Kotak PVR Gold Credit Card

The PVR Kotak Gold credit card is a unique co-branded card created in collaboration with PVR cinemas, catering to movie enthusiasts. This card offers a hassle-free joining process with no membership fee and presents enticing movie-related rewards, enabling you to save on your cinema expenses.

When you spend more than Rs. 10,000 in a month, you receive a complimentary PVR movie ticket. For those who spend over Rs. 15,000 in a month, the card grants them two free PVR movie tickets. Beyond ticket benefits, the card also covers the cost of your popcorn, enhancing your cinematic experience.

Furthermore, the PVR Kotak Gold credit card extends its advantages to your add-on card, ensuring that all the features available on your primary PVR Kotak Gold credit card are also accessible to your supplementary cardholder.

Key Highlights of Kotak PVR Gold Credit Card

  1. The Kotak Bank PVR Gold Credit Card caters to avid moviegoers who frequently visit multiplexes for their cinematic enjoyment.
  2. Applying for this card does not involve any joining fee for the applicant, making it a cost-effective choice.
  3. Upon the card’s first swipe, cardholders can earn a valuable reward in the form of a PVR voucher code.

Features and Benefits of Kotak PVR Gold Credit Card

Key features and benefits of the Kotak PVR Gold Credit Card:

  1. No charges or fees: Cardholders enjoy a fee-free credit card with Kotak 811.
  2. Bonus reward points: Spend Rs. 5000 within 45 days to earn 500 bonus reward points.
  3. Theft insurance: Report card theft within 7 days to avail of a Rs. 50,000 insurance cover.
  4. Annual cashback: Reach an annual spend of Rs. 75,000 for a Rs. 750 cashback or 4 PVR Movie Tickets.

Kotak PVR Gold Credit Card Fees and Charges

Fees and charges of Kotak PVR Gold credit card are as follows:

1. Joining Fees: Nil
2. Annual Fees: Rs. 499
3. Add-on card Fees: Rs. 299
4. Finance Charges: 3.50% per month or 42% per annum
5. Minimum Amount Due (MAD): Between 5% and 10% of the Total Amount Due
6. ATM Cash Withdrawal/Call a Draft/Fund Transfer/Cash Advance Fee per Rs. 10,000: Rs. 300
7. Late Payment Charges (“LPC”):

  • Rs. 100 for an amount less than or equal to Rs. 500
  • Rs. 500 for an amount between Rs. 500.01 and Rs. 10,000
  • Rs. 700 for an amount greater than Rs. 10,000

8. Over Limit Charge: Rs. 500
9. Cheque Bounce Charges: Rs. 500
10. Foreign Currency Mark Up: 3.5% of the amount
11. Cash payment Fee: Rs. 100
12. Card Replacement Fee: Rs. 100
13. CIBIL – Credit Information Report: Rs. 50

PVR Kotak Gold Credit Card Eligibility

Eligibility criteria for the PVR Kotak Gold Credit Card:

  1. Applicant must reside in India.
  2. The cardholder’s minimum age must be 18 years.
  3. Applicant’s age should fall between 21 and 65 years.

Documents Required for Kotak PVR Gold Credit Card

To apply for the Kotak Bank PVR Gold Credit Card, you’ll need to provide specific documents:

1. Identity Proof:

  • Aadhar Card
  • PAN Card
  • Passport
  • Voter’s ID
  • Driving License

2. Address Proof:

  • Latest utility bills
  • Aadhar Card
  • Passport

3. Income Proof:

  • Latest bank statements/salary slips
  • Latest Income Tax Return (ITR)

How to apply for Kotak PVR Gold Credit Card

You have two options to apply for the Kotak Bank PVR Gold Credit Card, either online or offline:

Offline Application:

  1. Head to your nearest Kotak Bank branch.
  2. Gather all the necessary documents.
  3. Fill out a physical application form to apply for the card.

Online Application:

  1. Visit the official website of Kotak Bank.
  2. Navigate to the ‘Explore Products’ section.
  3. Choose ‘Cards,’ then ‘Credit Cards.’
  4. Locate the PVR Kotak Gold Credit Card and click on ‘Apply Now.’
  5. Follow the online application process as prompted.

Frequently Asked Questions (FAQs)

1. What is the Kotak PVR Gold Credit Card?

The Kotak PVR Gold Credit Card is a co-branded credit card offered by Kotak Mahindra Bank in partnership with PVR Cinemas. It provides cardholders with a range of benefits, including movie discounts, rewards, and other exclusive privileges.

2. How can I apply for the Kotak PVR Gold Credit Card?

You can apply for the Kotak PVR Gold Credit Card online through the Kotak Mahindra Bank website or by visiting a Kotak Mahindra Bank branch. Ensure you meet the eligibility criteria and have the required documents for a smooth application process.

3. What are the eligibility criteria for the Kotak PVR Gold Credit Card?

Eligibility criteria may include age, income, and credit score requirements. Specific details can be obtained from the official Kotak Mahindra Bank website or by contacting their customer service.

4. What movie benefits does the Kotak PVR Gold Credit Card offer?

Cardholders can enjoy complimentary PVR movie tickets and discounts on F&B purchases at PVR cinemas. The exact benefits may vary, so it’s advisable to check the latest offers and terms on the official Kotak Mahindra Bank website.

5. Is there an annual fee for the Kotak PVR Gold Credit Card?

The Kotak PVR Gold Credit Card may have an annual fee, which is subject to change. It’s recommended to review the current fee structure on the bank’s official website or contact customer support for the latest information.

6. How can I redeem the rewards earned on my Kotak PVR Gold Credit Card?

Rewards earned on the Kotak PVR Gold Credit Card can usually be redeemed through the Kotak Mahindra Bank’s rewards program. Redemption options may include movie tickets, merchandise, or other offerings. Check the bank’s website or contact customer service for details on the redemption process.

7. What is the credit limit on the Kotak PVR Gold Credit Card?

The credit limit on the Kotak PVR Gold Credit Card is determined based on various factors such as your income, credit history, and the bank’s internal policies. Individual credit limits may vary, and cardholders can contact the bank for specific information.

8. How can I check my Kotak PVR Gold Credit Card statement?

You can check your Kotak PVR Gold Credit Card statement online through the Kotak Mahindra Bank’s internet banking portal. Additionally, statements are usually sent to the registered email address. For any assistance, you can contact the bank’s customer service.

9. Is there a foreign currency markup fee on international transactions?

The Kotak PVR Gold Credit Card may have a foreign currency markup fee for international transactions. It’s advisable to check the terms and conditions or contact customer support to understand the fees associated with foreign transactions.

10. How can I contact Kotak Mahindra Bank for assistance with my credit card?

You can contact Kotak Mahindra Bank’s customer service through the helpline number provided on the back of your credit card or on the bank’s official website. Additionally, you may visit a Kotak Mahindra Bank branch for in-person assistance.