RBL Bank Cookies Credit Card

Discover an array of noteworthy benefits with the RBL Bank Cookies Credit Card, available for a mere monthly fee of INR 100. Tailored to diverse lifestyles, this premium card guarantees a gratifying experience for users. Whether your interests lie in cinema, fine dining, exploring new destinations, or all of them, the Cookies Credit Card unlocks boundless avenues to elevate your lifestyle.

Key Highlights of RBL Bank Cookies Credit Card:

  1. Welcome Gift: Upon approval, cardholders receive a generous welcome gift in the form of a gift voucher worth Rs.1,000.
  2. Online Spending Rewards: Cardholders can earn 5 Reward Points for every Rs.100 spent on online transactions. This offers an appealing reward for individuals who often engage in online shopping or transactions.
  3. Offline Spending Rewards: For offline transactions, cardholders earn 1 Reward Point for every Rs.100 spent. This feature ensures that you continue to accumulate rewards even when making purchases in physical stores or establishments.

The Cookies Credit Card from RBL Bank provides a variety of perks aimed at enriching your shopping and expenditure endeavors, rendering it a valuable asset among your financial instruments.

Features and Benefits of RBL Bank Cookies Credit Card

Welcome Gift with the RBL Bank Cookies Credit Card

As you embark on your journey with the RBL Bank Cookies Credit Card, we extend a warm welcome with an enticing gift card voucher worth Rs.1,000. Select where you redeem your rewards from a variety of top retailers like Shopper’s Stop, Croma, Myntra, Flipkart, or Amazon.

To secure this special offer, simply follow these steps:

1. Shopping Benefits:

  • Make a purchase within the first 30 days of receiving your card.
  • Enjoy 10% cashback at popular retailers like Grofers, Myntra, and Uber.

2. Entertainment Perks:

  • Relish 10% cashback on BookMyShow, with a monthly cap of Rs.300.

3. Dining Advantages:

  • Savor 10% cashback on your Zomato expenses, with a monthly cap of Rs.300.

4. Rewards Program:

The Cookies Credit Card introduces an enticing rewards program, allowing you to earn points with every transaction:

  • Accumulate 1 Reward Point for every Rs.100 spent offline (excluding fuel transactions).
  • Garner 5 Rewards Points for every Rs.100 spent online.

5. Fuel Surcharge Waiver:

  • Additionally, you can enjoy a fuel surcharge waiver of up to Rs.100 per month for transactions ranging from Rs.500 to Rs.4,000.

RBL Bank Cookies Credit Card Fees and Charges

1. Membership Fee:

  • For cards issued before May 10, 2021: A one-time joining fee of Rs. 500 is applicable.
  • For cards issued after May 10, 2021: A monthly fee of Rs. 100 is applicable.

2. Annual Fee (Starting from the second year):

  • For cards released prior to May 10, 2021, there’s a flat yearly fee of Rs. 500 applied.
  • For cards issued after May 10, 2021: A monthly fee of Rs. 100 is applicable.

3. Finance Charges:

  • Finance charges are calculated at a rate of up to 3.99% per month, which is equivalent to an annual rate of 47.88%.

4. Late Payment Fee:

  • A late payment fee is imposed at 12.5% of the outstanding amount, with a minimum charge of Rs. 5 and a maximum charge of Rs. 1,300.

Eligibility criteria for the RBL Bank Cookies Credit Card

In order to be considered, candidates need to fulfill the subsequent requirements:

  1. Employment Status: Applicants should fall into one of the two categories – self-employed or salaried individuals.
  2. Age Range: Applicants should be between 21 and 65 years old to be eligible.
  3. Creditworthiness: Having a decent credit score is essential for qualification. Those applying must have a solid credit rating.

Documents Required for RBL Bank Cookies Credit Card

Proof of Identity Validating one’s identity relies heavily on possessing various documents. These may encompass a PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, NREGA Job card, or correspondences from UIDAI.

Proof of Address Proof of residency relies heavily on documentation. To establish where someone lives, various documents are accepted. These include an Aadhaar card, Driver’s License, Passport, Utility Bill (dated within the last three months), Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, or a Bank Account Statement.

Proof of Income Records serve to evaluate an individual’s financial standing. These records might encompass the most recent one or two pay stubs (within a three-month window), the most recent Form 16, or the preceding three months’ bank statements.

How to apply for RBL Bank Cookies Credit Card

You can apply for the RBL Bank Cookies Credit Card through two convenient methods.

  1. Online Application:
    To get the RBL Bank Cookies Credit Card, head to the official RBL Bank site. There, you’ll discover an application form to fill out. It’ll ask for key info like your main income source, average monthly earnings, and PAN card specifics.
  2. In-Person Application:
    To get the RBL Bank Cookies Credit Card, you can also drop by your nearest RBL Bank branch. There, the helpful bank team will guide you through the application, making sure you’re equipped with everything you need to begin.

Frequently Asked Questions (FAQs) –

Q. What distinguishes the RBL Bank Cookies Credit Card?

A. The RBL Bank Cookies Credit Card stands out as a specialized offering from RBL Bank, tailored for enthusiasts of cookies and desserts, featuring unique benefits and features.

Q. What are the standout features of the Cookies Credit Card?

A. Exclusive discounts and deals on popular cookie brands and dessert venues. Earn reward points with each transaction, redeemable for cookies, sweets, and more. Access to select dessert events and workshops at no additional cost. Personalized card design featuring a delightful cookie theme.

Q. How do I go about applying for the RBL Bank Cookies Credit Card?

A. You can initiate the application process either through the RBL Bank website or by visiting a nearby RBL Bank branch. The application typically involves furnishing personal and financial information.

Q. What are the eligibility requirements for obtaining the Cookies Credit Card?

A. Eligibility criteria may differ, but generally, applicants should meet age criteria, demonstrate a steady income source, and maintain a favorable credit score. You can obtain specific eligibility details from the bank or their official website.

Q. How can I track the progress of my Cookies Credit Card application?

A. You can conveniently monitor your application status online through the RBL Bank website or by reaching out to the customer service hotline.

Q. What is the annual fee associated with the RBL Bank Cookies Credit Card?

A. Details regarding the annual fee and other charges can be found in the terms and conditions provided by RBL Bank. It’s advisable to review these terms before proceeding with your application.

Q. Does the Cookies Credit Card offer any rewards or cashback benefits?

A. Absolutely. With the Cookies Credit Card, you earn reward points for every transaction, which can be later redeemed for a variety of treats, including cookies and desserts. Explore the specifics of the reward program for more insights.

Q. Is there a welcome bonus offered with the Cookies Credit Card?

A. Welcome bonuses may vary and are subject to change. It’s recommended to check the ongoing offers and promotions at the time of applying.

Q. How do I redeem the reward points accumulated with my Cookies Credit Card?

A. Redeeming your reward points is hassle-free. Simply access the RBL Bank rewards portal, where you can choose from a diverse range of options, including cookies, desserts, and other exciting rewards.

Q. What security measures are in place for the Cookies Credit Card?

A. RBL Bank prioritizes safeguarding your Cookies Credit Card with various security measures. These include PIN protection, real-time transaction alerts, and ensuring the security of online transactions. Make sure to acquaint yourself with the security protocols detailed in the card documentation to ensure peace of mind.