Club Vistara SBI Card

SBI, in partnership with Vistara, has introduced a new credit card aimed at making your travel more affordable. With the Club Vistara SBI Card, you can now relish complimentary access to airport lounges and even secure a free economy flight ticket. Additionally, this credit card extends insurance coverage and offers substantial opportunities to accumulate valuable Club Vistara Points, which can be redeemed on Vistara’s official website for flight bookings. Furthermore, you can take advantage of generous discounts when booking rental cars on the official website and easily arrange cab rides for short trips. This credit card boasts a host of other travel-friendly perks that can significantly reduce your travel expenses.

Key Highlights of Club Vistara SBI Card

  • Joining Fees: Rs 1499 + Taxes
  • Annual Fees: Rs 1499 + Taxes
  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Features and Benefits of Club Vistara SBI Card

1. Welcome Benefits:

  • Receive an economy ticket as an e-gift voucher upon payment of the joining fee.

2. Reward Point Benefits:

  • Earn 3 Club Vistara points for every Rs. 200 spent on all transactions.

3. Travel Benefits:

  • Enjoy 4 complimentary visits to domestic airport lounges annually.
  • Receive complimentary access to the Priority Pass Membership.

4. Insurance Benefits:

  • Avail up to 4 cancellations per year, each limited to Rs. 3,500.
  • Benefit from Lost Card Liability coverage of up to Rs. 1 lakh.
  • Get air accident coverage of up to Rs. 50 lakh.

5. Milestone Benefits:

  • Spend Rs. 50,000 within 3 months of card issuance to earn 1,000 Club Vistara Points.
  • On annual spending of Rs. 5 lakh, receive a hotel stay voucher worth Rs. 5,000.
  • Earn 1 economy class ticket for annual spends of Rs. 1.5 lakh, Rs. 2.5 lakh, Rs. 4.5 lakh, and Rs. 5 lakh.

6. Flexipay:

  • Utilize the Flexipay facility to convert purchases exceeding Rs. 2,500 into easy EMIs.
  • Balance Transfer Benefits:
  • Transfer the balance from any other credit card to the Club Vistara SBI Card and repay it at a lower interest rate.

7. Easy Money Facility:

  • Withdraw cash against your credit limit using the Easy Money facility in the form of a cheque or demand draft.

Club Vistara SBI Card Fees and Charges

1. Annual Fee: Rs. 1,499
2. Renewal Fee: Rs. 1,499
3. Finance Charges: Up to 3.35% monthly
4. Add-On Card Fee: Nil
5. Cash Advance Fee:
6. Domestic ATMs: 2.5% of the amount withdrawn or Rs. 500
7. International ATMs: 2.5% of the amount withdrawn or Rs. 500
8. Finance Charges for Cash Advances: 3.50% per month or 42% per annum
9. Payment Dishonor Fee: 2% of the payment amount; minimum of Rs. 450
10. Statement Request Fee: Rs. 100 per statement (more than 2 months old)
11. Cash Payment Fee: Rs. 250
12. Late Payment Fee:

  • From Rs. 0 to Rs. 500: Nil
  • More than Rs. 500 up to Rs. 1,000: Rs. 400
  • More than Rs. 1,000 up to Rs. 10,000: Rs. 750
  • More than Rs. 10,000 up to Rs. 25,000: Rs. 950
  • More than Rs. 25,000 up to Rs. 50,000: Rs. 1,100
  • More than Rs. 50,000: Rs. 1,300

13. Cheque Payment Fee: Rs. 100
14. Over Limit Fee: 2.5% of the over-limit amount; minimum of Rs. 600
15. Rewards Redemption Fee: Rs. 99
16. Foreign Currency Transaction Fee: 3.50%

Eligibility criteria for the Club Vistara SBI Card

  • Age: The applicant must be over 18 years of age.
  • Residence: Indian citizenship is a requirement.
  • Occupation: Both salaried and self-employed individuals are eligible.
  • CIBIL Score: A minimum CIBIL score of more than 700 is necessary to qualify for this card.

Documents Required for Club Vistara SBI Card

1. Proof of Address:

  • Ration Card
  • Aadhaar Card
  • Voter ID
  • Passport
  • Driving License

2. Identity Proof:

  • Aadhaar Card
  • Voter ID
  • Driving License
  • Passport

3. Income Proof:

  • Salary Slip
  • Form 16
  • Income Tax Returns

How to apply for Club Vistara SBI Card

  1. Visit the official website of State Bank of India credit cards at SBIcard.com.
  2. Select the ‘credit cards’ option from the menu.
  3. Locate the Club Vistara SBI Card.
  4. Click on the ‘apply now’ button.
  5. Provide the required information as requested.
  6. Submit your application, and a bank representative will get in touch with you.

Frequently Asked Questions (FAQs)

1. What is the Club Vistara SBI Card?

The Club Vistara SBI Card is a co-branded credit card offered by State Bank of India (SBI) in collaboration with Vistara, the Indian airline. It provides users with various benefits and rewards associated with air travel.

2. How can I apply for the Club Vistara SBI Card?

You can apply for the Club Vistara SBI Card online through the official SBI Card website. The application process typically involves filling out an online form with your personal and financial details.

3. What are the key features of the Club Vistara SBI Card?

Some key features include complimentary Club Vistara Silver membership, milestone benefits, bonus points on joining, and accelerated reward points for Vistara and other spends. Check the official website for the most up-to-date features.

4. Is there an annual fee for the Club Vistara SBI Card?

The card may have an annual fee, but it’s important to check the latest fee structure on the official website or contact SBI Card customer service for accurate and current information.

5. How does the reward points system work?

The Club Vistara SBI Card typically offers reward points for every eligible transaction, and these points can be redeemed for various benefits, including flight tickets, hotel stays, and more. The redemption options may vary, so it’s advisable to check the rewards catalog.

6. What is Club Vistara Silver membership, and how do I avail it with the card?

Club Vistara Silver membership is a tier within Vistara’s frequent flyer program. Cardholders may receive complimentary Club Vistara Silver membership as a part of the card benefits. This membership offers additional privileges like priority check-in, additional baggage allowance, and more.

7. Are there any travel-related insurance benefits with the Club Vistara SBI Card?

Some co-branded credit cards offer travel insurance benefits. Check the terms and conditions or contact SBI Card customer service for specific details about the travel insurance coverage associated with the Club Vistara SBI Card.

8. Can I use the Club Vistara SBI Card internationally?

Yes, the Club Vistara SBI Card is typically accepted internationally wherever Visa or Mastercard is accepted. However, it’s advisable to inform SBI Card about your travel plans in advance to ensure seamless usage.

9. How can I track my Club Vistara SBI Card transactions and rewards?

You can track your transactions, check your reward points, and manage your account online through the SBI Card website or mobile app. Regular statements are also sent to your registered email address.

10. What do I do if my Club Vistara SBI Card is lost or stolen?
In case of loss or theft, immediately report it to SBI Card customer service by calling the helpline number provided on the official website. They will guide you through the process of blocking the card and issuing a replacement.