IndusInd Bank Vrddhi Business Card

IndusInd Bank has launched the Vrddhi Business Card, tailored to bolster and enhance support for businesses. This card facilitates seamless management of your professional credit expenditures. Earn rewards with every transaction – get 2 Reward Points for every Rs. 100 spent domestically and 4 Reward Points for every Rs. 100 spent internationally. For frequent business travelers, the card provides an extra perk of 3 complimentary domestic lounge accesses each quarter.

Key Highlights of IndusInd Bank Vrddhi Business Credit Card

  1. Minimal Interest: The interest rate is low.
  2. Reward Points: Earn 2 Reward Points for every Rs. 100 spent, and get 4 Reward Points for international transactions using this card.
  3. Fuel Surcharge Waiver: Enjoy a 1% waiver on fuel surcharges.

Features and Benefits of IndusInd Bank Vrddhi Business Card

The IndusInd Bank Vrddhi Business Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Vouchers valued at Rs. 10,000 from popular brands such as Pantaloons, Bata, Raymond, Hush Puppies, PVR, Sleepwell, etc.
  • To claim the welcome gift vouchers, contact the bank within 120 days of paying the joining fees.
  • The e-voucher remains valid for six months.
  • Contact information: 1860 267 7777 or [email protected].

2. Joining Fee Waiver:

  • Joining fee waived if card spends reach Rs. 4 lakh within 90 days of card issuance.

3. Annual Fee Waiver:

  • Annual fee waived for card spends of Rs. 1 lakh or more in a card anniversary year.

4. Complimentary Lounge Access:

  • Vrddhi Business Card offers three complimentary domestic lounge visits per quarter, totaling 12 visits in a year.

IndusInd Bank Vrddhi Business Card Fees and Charges

Explore the fee structure for the IndusInd Bank Vrddhi Business Card and discover the financial advantages that come with it.

  1. No Joining Fee if you spend Rs. 4 lakhs within 90 days of card activation.
  2. Annual fee is waived if you spend over Rs. 1 lakh in the preceding year.
  3. Enjoy a waiver on 1% fuel surcharge at all petrol pumps for transactions ranging from ₹400 to ₹4000, with a minimum waiver of Rs. 10.

How To Apply for IndusInd Bank Vrddhi Business Card?

Follow these steps to apply for the IndusInd Bank Vrddhi Business Card:

  1. Go to the official website of IndusInd Bank.
  2. Navigate to the ‘Business’ section using the tab on the website.
  3. Choose the ‘Credit Cards’ option within the ‘Business’ section.
  4. Pick the IndusInd Bank Vrddhi Business Card from the available options.
  5. Click on the ‘Apply Now’ button.
  6. Follow the subsequent steps as instructed to complete the application process.

Frequently Asked Questions (FAQs) –

1. What is the IndusInd Bank Vrddhi Business Card?

The IndusInd Bank Vrddhi Business Card is a credit card tailored for business needs, offering various benefits and features designed to enhance the financial management of businesses.

2. How can I apply for the IndusInd Bank Vrddhi Business Credit Card?

You can apply for the card by visiting the official IndusInd Bank website or by contacting the bank’s customer service. The application process usually involves filling out an online form and providing necessary documents.

3. What are the key features of the IndusInd Bank Vrddhi Business Credit Card?

The card comes with features such as joining fee waivers, annual fee waivers based on spending, and fuel surcharge waivers, among others. These features are designed to provide financial benefits and convenience to business users.

4. Is there a joining fee for the IndusInd Bank Vrddhi Business Card?

The joining fee for the card can be waived if you meet specific spending criteria within a specified timeframe after card activation. Please refer to the terms and conditions for more details.

5. How can I avail the annual fee waiver on the card?

The annual fee is waived based on your spending in the previous year. If your annual spending exceeds a certain threshold, the annual fee for the following year may be waived.

6. Can you explain the fuel surcharge waiver on the IndusInd Vrddhi Business Credit Card?

The card provides a waiver on the 1% fuel surcharge at all petrol pumps for transactions within a specific range, subject to a minimum waiver amount. This benefit is applicable to transactions falling between specified amounts.

7. What is the eligibility criteria for the IndusInd Bank Vrddhi Business Credit Card?

The eligibility criteria typically include factors such as age, income, credit score, and other financial parameters. Check with IndusInd Bank for specific details on eligibility.

8. How can I check my IndusInd Bank Vrddhi Business Card balance?

You can check your card balance through the IndusInd Bank online portal, mobile app, or by contacting the bank’s customer service. These channels provide convenient ways to access your card information.

9. What additional benefits does the IndusInd Bank Vrddhi Business Card offer?

The card may offer additional benefits such as rewards, discounts, and exclusive privileges. Refer to the card’s terms and conditions for a comprehensive list of benefits.

10. What should I do if my IndusInd Vrddhi Business Credit Card is lost or stolen?

In case of a lost or stolen card, it is crucial to immediately report it to IndusInd Bank credit card customer care service. The bank will guide you through the process of blocking the card and issuing a replacement for security purposes.