Karur Vysya Bank SBI Credit Card

Maximize savings on all your transactions, savor unmatched deals, receive fantastic gifts as rewards, and meet all your requirements effortlessly with the KVB SBI Credit Card. Whether you’re indulging in shopping, dining, everyday expenditures, or planning a getaway, this card stands as your preferred companion, granting you exclusive benefits, enticing offers, and a captivating rewards system. Developed as a collaborative credit card by SBI Card and Karur Vysya Bank, it boasts an array of features, ensuring customers reap more rewards than their actual expenditures.

Key Highlights of KVB SBI Card

1. Extravaganza Offer:

  • Spend Rs. 2,000 or more within the first 60 days of receiving your card and receive 2,000 bonus Reward points.

2. Value Back:

  • Earn up to 1.7% value back:
  • 10X Reward Points for every Rs. 150 spent at Departmental and Grocery stores.
  • 1 Reward point per Rs. 150 spent on all other purchases.
  • (4 Reward points = Rs. 1)

3. 0% Fuel Surcharge:

  • Enjoy freedom from the 1% fuel surcharge at any petrol pump.
  • Save the 1% fuel surcharge on transactions of Rs. 500 and Rs. 3,000 at any petrol pump in India.

4. Spend Based Reversal:

  • Annual membership fee reversal starting from the second year of your subscription.
  • To qualify for fee reversal, you must have spent more than Rs. 100,000 on your Karur Vysya Bank SBI Card in the previous year.

Features and Benefits of KVB SBI Card

The KVB SBI Card offers several features and benefits:

  1. Special Offer
    Receive 2,000 reward points when you spend Rs.2,000 or more on your card within two months of receiving it.
  2. Cashback Benefits
    Earn 1 reward point for every Rs.100 spent using your Karur Vysya Bank SBI credit card. Enjoy up to 2.5% cash back, earning 10x reward points for purchases at grocery and departmental stores.
  3. Fuel Surcharge Waiver
    Cardholders enjoy a 1% surcharge waiver each time they refuel at any petrol bunk nationwide, applicable to transactions between Rs.500 and Rs.3000.
  4. Reward Points
    Earn 1 reward point for every Rs.150 spent on your card.
  5. Welcome Offer
    Make an ATM withdrawal within 30 days of receiving your card and earn Rs.100.
  6. Global Acceptance
    The Karur Vysya Bank SBI Credit Card is accepted worldwide at over 24 million merchant outlets, including 3.25 lakh outlets in India that accept Visa or MasterCard.
  7. Add-on Cards
    Primary cardholders can obtain add-on cards for family members aged 18 and above.
  8. Instant Cash
    Access instant cash with withdrawals at over 1 million Visa and MasterCard ATMs globally.
  9. Railway Ticket Booking
    Book railway tickets on IRCTC using your KVB SBI credit card, with the added convenience of door drop facility.
  10. Easy Bill Pay
    Set standing instructions for automatic payment of utility bills before the due date, including a Top-up or Recharge feature for E-tag, DTH, Mobiles, and Data Cards.
  11. Balance Transfer
    Transfer existing credit card balances from other banks to the Karur Vysya Bank SBI credit card at low-interest rates.
  12. Easy Money
    Handle personal commitments by requesting a bank draft from SBI, billed directly to your Karur Vysya Bank SBI card. Contact SBI Credit Card Customer Care to avail this facility.
  13. Flexipay
    Make high-value purchases and repay the outstanding balance through easy monthly instalments with various plans at low-interest rates.
  14. Locate SBI Card Drop Box
    Use the SMS alert service by State Bank of India to easily locate the nearest SBI Card Drop Box. Send an SMS with “PIN” < space > your 6-digit pin code to 56767 to avail this facility.

KVB SBI Card Fees and Charges

Explore the fee structure for the KVB SBI Card and discover the financial advantages that come with it.

  1. Annual Fee: Rs.499
  2. Joining Fee: Rs.499
  3. Add-on Fee (per annum): Nil

Documents Required for KVB SBI Card

To apply for the KVB SBI Card, you will typically need to provide the following documents:

1. Proof of Identity (Any one of the following):

2. Proof of Address (Any one of the following):

  • Aadhar Card
  • Passport
  • Utility Bill (electricity, water, gas)
  • Rental Agreement

3. Income Proof (Any one of the following):

  • Salary slips
  • Income Tax Return (ITR)
  • Form 16

4. Passport-size Photographs: Recent passport-size photographs of the applicant.

How To Apply for KVB SBI Card?

Follow these steps to apply for the KVB SBI Card:

  1. Visit the Official Website: Go to the official website of KVB SBI Card to access the online application portal.
  2. Choose the Desired Card: Browse through the available credit card options and select the one that best suits your needs and preferences.
  3. Fill in the Application Form: Complete the online application form with accurate personal and financial information. Ensure all details are entered correctly.
  4. Upload Required Documents: Attach the necessary documents, such as proof of identity, address, income, and any other documents specified by KVB SBI Card.
  5. Submit and Await Approval: Review the entered information, submit the application, and await the approval process. You may receive updates on the status of your application through email or SMS.

Frequently Asked Questions (FAQs) –

Q: What is KVB SBI Card?

A: KVB SBI Card is a credit card issued through a collaboration between Karur Vysya Bank (KVB) and State Bank of India (SBI), offering various benefits and features to cardholders.

Q: How can I apply for a Karur Vysya Bank SBI Card?

A: You can apply for a Karur Vysya Bank SBI Card by visiting the official website, selecting the desired card, filling out the online application form, and submitting the required documents.

Q: What types of KVB SBI Cards are available?

A: KVB SBI Card offers a range of credit cards catering to different needs, including rewards cards, travel cards, and lifestyle cards. Specific card options may vary.

Q: What are the eligibility criteria for obtaining a Karur Vysya Bank SBI Card?

A: Eligibility criteria typically include age, income, credit score, and other factors. Specific requirements may vary based on the type of card. Refer to the official website for detailed information.

Q: How can I check the status of my KVB SBI Card application?

A: You can check the status of your application online through the official website or by contacting the customer service helpline provided by KVB SBI Card.

Q: What documents are required for applying for a KVB SBI Card?

A: Commonly required documents include proof of identity, address, income, PAN card, and passport-size photographs. Additional documents may be specified based on the type of card and applicant.

Q: How can I make payments on my KVB SBI Card?

A: KVB SBI Card offers various payment options, including online payments through the official website, mobile app, net banking, and offline methods such as cheque or cash payments at designated branches.

Q: What are the annual fees and charges associated with KVB SBI Cards?

A: The annual fees and charges vary based on the type of card. Specific details on fees, interest rates, and other charges can be found in the terms and conditions provided by KVB SBI Card.

Q: How can I redeem the rewards earned on my KVB SBI Card?

A: Redemption options for rewards earned on KVB SBI Cards vary. Cardholders can typically redeem rewards through the online portal, mobile app, or by contacting customer service.

Q: What should I do if my KVB SBI Card is lost or stolen?

A: In case of a lost or stolen card, immediately contact the KVB SBI Card customer service helpline to report the incident and request a block on the card to prevent unauthorized transactions.