Doctor’s IMA SBI Card

Designed exclusively for medical professionals, the Doctor’s IMA SBI Card stands out as the sole credit card affiliated with the Indian Medical Association (IMA). Crafted to align with the demanding lifestyle of doctors, the card offers a range of exclusive perks, be it in the realm of travel, insurance, or international and medical expenses.

Cardholders enjoy the privilege of accruing multiple reward points, particularly on expenditures related to medical supplies and overseas transactions. The card entails a one-time annual fee of Rs. 1,499, excluding taxes, and a renewal fee of Rs. 1,499, inclusive of taxes. Moreover, cardholders benefit from a fee reversal upon spending Rs. 2 Lakhs within a year.

Key Highlights of Doctor’s IMA SBI Card

  1. Welcome Gift: Receive an e-Voucher worth Rs. 1,500 from Yatra.com upon card activation.
  2. 5x Reward Points: Earn 5 times the reward points on international transactions, medical supplies, and travel bookings.
  3. Car Rental Discounts: Avail up to 35% off on Avis Car Rentals using the credit card.
  4. Special Day Bonus: Enjoy 5x reward points on all spending made on Doctor’s Day.
  5. Fee Reversal: Renewal fee waived upon reaching an annual spend of Rs. 2 lakh.
  6. Standard Reward Points: Earn 1 reward point for every Rs. 100 spent on all other transactions.
  7. Insurance Coverage: Cardholders can access Professional Indemnity Insurance Cover of Rs. 20 Lakhs.

Features and Benefits of Doctor’s IMA SBI Card

The Doctor’s IMA SBI Card offers several features and benefits:

1. Welcome Benefits:

  • Upon payment of the joining fees, cardholders receive a complimentary e-gift voucher worth Rs.1,500 from Yatra.com.

2. Insurance Benefits:

  • Doctor’s SBI Card (IMA) provides insurance coverage up to Rs.10 lakh, encompassing cardholders against unforeseen events and covering legal costs, including out-of-court settlement expenses.

3. Airport Lounge Benefits:

4. Reward Point Benefits:

  • Earn 5X reward points on travel bookings, international spends, and medical supplies.
  • On Doctor’s Day, cardholders earn 1 reward point for every Rs.100 spent on all purchases.

5. Fuel Surcharge Benefits:

  • Enjoy a 1% fuel surcharge waiver at all petrol pumps, applicable to transactions between Rs.500 and Rs.4,000, with a maximum waiver capped at Rs.250 per cycle.

6. Milestone Benefits:

  • Annual spends exceeding Rs.2 lakh result in a reversal of the renewal fee.
  • If yearly spending exceeds Rs.5 lakh, cardholders receive a gift voucher worth Rs.5,000 from Yatra.com/ Shoppers Stop/Bata.

7. Hotel Benefits:

  • Use the Doctor’s SBI Card (IMA) to access exclusive benefits at luxury hotels worldwide.

8. Card Rental Benefits:

  • Avail a 35% discount on Avis Car Rentals bookings and a 10% discount on Hertz Car Rental bookings.

Doctor’s IMA SBI Card Fees and Charges

Explore the fee structure for the Doctor’s IMA SBI Card and discover the financial advantages that come with it.

  1. One-time Annual Fee: Rs. 1,499
  2. Renewal Fee per annum: Rs. 1,499

Eligibility Criteria for Doctor’s IMA SBI Card

Here are essential criteria for applying for an Doctor’s IMA SBI Card:

  1. The applicant must be at least 21 years old.
  2. The applicant’s age should not exceed 65 years.
  3. The applicant must have a minimum of 3 years of experience as a self-practicing or practicing salaried doctor.
  4. The applicant is required to have a minimum annual income of Rs.1,50,000.

Documents Required for Doctor’s IMA SBI Card

To apply for the Doctor’s IMA SBI Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhar Card (Form 16 in absence of PAN Card)
  • Voter ID Card
  • Driving License

2. Proof of Address:

  • Aadhar Card
  • Voter ID Card
  • Driving License
  • Passport
  • Utility Bills (in the name of the applicant)

3. Proof of Income:

  • Salary Slips (last three months, for salaried doctors)
  • Bank Statement (last six months)
  • Income Tax Return (ITR)
  • Form 16

4. Medical Qualifications:

  • Registration certificates from the State Medical Council
  • Registration certificates from the Medical Council of India
  • Self-attested copies of medical degrees

How To Apply for Doctor’s IMA SBI Card?

Follow these steps to apply for the Doctor’s IMA SBI Card:

Online Application:

  1. Visit the official SBI Card website:
  2. Click on the “I want to apply now” option.
  3. Enter essential personal details such as Name, mobile number, and email ID.
  4. Submit the application online.
  5. Await contact from an SBI Bank official for further processing.

Offline Application:

  1. Visit the nearest SBI branch for an offline application for the Doctor’s SBI Card (IMA).
  2. Seek assistance from a bank executive at the branch.
  3. Fill out the required credit card application form.
  4. To expedite the process, carry valid identity proof and proof of address.
  5. Complete the application process with the help of the bank executive.

Frequently Asked Questions (FAQs) –

Q: How can I apply for the Doctor’s IMA SBI Card online?

A: To apply online, visit the official SBI Card website and click on the “I want to apply now” option. Fill in your basic details and submit the application.

Q: What information is required during the Doctor’s IMA SBI Card online application process?

A: You will need to provide basic details such as your Name, mobile number, and email ID to complete the online application for the Doctor’s IMA SBI Card.

Q: How will I be notified about the status of my Doctor’s IMA SBI Card online application?

A: After successfully submitting your online application, an SBI Bank official will get in touch with you to discuss the status and further steps.

Q: Can I apply for the Doctor’s IMA SBI Card offline?

A: Yes, you can visit the nearest SBI branch for an offline application. A bank executive will assist you in filling out the credit card application form.

Q: What documents do I need for the Doctor’s IMA SBI Card offline application process?

A: It is recommended to carry a valid identity proof and proof of address to expedite the offline application process at the SBI branch.

Q: What are the features and benefits of the Doctor’s IMA SBI Card?

A: The features and benefits may vary, but generally, Doctor’s IMA SBI Card offers rewards, discounts, and exclusive privileges tailored for medical professionals. Check the official website or contact SBI for specific details.

Q: Is there an annual fee for the Doctor’s IMA SBI Card?

A: Details regarding annual fees and other charges can be found on the official SBI Card website or by contacting SBI directly.

Q: How can I check the status of my Doctor’s IMA SBI Card application?

A: You can inquire about your application status by reaching out to the SBI Bank official who contacted you after the online application. Alternatively, you can contact the SBI Card customer service for updates.

Q: Can non-doctors apply for the Doctor’s IMA SBI Card?

A: The eligibility criteria for the Doctor’s IMA SBI Card may be specified by SBI. Check the official terms and conditions to determine if non-doctors are eligible to apply.

Q: Are there any specific rewards for medical expenses with the Doctor’s IMA SBI Card?

A: Specific rewards for medical expenses can vary. Refer to the card’s features and benefits or contact SBI credit card customer care service for detailed information on rewards related to medical spending.