PNB RuPay Platinum Patanjali Credit Card

Introducing the PNB RuPay Platinum Patanjali Credit Card, part of the recently launched co-branded PNB Credit Cards in collaboration with Patanjali Ayurved Limited. There’s no joining fee, and a minimal Rs. 500 renewal fee, waived with quarterly card usage. Enjoy 2% cashback at Patanjali stores, earn 1 Reward Point for every Rs. 150 spent elsewhere. Plus, get an extra 50 points by registering for the e-bill facility. Elevate your shopping experience with exclusive benefits!

Key Highlights of PNB RuPay Platinum Patanjali Credit Card

Unlock unparalleled benefits with the PNB RuPay Platinum Patanjali Credit Card.

  1. No joining fee.
  2. Receive a welcome bonus of 300 Reward Points.
  3. Earn 1 Reward Point for every Rs. 150 spent.
  4. Get 50 Reward Points upon registering for the e-bill facility.
  5. Enjoy 2% cashback (up to Rs. 50) on transactions at Patanjali stores.
  6. Access complimentary airport lounges at selected domestic airports.
  7. Annual fee waived based on spend.
  8. Avail complimentary insurance coverage for accidental death.
  9. Benefit from a 1% fuel surcharge waiver on all fuel transactions.

Features and Benefits of PNB RuPay Platinum Patanjali Credit Card

The PNB RuPay Platinum Patanjali Credit Card offers several features and benefits:

  1. Joining fee: Rs.500; Annual fee: Rs.750.
  2. PNB Genie app for convenient card management.
  3. No annual fee with at least one quarterly card use.
  4. Credit limit: Rs.50,000 to Rs.10 lakh.
  5. Earn 2X reward points on retail purchases.
  6. First use bonus: 300+ reward points.
  7. Access domestic and international lounges.
  8. Enjoy 300+ merchant offers.
  9. 2% cashback on transactions over Rs.2,500 (max Rs.50) at Patanjali stores.
  10. Patanjali Swadeshi Samridhi Card users get extra 5-7% cashback on PNB Patanjali RuPay Select recharges.
  11. Rs.10 lakh insurance for accidental death and total disability.
  12. Auto-debit, EMI, and add-on card facilities available.

PNB RuPay Platinum Patanjali Credit Card Fees and Charges

Explore the fee structure for the PNB RuPay Platinum Patanjali Credit Card and discover the financial advantages that come with it.

1. Joining Fee:

  • Zero joining fee for PNB RuPay Platinum Patanjali Credit Card.

2. Annual Fee:

  • Nominal Rs. 500 annual fee.
  • Waivable by using the card once each quarter.

3. Interest Rate:

  • 2.95% per month.

4. Forex Markup Fee:

  • 3.5% on foreign currency transactions.

5. Cash Advance Fee:

  • PNB Domestic ATMs: 2% or minimum Rs. 100.
  • Other Domestic ATMs: 2% or minimum Rs. 150.
  • Overseas ATMs: 2% or minimum Rs. 250.

Eligibility Criteria for PNB RuPay Platinum Patanjali Credit Card

Here are essential criteria for applying for an PNB RuPay Platinum Patanjali Credit Card:

  1. Age requirement: Applicants must be between 21 and 70 years old.
  2. Employment status: Salaried or self-employed individuals are eligible.
  3. Minimum income for PNB customers: Rs.2.50 lakh.
  4. Minimum income for non-PNB customers: Rs.3.50 lakh.

Documents Required for PNB RuPay Platinum Patanjali Credit Card

To apply for the PNB RuPay Platinum Patanjali Credit Card, you will typically need to provide the following documents:

  1. Present any government-issued ID (Aadhar Card, Driving Licence, Passport) for identity and address verification.
  2. Include a copy of your PAN Card in the application.
  3. Attach a recent photograph of the applicant.
  4. If employed, submit the latest 3 months’ salary slips; if self-employed, provide the latest Income Tax Return (ITR) as financial documentation.

How to apply for PNB RuPay Platinum Patanjali Credit Card?

Follow these steps to apply for the PNB RuPay Platinum Patanjali Credit Card online or offline:

  1. Visit the nearest PNB branch for the IDBI Aspire Platinum Credit Card application.
  2. Complete the physical application form available at the branch.

Alternatively:

  1. Download the form from the official PNB Cards website.
  2. Print the form, fill in all necessary details, and gather required documents.
  3. Submit the filled form and documents to your nearest PNB branch for processing.

Frequently Asked Questions (FAQs)

1. What is the PNB RuPay Platinum Patanjali Credit Card?

The PNB RuPay Platinum Patanjali Credit Card is a co-branded credit card offered by Punjab National Bank (PNB) in association with RuPay and Patanjali. It comes with various benefits and features tailored for the cardholders.

2. How can I apply for the PNB RuPay Platinum Patanjali Credit Card?

You can apply for the card by visiting the official website of Punjab National Bank, where you will find the application form. Alternatively, you can visit a PNB branch and apply for the credit card in person.

3. What are the key features of the PNB RuPay Platinum Patanjali Credit Card?

The card offers benefits such as reward points on purchases, discounts on Patanjali products, fuel surcharge waiver, and other exclusive privileges. The specific features may vary, so it’s advisable to check the terms and conditions.

4. Are there any annual fees associated with the PNB RuPay Platinum Patanjali Credit Card?

The annual fees and other charges associated with the credit card are typically mentioned in the terms and conditions. It’s recommended to review these details before applying for the card.

5. How can I redeem the reward points earned on my PNB RuPay Platinum Patanjali Credit Card?

Most credit card issuers provide an online portal or a dedicated customer service line for reward point redemption. Check with PNB for the specific process to redeem your accumulated reward points.

6. Is there a cash withdrawal facility available on the PNB RuPay Platinum Patanjali Credit Card?

Yes, you can use your PNB RuPay Platinum Patanjali Credit Card to withdraw cash from ATMs. However, cash withdrawals may be subject to fees and interest rates, so it’s advisable to be aware of these charges.

7. Can I track my PNB RuPay Platinum Patanjali Credit Card transactions online?

Yes, most credit card issuers provide online banking facilities for cardholders to track their transactions, check their balance, and manage their account. PNB likely offers an online portal or a mobile app for this purpose.

8. What benefits does the PNB RuPay Platinum Patanjali Credit Card offer for shopping at Patanjali stores?

The card may offer special discounts, cashback, or reward points for purchases made at Patanjali stores. Check the card’s terms and conditions for specific details on the benefits related to Patanjali products.

9. How do I contact customer service for the PNB RuPay Platinum Patanjali Credit Card?

You can contact PNB’s customer service through the helpline number provided on the back of your credit card or visit the official website for contact details. Additionally, you may find contact information on your monthly statements.

10. What should I do if my PNB RuPay Platinum Patanjali Credit Card is lost or stolen?

In case of loss or theft, immediately report it to the PNB customer service helpline. Most credit card issuers, including PNB, have 24/7 customer service for such emergencies. They will guide you through the process of blocking the card and issuing a replacement.