RBL Bank Shoprite Credit Card

The RBL Bank Shoprite Credit Card is a financial tool provided by RBL Bank, in collaboration with Shoprite, a prominent retail establishment. This card provides various benefits, including rewards on shopping at Shoprite stores, fuel discounts, and general purchase rewards. It also offers a welcome benefit and a waiver on fuel surcharges for eligible transactions.

Key Highlights of RBL Bank Shoprite Credit Card

  1. Grocery Shopping Rewards: For every ₹100 spent on groceries with your card, you earn 20 reward points.
  2. Fuel Rewards: When you swipe your card to buy fuel, you collect 10 Reward Points for each ₹100 you spend.
  3. General Purchase Rewards: For all your other purchases, you earn 1 reward point for every ₹100 spent.
  4. BookMyShow Discount: Enjoy a 10% discount on your BookMyShow bookings up to 15 times in a year.
  5. Fuel Surcharge Waiver: Transactions ranging from ₹500 to ₹4,000 are exempt from any fuel surcharge, with a cap on monthly waivers set at ₹100.
  6. Welcome Benefit: As a new cardholder, you’ll receive a welcome benefit worth 2,000 Reward Points.

Features and Benefits of RBL Bank Shoprite Credit Card

1. Welcome Benefit: Embark on your adventure with the ShopRite Credit Card and be greeted with a generous 2,000 Reward Points to kickstart your journey.

How to Avail Welcome Gift:

  • Pay the joining fees by the payment due date.
  • Make sure to make a purchase with your card within 30 days of receiving it.
  • Download the RBL MyCard Mobile App.

2. Value Back: As someone holding the card, you have the opportunity to accumulate rewards based on your spending on groceries and fuel, each with its own distinct rate.

3. Groceries: Enjoy a 5% value back, which equals 20 reward points for every Rs. 100 spent.
4. Fuel: Kindly be informed that as of September 25, 2022, the reward points linked to fuel purchases have been ceased.

4. Movie Benefits: You can receive a 10% discount (up to Rs. 100) on movie tickets when booking through BookMyShow. This benefit is available up to 15 times a year.

5. Reward Points: Earn 1 Reward Point for every Rs. 100 spent on all purchases except for fuel.

6. Fuel Surcharge Waiver: Cardholders will receive a fuel surcharge waiver when making transactions ranging between Rs. 500 and Rs. 4,000 at all fuel stations. The maximum surcharge waived is capped at Rs. 100 per month.

7. Annual Fee Reversal: If you invested Rs. 100,000 last year, you’re eligible to get your yearly fee waived, giving you extra savings and perks.

RBL Bank Shoprite Credit Card Fees and Charges

  • The yearly charge for RBL Bank Credit Cards amounts to INR 500.
  • If you spend INR 1.5 lakhs or more in the previous year using your RBL Bank Credit Card, the annual membership fee will be reversed.
  • Beginning August 15, 2022, a redemption fee of INR 99 plus GST will be charged for redeeming your accrued reward points on RBL Bank Credit Cards.
  • The reward redemption fee is levied as a one-time charge for all redemptions made in a single day.

Eligibility criteria for the RBL Bank Shoprite Credit Card

To be eligible for the RBL ShopRite Lifetime Free Credit Card, potential applicants must meet certain criteria outlined as follows:

  1. Age Requirement:
    Prospective candidates need to fall within the age bracket of 21 to 65 years to be eligible.
  2. Credit Score and History:
    A credit score of 700 or higher is mandatory, and a positive credit history is essential for eligibility.
  3. Employment Status and Income:
    Applicants should either be salaried individuals or self-employed professionals with a minimum annual income of Rs.3,00,000 to meet the eligibility criteria.

Documents Required for RBL Bank Shoprite Credit Card

  1. Verification of Identity:
    To establish your identity, you can provide any of the following documents: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof.
  2. Verification of Address:
    To verify where you currently live, you can provide one of these documents: Aadhaar card, Driver’s License, Passport, Utility Bill dated within the last 3 months, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card from NREGA, Bank Account Statement, or any other address proof approved by the government.
  3. Verification of Income:
    To evaluate your earnings, you’ll need to furnish specific paperwork: your most recent one or two salary slips, not exceeding a three-month timeframe, your latest Form 16, and your bank statements from the past three months.

