6E Rewards XL – IndiGo Kotak Bank Credit Card

The 6E Rewards XL – IndiGo Kotak Credit Card stands as an enhanced version compared to the 6E Rewards – IndiGo Kotak Credit Card. These credit cards, developed in collaboration with IndiGo Airlines, aim to meet the diverse travel needs of their customers. The 6E Rewards XL variant introduces a limited-time joining fee of Rs. 1,500 applicable to cards issued on or before December 31, 2021. Post this date, the joining fee increases to Rs. 2,500. Upon acquiring the card, you gain access to exclusive benefits valued at over Rs. 10,000, surpassing the initial joining fee. Additionally, the card offers a generous reward rate of up to 6% on all expenditures, enabling cardholders to accumulate up to 20% 6E Rewards on purchases made with IndiGo’s partner brands.

Key Highlights of 6E Rewards XL – IndiGo Kotak Bank Credit Card

  1. Enjoy exclusive welcome benefits exceeding Rs. 10,000.
  2. Earn 6% 6E Rewards when you spend on goindigo.in.
  3. Unlock up to 20% 6E Rewards when you engage with IndiGo’s featured partners.
  4. Receive 3% 6E Rewards on specific categories and 2% 6E Rewards on all other expenditures.
  5. Avail discounted convenience fees on IndiGo flights.
  6. Redeem your accumulated 6E Rewards for bookings on IndiGo flights.
  7. Gain complimentary access to domestic lounges as part of the package.

Features and Benefits of 6E Rewards XL – IndiGo Kotak Credit Card

The 6E Rewards XL – IndiGo Kotak Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Receive a welcome benefit of an IndiGo Airline ticket worth Rs. 3,000.
  • Enjoy welcome gift vouchers from partner brands across various categories.

2. Current Welcome Vouchers:

  • Rs. 1,000 Accor Dining voucher
  • 30% off on Accor Stay (1-3 nights)
  • Rs. 250 voucher from Budweiser
  • Free 30-day trial on Lionsgate Play

3. Reward Points:

  • Earn Kotak IndiGo Ka-ching 6E Rewards XL Credit Card points on every spend.
  • Redeem points on www.indigo.in for IndiGo flight tickets.
  • Earn 6% rewards on IndiGo spends.
  • Get 3% rewards on merchant spends (dining, entertainment, grocery).
  • Receive 2% rewards on all other category spends (excluding wallets).

4. Lounge Access:

  • Get 2 airport lounge accesses every quarter.
  • Accumulate a total of 8 airport lounge accesses per year.

5. Other Benefits:

  • Enjoy 6E prime add-ons, including priority check-in, choice of seat, complimentary meal, and quicker baggage assistance.

6E Rewards XL – IndiGo Kotak Credit Card Fees and Charges

Explore the fee structure for the 6E Rewards XL – IndiGo Kotak Credit Card and discover the financial advantages that come with it.

1. Joining Fees: Rs. 2500 (1500 as introductory fee)
2. Annual Fees: Rs. 2500 (1500 as introductory fee)
3. Condition for waiver of Annual Fees – First Year: NA
4. Condition for waiver of Annual Fees – Second Year: NA
5. Addon Card Fees: NA
6. Interest Charges on Outstanding Balances: 3.50% (Annualized 42%)

7. Minimum Amount Due (MAD):

  • MAD can be 5% or 10% of TAD as decided by the Bank
  • It will reflect in the statement in the column of the minimum amount due

8. ATM Cash Withdrawal/Call a Draft/Fund Transfer/Cash Advance per Rs. 10,000 or part thereof: Rs. 300
9. Late Payment Charges (“LPC”):

  • Rs. 100 for a statement outstanding less than or equal to Rs. 500.
  • Rs. 500 for a statement outstanding between Rs. 500.01 to Rs. 10,000.
  • Rs. 700 for a statement outstanding greater than Rs. 10,000.

Eligibility Criteria for 6E Rewards XL – IndiGo Kotak Credit Card

Here are essential criteria for applying for an 6E Rewards XL – IndiGo Kotak Credit Card:

For Salaried Indian Nationals:

  • Minimum age requirement: 21 years.
  • Maximum age limit: 60 years.
  • Gross monthly income should exceed Rs 1,20,000.

For Self-Employed Indian Nationals:

  • Minimum age requirement: 21 years.
  • Maximum age limit: 65 years.
  • Annual income as per Income Tax Return (ITR) must be greater than Rs 14.4 Lakhs.

