirements may vary, so check with the bank or refer to the website for the latest information.

4. What are the fees associated with the IndusInd Bank Saarthi Business Credit Card?

The card has a joining fee, renewal fee, and other charges. Refer to the official fee schedule or contact the bank for detailed information on charges.

5. Is there a rewards program for Saarthi Business Credit Cardholders?

Yes, the card likely comes with a rewards program. Check the terms and conditions to understand how rewards are earned and redeemed.

6. Can I get a waiver on the annual charges?

Yes, there is a spend-based waiver on annual charges. Details may vary, so refer to the terms and conditions for specific information on eligibility criteria.

7. What is the foreign currency markup on the IndusInd Bank Saarthi Business Credit Card?

The foreign currency markup is typically mentioned as a percentage of the total amount. Refer to the terms and conditions for the specific rate applicable.

8. How do I check my Saarthi Business Card balance?

You can check your card balance through the IndusInd Bank mobile app, internet banking, or by contacting the customer service helpline.

9. What is the interest rate on the Saarthi Business Card?

The card comes with a specified monthly interest rate. Refer to the terms and conditions or contact the bank for the current interest rate.

10. How can I report a lost or stolen IndusInd Bank Saarthi Business Credit Card?

In case of loss or theft, contact the IndusInd Bank credit card customer care service immediately to report the incident and request card blocking or replacement.