Kotak PVR Platinum Credit Card

Kotak Bank’s PVR Kotak Platinum Credit Card is designed for avid moviegoers, offering an exceptional cinematic experience. With no joining fee, it’s a great way to save. Spend Rs. 10,000 or more monthly and enjoy two complimentary PVR movie tickets, redeemable anytime. Plus, get 5% cashback on PVR movie tickets and a generous 15% cashback on food and beverages. This card also offers insurance coverage for lost cards to safeguard against unauthorized transactions, ensuring peace of mind. Elevate your movie nights with this exclusive credit card.

Key Highlights of Kotak PVR Platinum Credit Card

  1. Unmatched Entertainment Rewards: Enjoy top-notch movie experiences with the Kotak Bank PVR Platinum Credit Card.
  2. No Joining Fee: Applicants can benefit from this card without any initial joining fee.
  3. First Swipe, Instant Reward: Get a PVR voucher code right after your first card swipe.

Features and Benefits of Kotak PVR Platinum Credit Card

Here are the features and benefits of Kotak PVR Credit Card:

  1. Welcome Gift: Enjoy a PVR voucher code on your first swipe, delivered within 60 days.
  2. Nationwide Utility: Shop across India with free PVR movie tickets when exceeding monthly spending limits.
  3. Security Shield: Shield against unauthorized transactions with PVR Shield, offering ₹75,000 (Platinum) or ₹50,000 (Gold) coverage per year, including add-on cards.
  4. No Joining Fee: No joining fee for the first year.
  5. Add-On Convenience: Get an add-on card with the same features as the primary, making expense tracking easy.
  6. Contactless Payments: Utilize Visa payWave for secure contact-free transactions up to ₹2,000 at merchant stores.

Kotak PVR Platinum Credit Card Fees and Charges

Fees and Charges of Kotak PVR Platinum Credit Card are as follows:

  1. No spend-based waiver required.
  2. No fee for rewards redemption.
  3. 3.5% foreign currency markup on international transactions.
  4. Interest rate of 3.5% per month.
  5. 1% fuel surcharge at all fuel stations.
  6. Cash advance charge: Rs. 300 per withdrawal of Rs. 10,000.
  7. Add-on card fee: Rs. 299 for each additional card.

Kotak PVR Platinum Credit Card Eligibility

Here are the key eligibility criteria for the Kotak PVR Platinum Credit Card:

  1. Eligibility limited to Indian citizens.
  2. Primary card applicant: 21-65 years of age.
  3. Add-on cardholder: Minimum 18 years.
  4. A credit score of 750+ is essential for approval.

Documents Required for Kotak PVR Platinum Credit Card

Credit Card Application Requirements for Both Self-employed and Salaried Applicants:

1. Completed Application Form: Submit a duly filled credit card application form.

2. Passport-Size Photographs: Provide passport-sized photographs as part of your application.

3. Identity Proof: Furnish any one of the following as your identity proof – PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.

4. Residence Proof: Validate your address with documents like utility bills, PAN Card, or Aadhaar Card.

Additional Requirements for Salaried Applicants:

5. Income Proof: Present evidence of your income, including:

  • Latest salary slips.
  • Form 16 for the past 3 years.
  • Bank statements for the last 6 months.
  • Additional Requirements for Self-employed Applicants:

6. Income Proof: Demonstrate your income through:

  • Income proof documents.
  • Account statements.
  • Business proofs.

How to apply for Kotak PVR Platinum Credit Card

To apply for the Kotak PVR Gold Credit Card, you can either visit Kotak Mahindra Bank’s official website or your nearest branch. Here’s a step-by-step guide for applying online:

  1. Visit the official website of Kotak Mahindra Bank.
  2. Click on the “Get Your Card Now” option.
  3. Fill in your personal details, including your name, date of birth, occupation, and more.
  4. Verify your information with the required documents and submit your application.

After submission, you’ll receive an application number, and your application will undergo evaluation.

Frequently Asked Questions (FAQs)

1. What is the Kotak PVR Platinum Credit Card?

The Kotak PVR Platinum Credit Card is a co-branded credit card offered by Kotak Mahindra Bank in partnership with PVR Cinemas. It provides cardholders with a range of benefits and rewards related to movie experiences, along with standard credit card features.

2. How can I apply for the Kotak PVR Platinum Credit Card?

You can apply for the Kotak PVR Platinum Credit Card online through the official Kotak Mahindra Bank website or by visiting a Kotak Mahindra Bank branch.

3. What are the key features of the Kotak PVR Platinum Credit Card?

Some key features include complimentary PVR movie tickets, dining and shopping discounts, fuel surcharge waiver, and accelerated rewards on specific categories.

4. Is there an annual fee for the Kotak PVR Platinum Credit Card?

The annual fee and other charges associated with the card are subject to the bank’s policies. Check the latest fee structure on the official website or contact the bank for the most accurate and up-to-date information.

5. How do I earn rewards with the Kotak PVR Platinum Credit Card?

Cardholders can earn rewards through regular credit card transactions. Additionally, accelerated rewards are offered on specific categories, such as entertainment and dining expenses.

6. Can I redeem the rewards earned with the Kotak PVR Platinum Credit Card?

Yes, you can redeem the rewards earned on the Kotak PVR Platinum Credit Card for various options such as PVR movie tickets, merchandise, and other rewards available in the bank’s rewards catalog.

7. Are there any discounts on movie tickets with the Kotak PVR Platinum Credit Card?

Yes, the card provides complimentary PVR movie tickets and discounts on ticket bookings made using the credit card.

8. Is there a limit to the number of complimentary PVR movie tickets I can get with the Kotak PVR Platinum Credit Card?

The terms and conditions may vary, and there might be a limit on the number of complimentary tickets. Check the card details or contact Kotak Mahindra Bank for specific information.

9. Does the Kotak PVR Platinum Credit Card offer any travel benefits?

While the primary focus of this card is on entertainment-related benefits, it may offer some travel-related benefits such as fuel surcharge waivers. Check the terms and conditions for details.

10. How can I contact Kotak Mahindra Bank for queries related to my Kotak PVR Platinum Credit Card?

You can contact the bank through their customer service helpline, visit a Kotak Mahindra Bank branch, or use the online banking platform for assistance with any queries related to your credit card.