Lifestyle Home Centre SBI Card SELECT

SBI Card introduces the Lifestyle Home Centre SBI Card, a dedicated shopping credit card designed for frequent shoppers at Lifestyle, Home Centre, Max, and Spar stores. Within this category, the bank has unveiled three distinct credit cards: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT, and Lifestyle Home Centre SBI Card Prime. This card provides users with reward points for every purchase at the specified stores, as well as for transactions in dining and movie expenditures. Additionally, cardholders have the opportunity to accumulate up to 16,000 reward points, equivalent to Rs. 4,000, annually through milestone benefits. Renewing the card also brings an extra 2,000 reward points each year.

Key Highlights of Lifestyle Home Centre SBI Card SELECT

  1. Upon card activation, delight in a bonus of 2,000 reward points, equivalent to Rs. 500.
  2. Earn 5 reward points for every Rs. 100 spent at Online & Retail Landmark Stores, Dining, and Movies.
  3. Gain 1 reward point for every Rs. 100 spent on retail purchases other than Online & Retail Landmark Stores, Dining, and Movies.
  4. Achieve 8,000 bonus reward points when you spend Rs. 2 Lakh or more within a year.
  5. Enjoy milestone reward point benefits across all Landmark Stores.
  6. Avail a 1% fuel surcharge waiver.
  7. Receive 2,000 reward points annually as a recurring benefit.

Features and Benefits of Lifestyle Home Centre SBI Card SELECT

The Lifestyle Home Centre SBI Card SELECT offers several features and benefits:

1. Reward Points:

  • Earn 1 reward point for every Rs.100 spent with the Lifestyle Home Centre SBI Card Select.
  • Convert your reward points into Landmark Rewards for dual benefits.

2. Welcome Offer: Receive Rs.100 cashback by making an ATM withdrawal within 30 days of receiving your credit card.

3. Contactless Advantage:

  • Enjoy contactless payments by waving your card at a secured reader.
  • Fast and convenient payment process with various security features.
  • The Visa payWave’s unique security key ensures only one transaction, minimizing the risk of card misplacement.

4. Accepted Worldwide:

  • The credit card is accepted globally at 24 million outlets, including 3.25 lakh outlets in India.
  • Usable at any outlet accepting Visa cards.

5. Add-On Cards: Avail add-on cards for family members aged 18 and above.

6. Withdraw Cash Globally: Withdraw cash from over 1 million ATMs worldwide.

7. Pay Your Utility Bills: Use the credit card to pay telephone, electricity, and other utility bills.

8. Balance Transfer on EMIs: Transfer outstanding amounts from another bank’s credit card to Lifestyle Home Centre SBI Card SELECT with lower interest rates via EMIs.

9. Flexipay: Convert transactions of Rs.2,500 and above into EMIs using the Flexipay facility within 30 days of the transaction.

10. Easy Money Facility: Utilize the Easy Money facility to get a demand draft or cheque against your cash limit, delivered to your communication address by the bank.

Lifestyle Home Centre SBI Card SELECT Fees and Charges

Explore the fee structure for the Lifestyle Home Centre SBI Card SELECT and discover the financial advantages that come with it.

  1. Annual Fee (one-time) Amount: Rs.1,499 + GST
  2. Renewal Fee (per annum) Amount: Rs.1,499 + GST
  3. Add-on Fee (per annum) Amount: NIL
  4. Cheque Payment Fee: Rs.100
  5. Payment Dishonor Fee: 2% of the amount, minimum Rs.500
  6. Retrieval of Statement Fee: Rs.100 for statements older than 2 months
  7. Late Payment Fee:
  • Up to Rs.500: Nil
  • Above Rs.500 and up to Rs.1,000: Rs.400
  • Above Rs.1,000 and up to Rs.10,000: Rs.750
  • Above Rs.10,000 and up to Rs.25,000: Rs.950
  • Above Rs.25,000 and up to Rs.50,000: Rs.1,100
  • Above Rs.50,000: Rs.1,300

Eligibility Criteria for Lifestyle Home Centre SBI Card SELECT

Here are essential criteria for applying for an Lifestyle Home Centre SBI Card SELECT:

  1. Age Requirement: Applicants must fall within the age range of 21 to 70 years.
  2. Income Stability: It is essential for applicants to demonstrate a stable and reliable income.
  3. Credit Score Consideration: The credit score of the applicant may significantly impact the evaluation process.

Documents Required for Lifestyle Home Centre SBI Card SELECT

To apply for the Lifestyle Home Centre SBI Card SELECT, you will typically need to provide the following documents:

1. Identity Proof:

  • Aadhar Card
  • Voters’ ID
  • PAN Card
  • Passport
  • Driving License

2. Address Proof:

  • Aadhar Card
  • Utility Bills
  • Driving License
  • Passport

3. Income Proof:

  • Latest Salary Slips
  • Latest Bank Statements
  • Latest Income Tax Return (ITR)

How To Apply for Lifestyle Home Centre SBI Card SELECT?

Follow these steps to apply for the Lifestyle Home Centre SBI Card SELECT:

  1. Access the official website of SBI Card.
  2. Navigate to the ‘Credit Cards’ section.
  3. Choose the Lifestyle Home Centre SBI Card from the available options.
  4. Click on the ‘Apply Now’ button.
  5. Follow the subsequent steps as directed to complete the application process.

Frequently Asked Questions (FAQs)

1. What is the Lifestyle Home Centre SBI Card SELECT?

The Lifestyle Home Centre SBI Card SELECT is a credit card offered by SBI Card in collaboration with Lifestyle and Home Centre. It provides exclusive benefits and rewards tailored for lifestyle and home shopping.

2. What are the key features of the Lifestyle Home Centre SBI Card SELECT?

This card offers features such as accelerated reward points on lifestyle and home shopping, exclusive discounts at Lifestyle and Home Centre stores, milestone rewards, and more.

3. How can I apply for the Lifestyle Home Centre SBI Card SELECT?

To apply for the card, visit the official SBI Card website, navigate to the ‘Credit Cards’ section, select the Lifestyle Home Centre SBI Card SELECT, and follow the application process.

4. What are the rewards and benefits associated with this card?

Cardholders enjoy accelerated reward points on spending at Lifestyle and Home Centre, exclusive discounts, milestone rewards, and access to a range of lifestyle privileges.

5. Is there an annual fee for the Lifestyle Home Centre SBI Card SELECT?

Details about fees, including annual charges and any applicable fees, can be found in the terms and conditions on the official SBI Card website or during the application process.

6. How can I track my reward points earned with this card?

You can track your reward points through the SBI Card online portal or mobile app. Detailed information about your earned points and their redemption options will be available in your account.

7. Are there any special offers or promotions associated with the Lifestyle Home Centre SBI Card SELECT?

Yes, the card often comes with special promotions, discounts, and offers. Check the official SBI Card website or communication channels for the latest updates on promotional deals.

8. What is the eligibility criteria for the Lifestyle Home Centre SBI Card SELECT?

Eligibility criteria may include age, income, and credit score requirements. Refer to the SBI Card website or contact customer support for specific details on eligibility.

9. Can I convert my purchases into EMI using this credit card?

Yes, Lifestyle Home Centre SBI Card SELECT offers the flexibility to convert eligible purchases into easy monthly installments (EMIs). Details about the EMI conversion process can be found on the official website.

10. How can I contact customer support for queries related to my Lifestyle Home Centre SBI Card SELECT?

For assistance, you can contact the SBI Card customer support through the helpline provided on the back of your card or visit the official website for alternative contact options.