Air India SBI Platinum Credit Card

The Air India SBI Platinum Credit Card is a co-branded credit card offered by State Bank of India (SBI) in partnership with Air India, India’s national airline. This credit card is designed to cater to the needs of frequent travelers, especially those who prefer flying with Air India. It offers a range of features and benefits that are tailored to enhance the travel experience and provide various financial advantages to cardholders.

Key Highlights of Air India SBI Platinum Card

  • Joining Fees: Rs 1499
  • Annual Fees: Rs 1499
  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Features and Benefits of Air India SBI Platinum Card

  • This card is for people who fly often and want special benefits.
  • When you book flights with Air India using this card, you get extra points that you can use for rewards.
  • You also get free membership in Air India’s special flyer program called “Flying Returns.”
  • When you buy Air India tickets online, you can earn up to 15 points for every Rs. 100 you spend.
  • You can also use this card to get into airport lounges for free.
  • You can change big purchases into smaller payments every month using this card.
  • If you spend Rs. 2,500 or more, you can pay it back in 3 to 12 months.
  • You can use this card to buy train tickets online and have them delivered to your home.
  • For every Rs. 100 you spend with this card, you get two reward points.
  • When you buy fuel with this card, you get a 1% discount on the surcharge.
  • This applies to transactions between Rs. 500 and Rs. 4,000 at petrol stations in India.
  • The most you can save in a billing cycle is Rs. 250.
  • If you buy Air India tickets for yourself, you earn 15 reward points for every Rs. 100 spent, and if you buy for others, you get 5 reward points.
  • You can turn these reward points into Air India Air Miles, which you can use to get free Air India tickets.
  • One reward point equals one Air India Air Mile.

Air India SBI Platinum Card Fees and Charges

Joining Fee: ₹1,499
Annual Fee: ₹1,499 per year (starting from the second year)
Add-on Card Fee: None
Interest Rate: Up to 3.35% per month
Cash Advance Charges:

  • 2.5% of the transaction amount or ₹500 per transaction (SBI and domestic ATMs)
  • 2.5% of the transaction amount or ₹500 per transaction (International ATMs)

Rewards Redemption Fee: ₹99; No fee for redeeming Air India Miles
Late Payment Fee:

  • No fee if the total amount due is between ₹0 to ₹500
  • ₹400 if the total amount due is between ₹501 to ₹1,000
  • ₹750 if the total amount due is between ₹1,001 to ₹10,000
  • ₹950 if the total amount due is between ₹10,001 to ₹25,000
  • ₹1,100 if the total amount due is between ₹25,001 to ₹50,000
  • ₹1,300 if the total amount due is over ₹50,000

Cash Payment Fee: ₹100
Payment Dishonor Fee: 2% of the payment amount, with a minimum of ₹450
Cheque Pickup Fee: ₹100
Cheque Payment Fee: ₹100 (for cheque payments up to ₹10,000)
Card Replacement Charge: ₹100 (when in India); No charge when abroad
Foreign Currency Transaction Fee: 3.5% of the transaction amount
Over Limit Charges: 2.5% of the amount, with a minimum of ₹500

Air India SBI Platinum Card Eligibility

Eligibility requirements for the Air India SBI Platinum Credit Card are as follows:

  1. A stable source of income is required for applicants.
  2. Applicants must meet the age limit set by the bank.
  3. A favorable credit score is necessary for eligibility.

Documents Required for Air India SBI Platinum Card

To complete your application, you’ll need to provide several documents, including:

  1. A photocopy of your PAN Card.
  2. Proof of income.
  3. One passport-sized photograph.

Additionally, please ensure you submit both your address proof and ID proof.

How to apply for Air India SBI Platinum Card

You have two convenient options to apply for the Air India SBI Platinum Card:

  1. SBI Credit Card Website: You can initiate your application for the Air India SBI Platinum Card online by visiting the official SBI credit card website.
  2. BankBazaar Website: Alternatively, you can apply for the Air India SBI Platinum Card through the BankBazaar website by following these simple steps:
  • Visit the Air India SBI Platinum Card page on BankBazaar.com and click on ‘Check Eligibility.’
  • Complete the necessary formalities as prompted.
  • Provide the required information and upload the necessary documents.
  • Once everything is in order, click ‘Submit’ to send in your application.
  • To keep track of your Air India SBI Platinum Card application status, click on ‘Track Your Application,’ and enter the application ID that was shared with you during the application process.

Frequently Asked Questions (FAQs)

1. What is the Air India SBI Platinum Credit Card?

The Air India SBI Platinum Credit Card is a co-branded credit card offered by State Bank of India (SBI) in association with Air India. It is designed to provide cardholders with exclusive benefits and privileges related to Air India and other lifestyle categories.

2. How can I apply for the Air India SBI Platinum Credit Card?

You can apply for the card online through the official SBI Card website. Alternatively, you can visit the nearest SBI branch to fill out an application form.

3. What are the key features of the Air India SBI Platinum Credit Card?

The card offers features such as accelerated reward points on Air India spending, complimentary membership to the Air India Frequent Flyer Program, airport lounge access, fuel surcharge waiver, and more. Check the official SBI Card website for the most up-to-date features.

4. Is there an annual fee for the Air India SBI Platinum Credit Card?

The card may have an annual fee, which is subject to change. Please refer to the latest terms and conditions or contact SBI Card customer service for the current fee structure.

5. How does the reward program work for this credit card?

The card typically offers reward points for every eligible transaction, with accelerated points for Air India-related expenses. These points can be redeemed for various rewards, including Air India tickets, merchandise, and more.

6. What are the benefits of the complimentary Air India Frequent Flyer Program membership?

Cardholders often receive complimentary membership to the Air India Frequent Flyer Program, which may include bonus miles, priority check-in, and other airline-related privileges.

7. How can I check my Air India SBI Platinum Credit Card balance?

You can check your credit card balance through the SBI Card website, mobile app, or by contacting SBI Card customer service.

8. Are there any foreign transaction charges with this credit card?

The terms regarding foreign transaction charges may vary. Please refer to the card’s terms and conditions or contact SBI Card customer service for the most accurate and up-to-date information.

9. How do I avail of the airport lounge access benefit with this credit card?

Cardholders often enjoy complimentary airport lounge access. To avail this benefit, present your Air India SBI Platinum Credit Card at the participating lounges and follow the lounge access guidelines.

10. What should I do if my Air India SBI Platinum Credit Card is lost or stolen?
In case of loss or theft, immediately report it to the SBI Card customer service helpline. They will guide you through the process of blocking the card and issuing a replacement.