How to apply for RBL Bank Shoprite Credit Card

To request the RBL Bank Shoprite Credit Card via the internet, adhere to these instructions:

  1. To access the official application page for the RBL Bank Shoprite Credit Card, click on the following link: https://www.rblbank.com/product/credit-cards/shoprite-credit-card.
  2. Once on the page, locate and click the ‘Apply Now’ button.
  3. Please provide your personal details, such as your complete name, birthdate, gender, cell phone number, email address, and the city you currently reside in.
  4. Consent to allow a bank representative to contact you regarding your credit card application by checking the provided box.
  5. Prove you’re human by selecting the ‘I am not a robot’ checkbox.
  6. Request an OTP (One-Time Password) by clicking on ‘Get OTP.’ The OTP will be sent to both your mobile number and email address. Enter the OTP to validate your application.
  7. In the next phase, furnish further information such as your locality’s postal code, home address, main source of earnings, monthly income, and your PAN Card particulars.
  8. Agree to the ‘Terms and Conditions’ by checking the corresponding box, and then click ‘Submit’ to send your application. A representative from the bank will get in touch with you afterward to help with your application, including gathering your KYC documents. If all the information you’ve provided is correct, your application for the RBL Bank Shoprite Credit Card will be given the green light.

You have another option to apply for this credit card: head to the closest RBL Bank branch in person. Upon arrival, you’ll be required to fill out a physical application form and provide all the essential KYC documents. Upon successful verification of the details, your application will be approved, and the credit card will be delivered to your registered address.

FAQs:

  1. What distinguishes the RBL Bank Shoprite Credit Card?

The RBL Bank Shoprite Credit Card is a collaboration between RBL Bank and Shoprite, granting exclusive advantages and rewards when shopping at Shoprite and other affiliated outlets.

  1. How do I request the RBL Bank Shoprite Credit Card?

You can conveniently apply for the RBL Bank Shoprite Credit Card online via the official RBL Bank website or by visiting a nearby branch. The application process typically entails filling out an online form and submitting required documents.

  1. What are the standout features of the RBL Bank Shoprite Credit Card?

Standout features comprise tailored rewards at Shoprite, accelerated points for purchases, fuel surcharge exemptions, dining perks, and access to diverse discounts and deals.

  1. What’s the mechanism of the rewards system for this card?

The RBL Bank Shoprite Credit Card accumulates reward points for each eligible transaction, which can be redeemed for various benefits, including discounts on Shoprite purchases and vouchers. Specifics of the rewards system are outlined in the card’s terms and conditions.

  1. What perks does the RBL Bank Shoprite Credit Card offer for Shoprite shopping?

Cardholders can access exclusive discounts, cashback, or reward points when using the RBL Bank Shoprite Credit Card at Shoprite. The nature of these benefits may vary, so it’s advisable to stay updated on the latest offers.

  1. Is there an annual fee associated with the RBL Bank Shoprite Credit Card?

The annual fee structure can vary, so it’s prudent to review the current fees and charges on the official RBL Bank website or by contacting customer service.

  1. How can I monitor my RBL Bank Shoprite Credit Card balance and transactions?

You can conveniently check your credit card balance and transaction history through the RBL Bank online banking portal or mobile app. Additionally, a detailed monthly statement will be provided.

  1. What steps should I take if my RBL Bank Shoprite Credit Card is lost or stolen?

If your card is misplaced or stolen, promptly inform RBL Bank customer service to initiate necessary actions, including blocking the card and arranging a replacement.

  1. Are there any travel perks offered with the RBL Bank Shoprite Credit Card?

The card may offer travel-related benefits such as lounge access, travel booking discounts, or travel insurance. Refer to the card’s terms and conditions for specifics on travel benefits.

  1. How can I reach customer support for the RBL Bank Shoprite Credit Card?

You can contact RBL Bank’s customer support for the Shoprite Credit Card through the provided contact details on the official website, including phone numbers and email addresses.