Karur Vysya Bank Credit Card

The Karur Vysya Bank Credit Card offers a gateway to convenience and rewards. As a product of one of India’s oldest banks, established in 1916, these credit cards combine tradition and innovation. With options like the KVB Platinum Credit Card, KVB Honour Credit Card, and KVB Corporate Credit Card, customers can choose the card that best aligns with their needs and lifestyle. These credit cards not only provide access to a wide range of spending opportunities, including travel, lifestyle, dining, and shopping, but also offer exclusive benefits and rewards. KVB’s commitment to customer satisfaction is evident in its loyalty reward points system, which further enhances the cardholder experience. In a banking landscape where technology and tradition harmonize, KVB Credit Cards stand out as a reliable and rewarding choice for individuals seeking financial flexibility and valuable perks.

Features and Benefits of Karur Vysya Bank Credit Card

KVB has different credit cards with various features and benefits across different areas, but the following are some of the general features and benefits:

  • Welcome Benefits: New KVB credit cardholders usually receive bonus reward points or even gift vouchers as a welcome gift.
  • Accepted Worldwide: The KVB credit card can be used at over 24 million places worldwide, including 3,25,000 outlets in India.
  • Add-On Cards: The main cardholder can get additional cards for their family members.
  • Balance Transfer: You can transfer balances from other cards with high interest rates to your KVB credit card at a lower rate and pay in installments.
  • Cash Advance: You can get cash from your card’s limit. It’s delivered as a cheque or draft.
  • Rewards: Whenever you buy things with your KVB Credit Card, you earn reward points. The rate can vary based on the card and category.
  • Travel Benefits: Some KVB credit cards offer travel perks like free lounge access, discounts on flights/hotels, and more rewards for travel-related spending.
  • Other Benefits: KVB credit cards also have extras like no fuel surcharge, protection for lost/stolen cards, insurance coverage, and more.

Eligibility Criteria

Though the specific eligibility criteria could vary for each card, here are some basic requirements you need to meet for all KVB Credit Cards:

  • Age: You should be between 21 to 65 years old.
  • For add-on cardholders: Age should be above 18 years.
  • Occupation: Salaried or Self-Employed.

Documents Required

  • Identity Proof:
    Aadhar Card
    PAN Card
    Voter ID
    Passport
    Driving Licence
    (any one of these)
  • Address Proof:
    Voter ID
    Utility bills
    Passport
    Aadhar Card
    Driving Licence
    (any one of these)
  • Income Proof:
    For salaried employees: Latest salary slip, Recent bank statements.
    For self-employed individuals: Recent Income Tax Return (ITR) statement.

How To Apply for Karur Vysya Bank Credit Card?

  1. Go to the official Karur Vysya Bank website ( https://www.kvb.co.in/ ). Look for the “Personal Banking” section and then click on “credit cards”.
  2. Explore the different credit card options offered by Karur Vysya Bank. Each card have specific features, benefits, and eligibility criteria. Choose the one that best suits your needs.
  3. Fill Out the Application Form and double-check the information for accuracy.
  4. After completing the form and uploading documents, review the application. Then, submit the application online.
  5. If your application meets the bank’s criteria, you will receive approval for the credit card. This could take a few days to a couple of weeks, depending on the bank’s processing time.
  6. Once approved, the bank will dispatch the credit card to the address provided in the application. You might also receive an SMS or email notification about the dispatch.

List Of Best KVB Credit Card

KVB Platinum Credit Card
Joining Fee: NIL
Renewal Fee: Rs.599/card
Welcome Benefits: You’ll get 500 extra points as a bonus when you activate your card.

KVB Honour Credit Card
Joining Fee: NIL
Renewal Fee: Rs 999/Card
Welcome Benefits: You’ll get 700 extra points as a bonus when you activate your card.

KVB Corporate Credit Card
Joining Fee: NIL
Renewal Fee: Rs.1,000/card (free for first year)
Welcome Benefits: NA

Karur Vysya SBI Gold Card
Annual Fee: Rs. 499
Renewal Fee: Rs. 499
Welcome Benefits: 2,000 points as a bonus if you spend Rs. 2,000 or more during the first 60 days.

Karur Vysya SBI Platinum Card
Annual Fee: Rs. 2,999
Renewal Fee: Rs. 2,999
Welcome Benefits: Welcome e-Gift Voucher worth Rs. 3,000 from certain brands like Yatra, Hush Puppies/Bata, Marks & Spencer Westside, and Shoppers Stop.

Karur Vysya SBI Signature Card
Annual Fee: Rs. 4,999
Renewal Fee: Rs. 4,999
Welcome Benefits: Welcome e-Gift Voucher worth Rs. 3,000 from certain brands like Yatra, Hush Puppies/Bata, Marks & Spencer Westside, and Shoppers Stop.