City Union Bank SBI Card PRIME

The SBI Card PRIME, a collaborative lifestyle credit card from City Union Bank and State Bank of India, offers a diverse array of advantages spanning reward points, fuel perks, travel benefits, and more. With an annual fee of Rs.2,999 (plus taxes) and a monthly interest rate of 3.35%, this credit card provides a comprehensive package for cardholders.

Key Highlights of City Union Bank SBI Card PRIME

  1. Receive a welcome gift voucher valued at Rs.3,000, applicable across various brands.
  2. Earn accelerated reward points when making utility bill payments.
  3. Enjoy Pizza Hut gift vouchers based on quarterly spending.
  4. Gain accelerated reward points as a birthday bonus.
  5. Access travel benefits such as lounge visits and Club Vistara Memberships.
  6. Avail complimentary rounds of golf at various courses throughout India.

Features and Benefits of City Union Bank SBI Card PRIME

The City Union Bank SBI Card PRIME offers several features and benefits:

1. Welcome Benefits:

  • Receive a welcome e-Gift voucher valued at Rs.3,000, usable at various brands like Bata, Hush Puppies, Aditya Birla Fashion, Shoppers Stop, Pantaloons, and Yatra.com.

2. Reward Point Benefits:

  • Earn accelerated reward points – 20 points per Rs.100 spent on utility bill payments and standing instructions.
  • Gain 10 reward points for every Rs.100 spent on dining, movies, groceries, and departmental stores.

3. Milestone Benefits:

  • Achieve a voucher worth Rs.1,000 from Pizza Hut by spending Rs.50,000 in 3 months.
  • Have the renewal fee waived on annual spends totaling Rs.3 lakh.

4. Birthday Benefits:

  • Receive 20 reward points for every Rs.100 spent on your birthday.

5. Travel Benefits:

  • Attain complimentary Club Vistara Silver Membership.
  • Receive 1 complimentary lounge access voucher and 1 upgrade voucher.
  • Enjoy 4 free visits to International Priority Pass Lounges and 8 to domestic airport lounges annually.

6. VISA Benefits:

  • Enjoy 4 complimentary rounds of Green Fees per year and 1 free golf lesson monthly at select golf courses in India.
  • Avail exclusive benefits at 900 luxury hotels worldwide.
  • Save with a 10% discount on Hertz car rental and up to 35% off on Avis Car Rentals.

7. Flexipay:

  • Convert transactions above Rs.2,500 into EMIs using the Flexipay facility.

8. Easy Money Benefits:

  • Utilize Easy Money to access funds from the credit card at any time.

City Union Bank SBI Card PRIME Fees and Charges

Explore the fee structure for the City Union Bank SBI Card PRIME and discover the financial advantages that come with it.

  1. Annual Fee: Rs. 2,999
  2. Renewal Fee: Rs. 2,999
  3. Finance Charges: Up to 3.35% monthly
  4. Add-on Credit Card Fee: Nil
  5. Over Limit Fee: 2.5% of the over-limit amount
  6. Finance Charge: 3.50% per month or 42% per annum
  7. Payment Dishonor Fee: 2% of the payment amount; minimum of Rs. 450
  8. Statement Request: Rs. 100 per statement (more than 2 months old)
  9. Cash Payment Fee: Rs. 250
  10. Late Payment Fee:
  • From Rs. 0 to Rs. 500: Nil
  • More than Rs. 500 up to Rs. 1,000: Rs. 400
  • More than Rs. 1,000 up to Rs. 10,000: Rs. 750
  • More than Rs. 10,000 up to Rs. 25,000: Rs. 950
  • More than Rs. 25,000 up to Rs. 50,000: Rs. 1,100
  • More than Rs. 50,000: Rs. 1,300

Eligibility Criteria for City Union Bank SBI Card PRIME

Here are essential criteria for applying for an City Union Bank SBI Card PRIME:

  1. Age: Applicants must meet a minimum age requirement of 18 years.
  2. Employment Status: Eligibility extends to individuals with either a salaried or self-employed employment status.
  3. Nationality: The principal applicant is required to hold Indian citizenship.
  4. Creditworthiness: Card eligibility is contingent on possessing a favorable credit score.

Documents Required for City Union Bank SBI Card PRIME

To apply for the City Union Bank SBI Card PRIME, you will typically need to provide the following documents:

1. Verification of Address:

  • Passport
  • Voter ID
  • Aadhaar Card
  • Driving License
  • Ration Card

2. Income Verification:

  • IT Returns
  • Form 16
  • Salary Slip

3. Identity Verification:

  • Passport
  • Voter ID
  • Aadhaar Card
  • Driving License

How To Apply for City Union Bank SBI Card PRIME?

Follow these steps to apply for the City Union Bank SBI Card PRIME:

  1. Go to the official State Bank of India credit card website at SBIcard.com.
  2. Navigate to the ‘credit cards’ section.
  3. Choose the City Union Bank SBI Card PRIME.
  4. Click on the ‘apply now’ button.
  5. Provide the necessary details as requested.
  6. Submit the application.
  7. Expect a follow-up from a bank representative after submission.

Frequently Asked Questions (FAQs)

1. What is the City Union Bank SBI Card PRIME?

The City Union Bank SBI Card PRIME is a credit card offered in collaboration with the State Bank of India, designed to provide various benefits and features to cardholders.

2. How can I apply for the City Union Bank SBI Card PRIME?

To apply for the City Union Bank SBI Card PRIME, visit the official State Bank of India credit card website at SBIcard.com, select ‘credit cards,’ choose the PRIME card, and click on the ‘apply now’ option. Fill in the required details and submit the application.

3. What are the key features of the City Union Bank SBI Card PRIME?

The card comes with features such as reward points, cashback, travel benefits, and exclusive privileges. Specific details may vary, so it’s recommended to check the official website for the latest information.

4. What documents are required for the City Union Bank SBI Card PRIME application?

Generally, standard identification and financial documents are required, including proof of identity, address, and income. Refer to the application form and guidelines provided on the website for specific document requirements.

5. How can I check the status of my City Union Bank SBI Card PRIME application?

You can check the status of your application by contacting the bank’s customer service or using the online application tracking facility provided on the official website.

6. What are the eligibility criteria for the City Union Bank SBI Card PRIME?

Eligibility criteria typically include factors like age, income, and credit history. Check the official website or contact the bank for specific eligibility requirements for the PRIME card.

7. What is the annual fee for the City Union Bank SBI Card PRIME?

The annual fee varies, and it’s advisable to refer to the card’s terms and conditions on the official website or contact customer service for the most accurate and up-to-date information.

8. How can I redeem the reward points earned with the City Union Bank SBI Card PRIME?

Redemption options may include shopping vouchers, travel bookings, or statement credit. Visit the rewards section on the official website or contact customer service for details on how to redeem your points.

9. What should I do if my City Union Bank SBI Card PRIME is lost or stolen?

In case of loss or theft, promptly contact the bank’s customer service to report the incident. Most credit cards have a 24/7 helpline for such emergencies.

10. Are there any foreign transaction fees associated with the City Union Bank SBI Card PRIME?

Check the card’s terms and conditions for information on foreign transaction fees. Some credit cards may have charges for transactions made in foreign currencies.