6E Rewards – IndiGo Kotak Bank Credit Card

Kotak Bank has joined forces with IndiGo Airlines to introduce co-branded travel credit cards, featuring the 6E Rewards – IndiGo Kotak Credit Card and the 6E Rewards XL – IndiGo Kotak Credit Card. The former serves as the basic variant, while the latter boasts superior offerings. Previously, only HDFC Bank collaborated with IndiGo for credit card issuance, but Kotak Bank has now joined the ranks.

The 6E Rewards – IndiGo HDFC Bank Credit Card, with an annual fee of Rs. 700, extends a warm welcome to its users with a range of enticing benefits. These include a complimentary air ticket, dining and stay vouchers from Accor hotels, Budweiser gift vouchers, and the 6E prime add-on.

Key Highlights of 6E Rewards – IndiGo Kotak Bank Credit Card

  1. Enjoy a range of enticing welcome benefits, including complimentary flight tickets, a 6E add-on, and other exciting perks.
  2. Earn up to 3 6E Rewards for every rupee spent.
  3. Avail a discounted convenience fee of Rs. 150 when booking IndiGo flights.
  4. Easily redeem your reward points for various benefits with IndiGo Airlines.

Features and Benefits of 6E Rewards – IndiGo Kotak Credit Card

The 6E Rewards – IndiGo Kotak Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Signature Variant (6E XL Rewards Cards): Receive a welcome ticket voucher worth Rs. 3,000 and a complimentary 6E Prime Add-on valued at Rs. 899, including a complimentary meal, quick baggage access, and seat selection.
  • Platinum Variant (6E Rewards Card): Enjoy a welcome ticket voucher of Rs. 1,500 and a complimentary 6E Prime Add-on worth Rs. 899, featuring a complimentary meal, quick baggage access, and seat selection.

2. Flight Benefits:

  • Earn reward points on 6E Rewards – IndiGo Kotak Credit Card transactions for booking flight tickets.
  • Signature Variant (6E XL Rewards Cards): Earn 6% on IndiGo transactions, 3% on Entertainment, Dining & Grocery spends, and 2% on all other transactions (excluding Rent, Wallet, Education, and Govt. spends).
  • Platinum Variant (6E Rewards Card): Earn 3% on IndiGo transactions, 2% on Entertainment, Dining & Grocery spends, and 1% on all other transactions (excluding Rent, Wallet, Education, and Govt. spends).

3. Flight Redemption:

  • Redeem reward points earned through transactions on the 6E Rewards – IndiGo Kotak Credit Card to book flight tickets.
  • Complimentary IndiGo air ticket available for redemption towards the base fare after completing three transactions every month for the first three months of the statement cycle.
  • The redeemed ticket can be used for bookings on the IndiGo website or mobile app in INR only.

4. Other Perks:

  • Signature Variant (6E XL Rewards Cards): Enjoy 8 complimentary lounge accesses during the year (maximum 2 per quarter).
  • Discounted convenience fee of Rs. 150 per passenger on IndiGo tickets.

6E Rewards – IndiGo Kotak Credit Card Fees and Charges

Explore the fee structure for the 6E Rewards – IndiGo Kotak Credit Card and discover the financial advantages that come with it.

  1. Joining Fees: Rs. 700
  2. Annual Fees: Rs. 700
  3. Waiver of Annual Fees (First Year): Not Applicable (NA)
  4. Waiver of Annual Fees (Second Year): NA
  5. Addon card Fees: NA
  6. Interest Charges on Outstanding Balances: 3.50% (Annualized 42%)
  7. Minimum Amount Due (MAD): MAD can be 5% or 10% of Total Amount Due (TAD) as decided by the Bank
  8. ATM Cash Withdrawal/Call a Draft/Fund Transfer/Cash Advance Fee per Rs. 10,000 or part thereof: Rs. 300
  9. Late Payment Charges (LPC):
  • Rs. 100 for statement outstanding less than or equal to Rs. 500.
  • Rs. 500 for statement outstanding between Rs. 500.01 to Rs. 10,000.
  • Rs. 700 for statement outstanding greater than Rs. 10,000.

