RBL Zomato Edition Classic Credit Card

Last March, Zomato, known for its food delivery services, expanded into fintech through a partnership with RBL Bank and MasterCard. Together, they launched two credit cards: the RBL Edition and the Edition Classic cards, offering special dining privileges to Zomato customers. The Edition card is the premium version of the Edition Classic. With the Zomato Edition Classic credit card, you receive an annual complimentary Zomato Pro membership that renews automatically, along with a welcome benefit of 500 Edition Cash.

Edition Cash operates akin to Reward Points and is usable for Zomato food buys or to cut down your card’s owed amount. Every Edition Cash point equals one INR. Moreover, you gain enhanced Edition Cash rewards: 5x for Zomato orders and 1x for other purchases. You can also gather up to 2,000 bonus Edition Cash points yearly based on your spending patterns. For further insights into the benefits of the RBL Bank Zomato Edition Classic Credit Card, keep reading.

Features and Benefits of RBL Zomato Edition Classic Credit Card

  1. Enjoy a Lifetime of Complimentary Benefits!
  2. Receive Annual Benefits Valued at Rs. 6,000 for Your Card Expenditures.
  3. Get 20 Reward Points credited to your account with every Rs. 100 you spend on grocery shopping.
  4. Earn one Reward Point for each Rs. 100 spent on all purchases, except for fuel.
  5. Avail a 10% Discount (up to Rs. 100) on Movie Tickets at BookMyShow.
  6. Take advantage of a monthly waiver of up to Rs. 100 on fuel surcharges.

RBL Zomato Edition Classic Credit Card Fees and Charges

  1. Spend-Based Waiver: Not Applicable
  2. Fee for Rewards Redemption: None
  3. Foreign Currency Conversion Fee: Up to 3.5% (plus applicable taxes)
  4. Interest Rate: 3.99% per month (equivalent to 47.88% annually)
  5. Fuel Surcharge: A 1% fuel surcharge is applied to all fuel purchases, with a minimum charge of Rs. 10. (The fuel surcharge is waived for eligible cardholders for transactions ranging from Rs. 500 to Rs. 4,000.)
  6. Charges for Cash Advances: 2.5% of the withdrawn amount, with a minimum charge of Rs. 500
  7. Additional Card Fee: No Charge

How to apply for RBL Zomato Edition Classic Credit Card

The application process for this credit card is exceptionally seamless, conducted entirely online. I initiated my application through the mobile app, inputting my basic information, and received almost instant approval. The following day, via video KYC, the bank efficiently gathered document photos, and within the subsequent 3-5 days, the physical card was delivered. However, an intriguing aspect is that card activation within the Zomato app is contingent upon possessing the physical card.

With regards to eligibility criteria for this card, it remains somewhat enigmatic. There is no definitive method to secure this credit card. However, a few potential indicators may include my limited usage of Zomato, typically 2-4 times per month, consistently opting for credit card payments, and no recollection of ever using cash for any order.

FAQs:

Q. What is the RBL Zomato Edition Classic Credit Card?

A. The RBL Zomato Edition Classic Credit Card is a co-branded credit card offered by RBL Bank in partnership with Zomato. It provides users with a range of benefits and features, including rewards, discounts, and exclusive offers on Zomato transactions.

Q. What’s the process for applying for the RBL Zomato Edition Classic Credit Card?

A. You can apply for the RBL Zomato Edition Classic Credit Card online through the official RBL Bank website or by visiting a local RBL Bank branch. Typically, applying involves completing an online form and then providing the required documents.

Q. What distinguishes the RBL Zomato Edition Classic Credit Card from others?

A. Some key features include:

  • Zomato credits on card activation.
  • Reward points on every transaction.
  • Discounts on Zomato orders.
  • Fuel surcharge waiver.
  • Contactless payments.

Q. How do I earn and redeem reward points with this credit card?

A. With the RBL Zomato Edition Classic Credit Card, each qualifying transaction earns you reward points. These points are versatile, allowing you to redeem them for various options like merchandise, vouchers, and more through the bank’s redemption catalog.

Q. Does the RBL Zomato Edition Classic Credit Card come with an annual fee?

A. The annual fee and other charges can vary. Check the latest fee structure on the official RBL Bank website or contact the bank’s customer service for the most accurate and up-to-date information.

Q. What are the specific advantages related to Zomato that come with using this credit card?

A. The RBL Zomato Edition Classic Credit Card grants Zomato credits upon activation and provides discounts for Zomato orders. For precise information on the perks, refer to the terms and conditions outlined by the bank.

Q. Is there a minimum income requirement to be eligible for this credit card?

A. Yes, there is usually a minimum income requirement to be eligible for the RBL Zomato Edition Classic Credit Card. The exact income criteria may change, so it’s advisable to check the latest eligibility requirements on the bank’s official website.

Q. How can I check the status of my RBL Zomato Edition Classic Credit Card application?

A. You can check the status of your credit card application by visiting the RBL Bank website and using the provided application tracking tool. Alternatively, you can contact the bank’s customer service for assistance.

Q. What duration is the grace period for interest charges on this credit card?

A. The interest-free period is the duration during which you can make purchases without incurring any interest. The RBL Zomato Edition Classic Credit Card usually provides a grace period for payments. Specifics regarding this can be located within the terms and conditions supplied by the bank.

Q. How can I contact customer support for the RBL Zomato Edition Classic Credit Card?

A. You can contact RBL Bank’s customer support through the helpline number provided on the back of your credit card or on the official website. Additionally, you can visit a local RBL Bank branch for in-person assistance.