RBL Bank World Safari Credit Card

Discover enhanced travel convenience with the RBL Bank World Safari Credit Card, offering premium benefits for an annual membership fee of only INR 3,000. This card is designed to ignite the wanderlust within you, providing an array of enticing benefits right from the moment you acquire it.

Upon becoming a cardholder, you’ll receive a generous welcome gift in the form of a MakeMyTrip voucher valued at INR 3,000. This voucher can be used to kickstart your adventures, allowing you to save on your travel expenses.

One of the card’s standout features is its 0% markup on all foreign currency transactions. This means that when you travel abroad, you won’t incur any additional charges when making purchases in foreign currencies. This can lead to substantial savings during your international travels.

Key Highlights of RBL Bank World Safari Credit Card:

  1. Welcome Gift: Cardholders receive a MakeMyTrip voucher worth INR 3,000 as a generous welcome gift, which can be used to kickstart their travel adventures.
  2. Zero Foreign Currency Markup: This card offers a 0% markup on all foreign currency transactions. When traveling abroad, you won’t incur additional charges for using your card in foreign currencies, making international travel more cost-effective.
  3. Travel Points: Cardholders earn travel points on all their spending. These accumulated points can be redeemed to book flights and hotels, allowing for savings on future travel expenses.
  4. Annual Membership Fee: The card comes with an annual membership fee of INR 3,000, making it an accessible choice for those looking to enhance their travel experiences.
  5. Exciting Deals: The RBL Bank World Safari Credit Card is designed to excite the traveler and adventurer in you. It offers various deals and discounts on travel-related expenses, further enhancing the overall travel experience.
  6. Financial Flexibility: With the ability to earn rewards points and the convenience of zero foreign currency markup, this card provides financial flexibility for both domestic and international travel.
  7. MakeMyTrip Partnership: The partnership with MakeMyTrip allows cardholders to leverage exclusive offers and discounts on flights, hotels, and travel packages when booking through the MakeMyTrip platform.
  8. Global Acceptance: Enjoy the convenience of using the card worldwide, as it is widely accepted at both domestic and international merchant outlets.
  9. Insurance Coverage: Some credit cards may offer insurance coverage, including travel insurance or other benefits that provide cardholders with added security and peace of mind while traveling.

Features and Benefits of RBL Bank World Safari Credit Card

The RBL World Safari Credit Card provides an array of valuable perks tailored for travelers, rendering it an exceptional option for those who relish exploration and adventure.

  1. Welcome Benefits: Upon acquiring this card, cardholders receive a generous MakeMyTrip travel voucher valued at Rs.3,000 as a warm welcome gift.
  2. Travel Points: Cardholders earn 2 travel points for every Rs.100 spent on all transactions, and an even more rewarding 5 travel points for every Rs.100 spent on travel-related expenses. It’s important to note that international purchases do not accrue travel points.
  3. Forex Markup Fee: This credit card distinguishes itself as India’s first with a 0% forex markup fee, setting it apart from other travel credit cards and making it a cost-effective choice for international travelers.
  4. Travel Milestones: As customers spend more, they earn rewards at different spending levels, enticing them with bonuses along the way. For instance, spending Rs.2.5 lakh in a year yields 10,000 bonus travel points. Further, spending Rs.5 lakh in a year results in an additional 15,000 travel points, and for those who spend Rs.7.5 lakh in a year, a valuable gift card worth Rs.10,000 from brands such as Taj Experiences, Amazon, Croma, Myntra, and MakeMyTrip is granted.
  5. Airport Lounge Access: This credit card provides cardholders with 2 complimentary lounge visits at major domestic airports and 2 more complimentary lounge visits at over 1300 international lounges through a Priority Pass membership. Additional lounge access beyond the complimentary visits is subject to a fee of up to $27. However, if a customer spends Rs. 50,000 or more in a calendar quarter, they receive an additional complimentary lounge visit via Priority Pass.
  6. Fuel Surcharge Waiver: Cardholders can benefit from a fuel surcharge waiver for transactions ranging from Rs.500 to Rs.4,000, with a maximum waiver of Rs.250 per month at all fuel stations.
  7. Travel Insurance: The card includes complimentary travel insurance, offering coverage for personal liability, trip delays, baggage loss, dental treatment, and loss of passport, providing added peace of mind to travelers.

RBL Bank World Safari Credit Card Fees and Charges

  • The World Safari Credit Card offers an annual membership at a cost of INR 3,000, to which Goods and Services Tax (GST) is applicable.
  • Additionally, beginning on August 15, 2022, the redemption of reward points earned on RBL Bank Credit Cards will incur a reward redemption fee of INR 99, subject to GST. This fee applies for redemptions made within a single day and is a one-time charge.

