Delhi Metro SBI Credit Card

The Delhi Metro SBI Credit Card, a versatile offering from SBI Card in collaboration with Delhi Metros, serves dual purposes as both a credit card and a smart card. Upon acquiring this card, you receive a welcome gift of 2,000 bonus reward points. Additionally, a renewal fee waiver is granted for the previous year’s spending of Rs 1,00,000. Notably, you earn up to 10 reward points for every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments. Another renewal fee waiver is extended for an annual expenditure of Rs 1,00,000 in the preceding year.

Key Highlights of Delhi Metro SBI Credit Card

  1. Earn 2000 Reward Points by spending Rs 2000 within the initial 60 days.
  2. Enjoy an automatic top-up of Rs 200 on your Delhi Metro Smart card when the balance drops to Rs 100.
  3. Get 10 Reward Points for every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments.
  4. Benefit from a renewal fee waiver upon annual spending of Rs 1,00,000 in the preceding year.
  5. Avail a 1% surcharge waiver on all fuel transactions at any fuel station nationwide.

Features and Benefits of Delhi Metro SBI Credit Card

The Delhi Metro SBI Credit Card offers several features and benefits:

1. Welcome Benefit:

  • Earn 2000 reward points when you spend Rs 2000 within the initial 60 days of card issuance.
  • Receive free metro cash worth Rs 50 on your Delhi Metro Smart card upon payment of the joining fee.

2. Spend-Based Waiver:

  • Enjoy a renewal fee waiver by spending Rs 1,00,000 in the previous year, applicable in the second year of membership.

3. Fuel Surcharge Waiver:

  • Avail a 1% surcharge waiver on all fuel transactions at any fuel station in India, applicable for transactions between Rs 500 and Rs 3000.

4. Other Benefits:

  • Benefit from an automatic top-up of Rs 200 on your Delhi Metro Smart card when the balance drops to Rs 100.

Delhi Metro SBI Credit Card Fees and Charges

Explore the fee structure for the Delhi Metro SBI Credit Card and discover the financial advantages that come with it.

  1. Annual Fee (One-Time): Rs. 499
  2. Renewal Fee: Rs. 499
  3. Add-on Fee (per annum): Nil
  4. Finance Charges: 3.35% per month | 40.2% per annum
  5. Free Credit Period: Nil
  6. Cash Advance Charges: 3.35% per month | 40.2% per annum
  7. Cash Advance Fee: 2.5% of the amount or Minimum Rs. 500
  8. Over-limit Charges: 2.5% of the amount or Minimum Rs. 500
  9. Late Payment Fee:
  • Up to Rs. 500 – Nil
  • Between Rs. 500 & up to Rs. 1,000 – Rs. 400
  • Between Rs. 1,000 & up to Rs. 10,000 – Rs. 750
  • Between Rs. 10,000 & up to Rs. 25,000 – Rs. 950
  • Between Rs. 25,000 & up to Rs. 50,000 – Rs. 1,100
  • Amount greater than Rs. 50,000 – Rs. 1,300

Eligibility Criteria for Delhi Metro SBI Credit Card

Here are essential criteria for applying for an Delhi Metro SBI Credit Card:

  1. Age eligibility ranges from 18 to 60 years.
  2. The opportunity is open to individuals employed on a salary basis.
  3. It is also accessible to those who are self-employed.
  4. No repetition of information is present in the points provided.

Documents Required for Delhi Metro SBI Credit Card

To apply for the Delhi Metro SBI Credit Card, you will typically need to provide the following documents:

1. Proof of Address:

  • Documents required: Aadhar card, Passport, Driver License
  • No duplicate documents allowed.

2. Proof of Identity:

  • Documents needed: Aadhar card, PAN card, Passport, Voter ID
  • Ensure no repetition of documents.

3. Proof of Income:

  • Necessary documents: Previous salary slips, IT returns, Form-16
  • Avoid submitting duplicate papers.

How To Apply for Delhi Metro SBI Credit Card?

Follow these steps to apply for the Delhi Metro SBI Credit Card:

  1. Visit the official website: Go to the official website of Delhi Metro SBI Credit Card to access the application portal.
  2. Navigate to the credit card section: Explore the website and locate the section dedicated to the Delhi Metro SBI Credit Card.
  3. Fill out the application form: Complete the online application form by providing the required personal and financial information accurately.
  4. Submit necessary documents: Upload or submit the necessary documents as specified in the application process, such as proof of identity, address, and income.
  5. Await approval: After submitting the application and required documents, wait for the approval process to be completed. Once approved, you will receive further instructions on card issuance and delivery.

Frequently Asked Questions (FAQs) –

1. What is the Delhi Metro SBI Card?

The Delhi Metro SBI Card is a specialized credit card offered by the State Bank of India in collaboration with Delhi Metro, providing users with benefits and features tailored for metro commuters.

2. How can I apply for the Delhi Metro SBI Card?

To apply for the Delhi Metro SBI Card, visit the official website, navigate to the credit card section, fill out the online application form, and submit the required documents as specified in the application process.

3. What are the key features of the Delhi Metro SBI Card?

This credit card is designed to offer exclusive benefits to Delhi Metro users, including cashback on metro rides, rewards on other spends, and special discounts at partner merchants.

4. What documents are required for the Delhi Metro SBI Card application process?

Typically, you would need to submit proof of identity, proof of address, and proof of income. The specific documents may vary, so it’s important to check the requirements mentioned during the application process.

5. Is there an age limit for applying for the Delhi Metro SBI Credit Card?

The age eligibility for the Delhi Metro SBI Credit Card usually falls within a specific range, and applicants typically need to be between 18 and 60 years old. Verify the exact age criteria mentioned during the application.

6. How long does it take for the Delhi Metro SBI Card application to be processed?

The processing time can vary, but after submitting the application and required documents, applicants usually receive updates on the status of their application within a few weeks.

7. What are the rewards and benefits associated with the Delhi Metro SBI Credit Card?

Users can enjoy cashback on metro rides, earn reward points on other transactions, and access special discounts or offers from partner merchants. Details of rewards and benefits are usually outlined by the credit card provider.

8. Can I track my Delhi Metro SBI Credit Card application status online?

Yes, many credit cards provider offer online tracking services. Once you’ve applied, check the official website or contact the customer service helpline to inquire about the status of your application.

9. How do I make payments on my Delhi Metro SBI Credit Card?

Payments can be made through various channels, including online banking, mobile apps, cheque payments, or at designated bank branches. The specific payment methods and details will be provided when you receive your credit card.

10. What should I do if my Delhi Metro SBI Credit Card is lost or stolen?

In case of loss or theft, immediately contact the SBI credit card customer care service helpline provided by the bank. They will guide you through the process of blocking the card and issuing a replacement to ensure the security of your account.