KVB SBI Signature Card

The Karur Vysya Bank SBI Signature credit card caters to individuals who embrace a lavish lifestyle. As a collaboration between Karur Vysya Bank and SBI Card, two highly esteemed banks in the country, this co-branded credit card offers a diverse range of exclusive benefits and privileges. Packed with distinctive features, it not only grants access to a luxurious way of life but also prioritizes the safeguarding of customer interests.

Key Highlights of KVB SBI Signature Card

1. Welcome Gift:

  • Receive a Welcome e-Gift Voucher worth Rs. 5,000 from a choice of brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.
  • Select your e-Voucher within 15 days of annual fees payment via SMS.
  • The chosen e-Voucher will be sent to your registered mobile number/email ID within 5 days.

2. Bonus Rewards:

  • Earn 10,000 bonus Reward Points upon reaching annual spends of Rs. 2 lakhs, 3 lakhs, and 4 lakhs.
  • Achieve annual spends of Rs. 5 lakhs and earn 20,000 bonus Reward Points.

3. Accelerated Reward Points:

  • Gain 5x reward points on dining, departmental stores, and grocery spends.
  • Earn 2 reward points for every Rs. 100 spent on all other categories.

4. Airport Lounge Access:

  • Receive a complimentary membership to the Priority Pass program, valued at $99.
  • Enjoy access to over 600 airport lounges across 300 cities worldwide with this membership.

Features and Benefits of KVB SBI Signature Card

The KVB SBI Signature Card offers several features and benefits:

Benefits:

1. Welcome Benefit:

  • Receive welcome e-Gift vouchers worth Rs.3000 for Marks & Spencer, Bata, Hush Puppies, Yatra, Shoppers Stop.
  • Voucher code sent to your registered mobile number within 15 working days.

2. Reward Points:

  • 5x reward points on grocery/departmental, dining, and international spends.
  • 2 reward points for every Rs.100 spent.
  • Earn up to 2500 reward points (Rs.12,500) annually.
  • 10,000 points for annual spending between Rs.3 lakh to Rs.4 lakh.
  • 15,000 points for spending between Rs.5 lakh to Rs.8 lakh.

3. Annual Fee Waiver: Annual fee reversed after spending Rs.10 lakh using the Karur Vysya Bank SBI Signature Credit Card.

4. Fuel Benefits: 1% fuel surcharge waived on transactions between Rs.500 to Rs.4,000 at all petrol pumps.

5. Additional Benefits: Rs.500 off on Book My Show once every month.

6. Lounge Benefits:

  • Complimentary lounge access in India and abroad.
  • Complimentary Priority Pass membership worth $99.

Features:

  • True Lifestyle: Access to 300+ golf courses worldwide, 30% discount on green fee.
  • Cash Anytime, Anywhere: Withdraw cash from over a million Visa ATMs worldwide.
  • KVB SBI Signature Credit Card Online: Manage card online, check statements, change address, subscribe to alerts.
  • Waiver of Fuel Surcharge: No 2.5% fuel surcharge for transactions Rs.500-Rs.4,000.
  • Utility Bill Payment: Easy Bill Pay and Auto Bill Pay options for hassle-free utility bill payments.
  • Flexipay: Convert expensive transactions into convenient monthly installments.
  • EMI Balance Transfer: Transfer balance from other credit cards with reduced interest rates and flexible EMIs.
  • Easy Money Facility: Avail money as needed with cheque or draft against cash limit.
  • Railway Ticket Booking Online: Book railway tickets online through the card on IRCTC website.
  • Worldwide Acceptance: Usable in 2 million+ Visa outlets globally and 2 lakh+ outlets in India.
  • Family Empowerment: Share benefits with family through supplementary cards for children, spouse, siblings, and parents (above 18 years).
  • Emergency Replacement: Lost or misplaced cards replaced globally by calling KVB credit card customer care at 1860 180 1290 / 39020202.

KVB SBI Signature Card Fees and Charges

Explore the fee structure for the KVB SBI Signature Card and discover the financial advantages that come with it.