Eligibility criteria for the RBL Bank World Safari Credit Card

The eligibility criteria for the RBL Bank World Safari Credit Card may vary depending on several factors, which are outlined as follows:

  1. Age Requirement: Applicants must be at least 21 years of age to be eligible for the RBL Bank World Safari Credit Card.
  2. Income Stability: To qualify for this credit card, applicants must demonstrate a stable source of income. This could entail being either salaried or self-employed, ensuring a reliable financial foundation.
  3. Credit Score: A key eligibility factor is maintaining a decent credit score. A good credit history is essential to demonstrate responsible financial behavior and increase the chances of approval for the RBL Bank World Safari Credit Card.

Documents Required for RBL Bank World Safari Credit Card

To apply for the RBL Bank World Safari Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driver’s License
  • PAN Card

2. Address Proof:

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driver’s License
  • Utility Bills (electricity, water, gas bill)
  • Bank Statements

3. Income Proof:

  • Salary Slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16 (for salaried individuals)
  • Business Continuity Proof (for self-employed individuals)

4. Passport-sized Photographs: Typically, a few passport-sized photographs will be required for your credit card application.

5. Duly Filled Application Form: You will need to complete the application form provided by RBL Bank. This form will require you to provide personal and financial details.

How to apply for RBL Bank World Safari Credit Card

To apply for the RBL Bank World Safari Credit Card, follow these steps:

1. Start by visiting the official website of RBL Bank.

2. On the left-hand side of the webpage, navigate to the ‘Personal Banking’ section and select ‘Credit Card.’ From there, choose the ‘World Safari Credit Card’ option.

3. You’ll be directed to the World Safari Credit Card page, where you should locate and click on the ‘Apply Now’ button.

4. A new page will open, prompting you to provide the following information:

  • Your Name
  • Gender
  • Date of Birth
  • Mobile number
  • Email ID
  • Full address
  • Primary source of income
  • Name of your employer
  • Average monthly income
  • PAN Card number

5. Be sure to check the box confirming your understanding of the terms and conditions associated with the RBL Credit Card application. This step also grants the bank permission to contact you regarding your credit card application.

6. Finally, click on the ‘Submit’ button to complete the online application process.

7. After you submit your application, a representative from the bank will reach out to you to assist you further with the credit card application process.

Alternatively, you can also apply for the RBL Bank World Safari Credit Card by visiting the nearest branch of the bank. Ensure that you bring all the necessary documents with you. A bank representative will guide you through the process of applying for the credit card in person.

FAQs:

1. What is the RBL Bank World Safari Credit Card?

  • The RBL Bank World Safari Credit Card is a premium credit card offering exclusive benefits and privileges related to travel, lifestyle, and more. It is designed to cater to the needs of frequent travelers and individuals who enjoy luxury experiences.

2. What are the key features of the RBL Bank World Safari Credit Card?

  • The key features include complimentary airport lounge access, travel insurance, reward points on spending, discounts on dining, and exclusive offers on travel bookings.

3. How can I apply for the RBL Bank World Safari Credit Card?

  • You have the option to request the RBL Bank World Safari Credit Card via the RBL Bank website. The procedure usually includes completing an online form and providing the required documentation.

4. What is the annual fee for the RBL Bank World Safari Credit Card?

  • The annual fee for the RBL Bank World Safari Credit Card may vary, and it is advisable to check the latest fee structure on the bank’s official website or contact customer service for the most up-to-date information.

5. What benefits does the RBL Bank World Safari Credit Card offer for travel?

  • The card offers perks like free access to airport lounges, insurance for travel, and price cuts on travel reservations. These add-ons elevate the travel journey for those who hold the card.

6. How does the reward points system work on the RBL Bank World Safari Credit Card?

  • Cardholders earn reward points for every eligible transaction made using the credit card. These points can be redeemed for various rewards, including travel vouchers, merchandise, and more. The redemption process may vary, and details can be found in the card’s rewards program.

7. Are there any foreign transaction fees associated with the RBL Bank World Safari Credit Card?

  • Details about foreign transaction fees, if applicable, can be found in the terms and conditions of the credit card. It’s recommended to check these details before using the card for international transactions.

8. How can I check my RBL Bank World Safari Credit Card statement and outstanding balance?

  • Cardholders can easily check their credit card statements and outstanding balances through the RBL Bank online banking portal or mobile app. Regularly monitoring statements helps in managing finances effectively.

9. What should I do if my RBL Bank World Safari Credit Card is lost or stolen?

  • In case of loss or theft, promptly contact RBL Bank’s customer service or the dedicated helpline for lost or stolen cards to report the incident. The bank will guide you through the process of blocking the card and issuing a replacement.

10. Where can I get more information about the RBL Bank World Safari Credit Card?

  • For detailed information, including the latest terms and conditions, benefits, and any updates related to the RBL Bank World Safari Credit Card, visit the official RBL Bank website or contact the customer service helpline.