KVB SBI Platinum Credit Card

The KVB SBI Platinum Credit Card stands as a testament to the collaborative synergy between Karur Vysya Bank (KVB) and State Bank of India (SBI), offering a wealth of financial advantages and exclusive privileges to its cardholders. This credit card is designed to elevate the financial experience, combining the regional expertise of Karur Vysya Bank with the national prominence of State Bank of India. With a host of features such as rewards programs, attractive cashback options, and tailored benefits, the Karur Vysya Bank SBI Platinum Credit Card caters to diverse lifestyle needs. Whether you seek travel perks, shopping rewards, or convenient payment solutions, this credit card opens doors to a world of possibilities, enhancing your financial journey with every transaction. Discover the power of financial flexibility and exclusive privileges with the KVB SBI Platinum Credit Card.

Key Highlights of KVB SBI Platinum Credit Card

  1. Upon enrollment, you’ll be presented with a Rs.3,000 gift voucher, applicable at a range of brands.
  2. Earn 2 reward points for every Rs.100 spent using your card.
  3. Reach an annual expenditure of Rs.4 lakh or Rs.5 lakh to receive an additional Rs.3,000 gift voucher.
  4. Enjoy a complimentary Priority Pass Membership valued at $99 with your card.
  5. Access two complimentary visits to domestic lounges every quarter.

Features and Benefits of KVB SBI Platinum Credit Card

The KVB SBI Platinum Credit Card offers several features and benefits:

1. Welcome Benefits:

  • Receive a Rs.3,000 e-gift voucher upon paying the joining fee.
  • Redeem the voucher at renowned brands like Westside, Hush Puppies, Yatra, Shopper’s Stop, and more.

2. True Lifestyle:

  • Access over 300 golf courses in India.
  • Avail a 30% discount on green fees.

3. Fuel Benefits:

  • Enjoy a 1% fuel surcharge waiver at all petrol pumps nationwide.
  • Applicable for fuel purchases ranging from Rs.400 to Rs.5,000.

4. Anytime Cash Access:

  • Withdraw cash from over 1 million ATMs globally.

5. Pay Your Utility Bills:

  • Utilize the card for paying phone, electricity bills, and other utility expenses.

6. Flexipay:

  • Convert purchases of Rs.2,500 and above into EMIs using Flexipay.

7. Balance Transfer:

  • Transfer outstanding amounts from other credit cards to clear at a lower interest rate.

8. Easy Money Facility:

  • Issue drafts or cheques against your cash limit for delivery to your communication address during cash crunch.

9. Global Acceptance:

  • Accepted at over 2 million Visa outlets worldwide and 2.85 lakh outlets in India.

10. Add-on Cards:

  • Family members over 18 years old can avail add-on cards for shared benefits.

11. Emergency Card Replacement:

  • Hassle-free card replacement in case of loss. For India, call 39 02 02 02 (prefix local STD code) or 1860 180 1290 if misplaced.

12. Book Railway Tickets Online:

  • Use the card to book railway tickets online through the IRCTC portal.

KVB SBI Platinum Credit Card Fees and Charges

Explore the fee structure for the KVB SBI Platinum Credit Card and discover the financial advantages that come with it.

  1. Annual Fee: The yearly charge for the card is Rs.2,999.
  2. Renewal Fee: To continue the card’s benefits for another year, a renewal fee of Rs.2,999 is applicable.
  3. Add-On Card Fee: There is no fee associated with obtaining an add-on card.

Documents Required for KVB SBI Platinum Credit Card

To apply for the KVB SBI Platinum Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • Passport
  • Aadhaar card
  • Voter ID card
  • Driving license
  • Any other government-issued photo ID

2. Proof of Address:

  • Aadhaar card
  • Utility bills (electricity, water, gas)
  • Passport
  • Rent agreement
  • Any other document issued by the government with your address

3. Income Proof:

  • Salary slips (for salaried individuals)
  • Income tax returns
  • Bank statements
  • Form 16

4. Passport-size Photographs:

  • Recent passport-size color photographs

How To Apply for KVB SBI Platinum Credit Card?

Follow these steps to apply for the KVB SBI Platinum Credit Card:

Online Methods for Redeeming Points:

  • Log in to the State Bank of India website.
  • Navigate to the ‘rewards’ section in the menu.
  • Choose desired products or vouchers from the available options.
  • Add selected items to your cart.
  • Click on submit to redeem your points successfully.

Offline Methods for Redeeming Points:

Frequently Asked Questions (FAQs) –

1. What is the KVB SBI Platinum Credit Card?

The KVB SBI Platinum Credit Card is a credit card offered by Karur Vysya Bank (KVB) in collaboration with State Bank of India (SBI), providing various benefits and features.

2. How can I apply for the KVB SBI Platinum Credit Card?

You can apply for the KVB SBI Platinum Credit Card by visiting the official website of Karur Vysya Bank or SBI, or by visiting a KVB branch. Application forms are also available at the bank branches.

3. What are the eligibility criteria for the KVB SBI Platinum Credit Card?

Eligibility criteria typically include age, income, and credit score requirements. Specific details can be obtained from the bank’s website or by contacting their customer service.

4. What documents are required for the credit card application?

Commonly required documents include proof of identity, proof of address, income proof, passport-size photographs, and a duly filled application form. Check with the bank for the exact document requirements.

5. What is the credit limit on the KVB SBI Platinum Credit Card?

The credit limit is determined based on various factors, including your income, credit history, and the bank’s policies. The approved limit will be communicated to you by the bank.

6. What are the rewards and benefits associated with the KVB SBI Platinum Credit Card?

The credit card may offer rewards points, cashback, travel benefits, and other perks. Details about specific benefits can be found in the card’s terms and conditions.

7. How can I redeem the reward points earned on my KVB SBI Platinum Credit Card?

Redemption options may include online portals, merchandise, vouchers, or other offerings. The process for redeeming points is usually outlined in the credit card’s rewards program.

8. Is there an annual fee for the KVB SBI Platinum Credit Card?

Credit cards often have an annual fee or renewal fee. Check the terms and conditions or contact the bank for information regarding any applicable fees.

9. How can I check my credit card statement and make payments?

You can access your credit card statement through online banking or receive it via mail. Payments can be made through various channels, including online banking, ATMs, or at KVB branches.

10. What should I do if my KVB SBI Platinum Credit Card is lost or stolen?

In case of loss or theft, immediately report it to the bank’s customer service. They will guide you through the process of blocking the card and issuing a replacement.