RBL Bank Platinum Maxima Plus Credit Card

Experience the unparalleled advantages of the RBL Bank Platinum Maxima Plus Credit Card, featuring a range of exclusive benefits and enticing discount offers for an optimal reward experience. For a joining fee of Rs. 2,500, the card extends a warm welcome with a bonus of 10,000 Reward Points, equivalent to Rs. 2,000. Earn 2 Reward Points for every Rs. 100 spent, and enjoy 5x Reward Points on expenditures related to fuel, utility bills, dining, entertainment, and international purchases. Additionally, you have the opportunity to accumulate up to 20,000 bonus Reward Points annually based on your yearly spending.

Key Highlights of RBL Bank Platinum Maxima Plus Credit Card

  1. Receive a welcome bonus of 10,000 Reward Points upon sign-up.
  2. Earn 2 Reward Points for every Rs. 100 spent on all your purchases.
  3. Enjoy 5x Reward Points on selected categories for additional benefits.
  4. Avail a Buy 1 Get 1 Free offer on movie tickets through BookMyShow.
  5. Access complimentary domestic lounges every quarter.
  6. Earn up to 20,000 bonus Reward Points annually through milestone benefits.
  7. Benefit from a 1% fuel surcharge waiver on eligible transactions.

Features and Benefits of RBL Bank Platinum Maxima Plus Credit Card

The RBL Bank Platinum Maxima Plus Credit Card offers several features and benefits:

1. Membership Fee and Benefits:

  • Annual membership fee: INR 2,500
  • Apply online for the RBL Bank Platinum Maxima Plus Credit Card.

2. Initial Rewards:

  • Start with 10,000 reward points on your RBL Platinum Maxima Plus Credit Card journey.
  • Obtain a welcome gift by paying the joining fee and making a purchase within 30 days of card issuance.
  • Download RBL MyCard mobile app for additional details.

3. Earning Reward Points:

  • Earn 2 reward points for every INR 100 spent on purchases.
  • 5x benefits: Earn 10 reward points for every INR 100 on dining, entertainment, fuel, utility bill payments, and international purchases.

4. Bonus Reward Points:

  • Make purchases of INR 2 lakhs or more in a year to receive 10,000 reward points.
  • Cross INR 3.5 lakhs of annual spending for an additional 10,000 bonus reward points.
  • Cross INR 5 lakhs of annual spending for another 10,000 bonus reward points.

5. Complimentary Movie Tickets:

  • Get one free movie ticket (up to INR 200) every month when purchasing 2 or more tickets at BookMyShow.
  • Avail the offer through the RBL Bank Buy 1 Get 1 Offer in the Offers/Discounts section on the BookMyShow website or mobile app.

6. Airport Lounge Access:

  • Enjoy 2 complimentary visits every calendar quarter at domestic lounges in major Indian airports.
  • Simply show your Credit Card for access.
  • Lounge Program offered by MasterCard/Visa.

RBL Bank Platinum Maxima Plus Credit Card Fees and Charges

Explore the fee structure for the RBL Bank Platinum Maxima Plus Credit Card and discover the financial advantages that come with it.

  1. Annual membership fees amount to INR 2,500.
  2. Effective from August 15, 2022, a reward redemption fee of INR 99 plus GST is imposed on the redemption of accrued reward points from RBL Bank Credit Cards.
  3. The reward redemption fee is a one-time charge for redemptions conducted within a single day.

Documents Required for RBL Bank Platinum Maxima Plus Credit Card

To apply for the RBL Bank Platinum Maxima Plus Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

2. Address Proof:

  • Passport
  • Utility bills (electricity, water, gas)
  • Aadhar card
  • Rental agreement

3. Income Proof:

  • Salary slips (for salaried individuals)
  • Income tax returns
  • Form 16
  • Bank statements

4. Passport-size Photographs: Recent passport-sized color photographs of the applicant.

5. Duly Filled Application Form: Complete the credit card application form with accurate information.

6. Employment Proof:

  • Employment letter or employee ID card for salaried individuals.
  • Business proof for self-employed individuals.

7. PAN Card: Permanent Account Number (PAN) card is usually required.
8. Credit Score: While not a physical document, a good credit score is essential for credit card approval.
9. Other Supporting Documents: Depending on the bank’s requirements, additional documents may be requested.

How To Apply for RBL Bank Platinum Maxima Plus Credit Card?

Follow these steps to apply for the RBL Bank Platinum Maxima Plus Credit Card:

  1. Visit RBL Bank’s Official Website: Go to the official website of RBL Bank to access the credit card application portal.
  2. Navigate to Credit Cards Section: Look for the “Credit Cards” section on the website. Navigate to find details about the Platinum Maxima Plus Credit Card.
  3. Check Eligibility: Review the eligibility criteria for the credit card. Ensure you meet the age, income, and other requirements specified by the bank.
  4. Fill Out the Online Application Form: Complete the online application form with accurate personal, contact, employment, and financial details. Ensure that all information provided is correct.
  5. Submit Required Documents: Upload the necessary documents, including identity proof, address proof, income proof, and any other documents as specified by the bank.

Frequently Asked Questions (FAQs)

1. What are the key features of the RBL Bank Platinum Maxima Plus Credit Card?

The card offers a welcome bonus, reward points on purchases, 5x reward points on selected categories, Buy 1 Get 1 Free on movie tickets, complimentary lounge access, milestone benefits, and a fuel surcharge waiver.

2. How can I apply for the RBL Bank Platinum Maxima Plus Credit Card?

Visit the RBL Bank official website, navigate to the credit cards section, check eligibility, fill out the online application form, and submit the required documents.

3. What documents are required for the credit card application?

Typically, you would need identity proof, address proof, income proof, PAN card, passport-sized photographs, and other supporting documents as specified by the bank.

4. How can I check the application status of my RBL Bank Platinum Maxima Plus Credit Card?

You can check your application status through the bank’s official website or by contacting their RBL Bank credit card customer care with your application reference number.

5. What are the eligibility criteria for this credit card?

Eligibility criteria may include age, income, employment status, and credit score requirements. Check the specific criteria outlined by RBL Bank for the Platinum Maxima Plus Credit Card.

6. How do I earn and redeem reward points with this credit card?

You can earn reward points on purchases, and these can be redeemed for various rewards such as merchandise, gift vouchers, or statement credits. Check the bank’s rewards program details for redemption options.

7. Are there any annual fees for the RBL Bank Platinum Maxima Plus Credit Card?

Check the terms and conditions for information on annual fees. Some credit cards may have annual fees, while others may offer waivers based on spending patterns.

8. How does the Buy 1 Get 1 Free offer on movie tickets work?

The credit card may provide a complimentary movie ticket when you purchase one through a specific platform like BookMyShow. Details on eligible shows and terms can be found in the offer’s terms and conditions.

9. Can I get an additional card for a family member with the RBL Bank Platinum Maxima Plus Credit Card?

Some credit cards offer the option for an add-on or supplementary card. Check with the bank about the possibility and terms associated with obtaining an additional card.

10. What should I do if my RBL Bank Platinum Maxima Plus Credit Card is lost or stolen?

Immediately contact the RBL bank’s customer service to report the loss, and they will guide you through the process of blocking the card and issuing a replacement.