Eligibility Criteria for 6E Rewards – IndiGo Kotak Credit Card

Here are essential criteria for applying for an 6E Rewards – IndiGo Kotak Credit Card:

  1. The main credit cardholder must fall within the age range of 21 to 65 years.
  2. The supplementary cardholder must be 18 years old or older.
  3. Both the primary and add-on cardholders should be residents of India.

How To Apply for 6E Rewards – IndiGo Kotak Credit Card?

Follow these steps to apply for the 6E Rewards – IndiGo Kotak Credit Card:

Online Application for 6E Rewards – IndiGo Kotak Credit Card:

  1. Visit the official website of Kotak Mahindra Bank.
  2. Navigate to the credit cards section and locate the “6E Rewards – IndiGo Kotak Credit Card.”
  3. Click on the “Apply Now” or similar button to initiate the application process.
  4. Fill in the required personal and financial details accurately in the online application form.
  5. Upload any necessary documents as specified by the bank.
  6. Review the application thoroughly and submit it online.
  7. Track the application status through the provided online portal or contact the bank for updates.

Offline Application for 6E Rewards – IndiGo Kotak Bank Credit Card:

  1. Visit the nearest Kotak Mahindra Bank branch.
  2. Request the credit card application form from the bank representative.
  3. Complete the application form with accurate personal and financial information.
  4. Attach the necessary supporting documents as outlined by the bank.
  5. Submit the filled application form along with the documents to the bank representative.
  6. The bank will process the application, and you can inquire about the status through the provided channels.

Frequently Asked Questions (FAQs) –

1. What is the 6E Rewards – IndiGo Kotak Credit Card?

The 6E Rewards – IndiGo Kotak Credit Card is a co-branded credit card offered by Kotak Mahindra Bank in collaboration with IndiGo airlines, providing users with exclusive benefits and rewards related to air travel.

2. How can I apply for the 6E Rewards – IndiGo Kotak Bank Credit Card?

You can apply for the card online by visiting the official Kotak Mahindra Bank website or offline by visiting a nearby Kotak Mahindra Bank branch.

3. What are the eligibility criteria for 6E Rewards – IndiGo Kotak Bank Credit Card?

The eligibility criteria typically include age restrictions, income requirements, and other factors. The primary cardholder is generally required to be between 21 and 65 years old, and additional criteria may apply.

4. What documents do I need to submit during the 6E Rewards – IndiGo Kotak Bank Credit Card application process?

Commonly required documents include proof of identity, proof of address, income documents, and any additional documents specified by Kotak Mahindra Bank.

5. What are the key features of the 6E Rewards – IndiGo Kotak Bank Credit Card?

Features may include reward points on IndiGo transactions, complimentary lounge access, discounts on airfare, and other benefits. Refer to the terms and conditions for specific details.

6. How do I earn and redeem reward points with 6E Rewards – IndiGo Kotak Credit Card?

Details on earning and redeeming reward points can be found in the credit card’s rewards program. Typically, points can be earned on eligible transactions and redeemed for various rewards, such as flight tickets or merchandise.

7. Is there an annual fee for the 6E Rewards – IndiGo Kotak Credit Card?

Credit card fees, including annual fees, may vary. Check the terms and conditions or contact Kotak Mahindra Bank for specific details on fees associated with this credit card.

8. What are the travel benefits associated with this credit card?

Travel benefits may include discounts on airfare, complimentary airport lounge access, travel insurance, and other perks. Consult the credit card documentation for comprehensive information.

9. How can I check the status of my 6E Rewards – IndiGo Kotak Bank Credit Card application?

You can track the status of your application online through the bank’s official website or by contacting the customer service helpline.

10. What should I do if my 6E Rewards – IndiGo Kotak Bank Credit Card is lost or stolen?

Immediately contact the Kotak credit card customer care service helpline to report the loss. The bank will guide you through the process of blocking the card and issuing a replacement.