Documents Required for 6E Rewards XL – IndiGo Kotak Credit Card

To apply for the 6E Rewards XL – IndiGo Kotak Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhaar Card
  • Voter ID Card
  • PAN Card
  • Driving License
  • Passport

2. Address Proof:

  • Utility Bill (water/electricity/gas/telephone)
  • Ration Card
  • Voter ID Card
  • Passport
  • Driving License

3. Income Proof:

  • Salary slips
  • Income Tax Returns (ITR)
  • Form 16
  • Proof of business continuity
  • Certified financial documents
  • PAN Card

4. Age Proof:

  • Class X school certificate
  • Voter ID Card
  • Birth certificate

How To Apply for 6E Rewards XL – IndiGo Kotak Credit Card?

Follow these steps to apply for the 6E Rewards XL – IndiGo Kotak Credit Card:

  1. Visit the IndiGo Website: Go to the official IndiGo website to explore the features and benefits of the 6E Rewards XL – IndiGo Kotak Bank Credit Card.
  2. Check Eligibility: Review the eligibility criteria for the credit card to ensure that you meet the required conditions.
  3. Online Application: Fill out the online application form available on the website with accurate personal and financial information.
  4. Submission of Documents: Upload the necessary documents, including identity proof, address proof, income proof, and any other documents specified by the bank.
  5. KYC Process: Complete the KYC (Know Your Customer) process, which may involve a physical verification of documents or a visit by a bank representative.
  6. Wait for Approval: After submitting the application, wait for the bank’s approval. This process may take some time, and you will be notified of the status of your application.
  7. Receive Credit Card: Once approved, the credit card will be dispatched to your registered address. Activate the card as per the instructions provided by the bank.
  8. Start Earning Rewards: Upon activation, you can start using the 6E Rewards XL – IndiGo Kotak Bank Credit Card for your transactions and begin earning rewards as per the card’s benefits.
  9. Manage Your Account: Set up online access to manage your credit card account, view statements, and track your rewards.
  10. Utilize Additional Features: Familiarize yourself with the additional features of the credit card, such as discounts, travel benefits, and any exclusive privileges offered by IndiGo and Kotak Bank.

Frequently Asked Questions (FAQs) –

1. What is the 6E Rewards XL – IndiGo Kotak Credit Card?

The 6E Rewards XL – IndiGo Kotak Credit Card is a co-branded credit card offered by IndiGo and Kotak Bank, providing users with various benefits and rewards tailored for travel and lifestyle.

2. How can I apply for the 6E Rewards XL – IndiGo Kotak Bank Credit Card?

To apply for the 6E Rewards XL – IndiGo Kotak Bank Credit Card, visit the official IndiGo website, check eligibility, fill out the online application form, submit required documents, and wait for approval.

3. What documents are required for the 6E Rewards XL – IndiGo Kotak Credit Card application?

Typically, you may need identity proof, address proof, income proof, and other documents as specified by Kotak Bank. Check the specific requirements during the application process.

4. What are the key features of the 6E Rewards XL – IndiGo Kotak Credit Card?

Features may include travel benefits, reward points on IndiGo bookings, discounts, airport lounge access, and other perks. Refer to the terms and conditions for detailed information.

5. How long does it take for the 6E Rewards XL – IndiGo Kotak Credit Card application to be approved?

The approval time varies. After submitting the application, you will be notified of the status. It may take a few days for processing.

6. How can I check the status of my 6E Rewards XL – IndiGo Kotak Credit Card application?

You can check the status of your application online through the bank’s website or contact the Kotak credit card customer care service helpline number for assistance.

7. How do I activate my 6E Rewards XL – IndiGo Kotak Credit Card?

Once you receive the credit card, follow the activation instructions provided by Kotak Bank. This usually involves a simple activation process through their website or customer service.

8. Can I redeem the reward points for IndiGo flights?

Yes, many co-branded credit cards offer reward points that can be redeemed for IndiGo flights or other travel-related benefits. Check the rewards program details for redemption options.

9. Are there any annual fees for the 6E Rewards XL – IndiGo Kotak Credit Card?

Check the terms and conditions for information on annual fees, joining fees, and any other charges associated with the credit card.

10. What additional benefits come with the 6E Rewards XL – IndiGo Kotak Credit Card?

Additional benefits may include discounts on partner services, complimentary airport lounge access, insurance coverage, and exclusive offers. Review the card’s features for a comprehensive understanding.