  1. Initial Enrollment Fee: Rs. 4,999 (One-time payment)
  2. Annual Renewal Fee: Rs. 4,999 (Payable per year)
  3. Add-on Card Fee: Nil (No additional fee for supplementary cards per annum)

Documents Required for KVB SBI Signature Card

To apply for the KVB SBI Signature Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhar Card
  • Passport
  • Voter ID
  • Driving License
  • Any other government-issued identity proof

2. Address Proof:

  • Aadhar Card
  • Passport
  • Utility bills (electricity, water, gas) with the applicant’s name and address
  • Rental agreement
  • Any other government-issued address proof

3. Income Proof:

  • Latest salary slips
  • Form 16
  • Income Tax Returns (ITR)
  • Bank statements

4. Passport-size Photographs: Recent passport-size photographs of the applicant

How To Apply for KVB SBI Signature Card?

Follow these steps to apply for the KVB SBI Signature Card:

1. Visit the KVB (Karur Vysya Bank) or SBI (State Bank of India) Official Website:

  • Navigate to the official website of either Karur Vysya Bank or State Bank of India, depending on the issuer of the KVB SBI Signature Card.

2. Explore Credit Card Section:

  • Look for the credit card section on the website. This is usually found under the ‘Products’ or ‘Cards’ tab.

3. Select KVB SBI Signature Card:

  • Choose the KVB SBI Signature Card from the list of available credit cards. Read through the features, benefits, and terms and conditions associated with the card.

4. Fill and Submit Online Application Form:

  • Complete the online application form with accurate personal, contact, and financial information. Upload the required documents, such as identity proof, address proof, and income proof, as specified by the bank.

5. Wait for Approval and Card Delivery:

  • Once you submit the online application, the bank will review your details. If approved, you will receive confirmation, and the KVB SBI Signature Card will be dispatched to the address provided during the application process. Monitor your application status through the online portal or contact the bank’s customer service for updates.

Frequently Asked Questions (FAQs) –

Q: What is the KVB SBI Signature Card?

A: The KVB SBI Signature Card is a credit card issued jointly by Karur Vysya Bank (KVB) and State Bank of India (SBI), offering exclusive benefits, rewards, and features to cardholders.

Q: What are the key features of the KVB SBI Signature Card?

A: The card comes with features like enhanced reward points, complimentary airport lounge access, exclusive discounts, and a range of privileges tailored for high-spending individuals.

Q: How can I apply for the KVB SBI Signature Card?

A: You can apply for the card online through the official websites of KVB or SBI. Fill out the online application form, provide the required documents, and await approval.

Q: What documents are required for the KVB SBI Signature Card application?

A: Typically, you need identity proof, address proof, income proof, passport-size photographs, and KYC documents. Specific document requirements may vary, so check with the bank for details.

Q: What are the fees associated with the KVB SBI Signature Card?

A: The card may have an initial enrollment fee (one-time), annual renewal fee, and other charges. Refer to the terms and conditions or contact the bank for the current fee structure.

Q: How can I check the status of my KVB SBI Signature Card application?

A: You can check the status online through the bank’s official website or contact the customer service helpline for updates on your application.

Q: Can I track my credit card transactions online?

A: Yes, most banks provide online banking facilities where you can log in to your account and track your credit card transactions, check statements, and manage your card.

Q: What benefits does the KVB SBI Signature Card offer for international travel?

A: The card may offer benefits such as global acceptance, international concierge services, and complimentary lounge access at international airports. Check the card details for specific travel privileges.

Q: How do I redeem the reward points earned with the KVB SBI Signature Card?

A: Banks typically provide an online portal or a rewards catalog where you can redeem your accumulated reward points for various options, including merchandise, vouchers, or statement credits.

Q: What should I do if my KVB SBI Signature Card is lost or stolen?

A: Immediately report the loss to the bank’s customer service helpline. Most banks have a 24/7 helpline for reporting lost or stolen cards. They will guide you through the process of blocking the card and issuing a replacement.