PSB SBI Card PRIME

The PSB SBI Card PRIME, a pinnacle of premium credit offerings tailored for those seeking a blend of luxury, convenience, and exclusive privileges. This distinguished credit card is designed to elevate the cardholder’s lifestyle with a host of exceptional benefits. From a generous welcome e-gift voucher to the allure of accumulating reward points on every transaction, the PSB SBI Card PRIME stands out as a symbol of sophistication. With perks such as complimentary airport lounge access, dining privileges, and annual milestone benefits, this card is crafted to cater to the discerning needs of individuals who appreciate the finer things in life. Embark on a journey of unparalleled experiences and unparalleled rewards with the PSB SBI Card PRIME.

Key Highlights of PSB SBI Card PRIME

  1. Premium lifestyle credit card.
  2. Welcome e-gift voucher worth Rs. 3,000.
  3. Earn reward points on every spend.
  4. Complimentary airport lounge access.
  5. Fuel surcharge waiver.
  6. Exclusive dining benefits.
  7. Annual milestone benefits.
  8. Contactless payments enabled.

Features and Benefits of PSB SBI Card PRIME

The PSB SBI Card PRIME offers several features and benefits:

1. Welcome Gift:

  • Receive a welcome e-Gift Voucher worth Rs.3,000 from a selection of brands, including Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.
  • Choose your e-Gift Voucher options through an SMS within 15 days of annual fees payment.
  • The e-Gift Voucher will be sent to your registered mobile number/email ID within 5 days of the request.

2. Prime Rewards – PSB SBI Card PRIME:

  • Earn 20 Reward Points per Rs.100 spent on standing instructions for Utility Bills payments.
  • Receive 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores, and Movies.

3. PSB SBI Card PRIME – Milestone Benefits:

  • Get a Pizza Hut e-Gift Voucher worth Rs.1,000 upon spending Rs.50,000 in a calendar quarter.
  • Renewal Fee waived on annual spends of Rs.3 Lakhs.
  • Obtain an e-Gift Voucher worth Rs.7,000 from Yatra.com/Pantaloons for achieving annual spends of Rs.5 Lakhs.

4. Trident Privilege Membership – PSB SBI Card PRIME:

  • Enjoy complimentary Trident Privilege Red Tier Membership.
  • Receive exclusive 1,000 Welcome Points on registration.
  • Get 1,500 bonus Reward Points on your first stay and an additional Rs.1,000 hotel credit on an extended night stay using Promocode: SBITH.

5. Club Vistara Membership – PSB SBI Card PRIME:

  1. Avail complimentary Club Vistara Silver membership.
  2. Receive 1 Upgrade Voucher.
  3. Earn 9 Club Vistara Points for every Rs.100 spent on Vistara flights.

6. Lounge Access – PSB SBI Card PRIME:

  • Enjoy 4 complimentary visits per year to International Priority Pass Lounges outside India (max. 2 visits per quarter).
  • Get 8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter).

7. UCO Bank SBI PRIME Credit Card Birthday Benefits:

  • On your birthday, enjoy 20 Reward Points per Rs.100 spent (capped at 2000 Reward points per calendar year for Birthday spends, one day before, on birthday, and one day after).

PSB SBI Card PRIME Fees and Charges

Explore the fee structure for the PSB SBI Card PRIME and discover the financial advantages that come with it.

  1. Initial Annual Fee: Rs. 2,999 + applicable taxes (one-time payment).
  2. Renewal Fee: Rs. 2,999 + taxes per year, starting from the second year.
  3. Additional Add-on Fee: No additional fee is applicable annually.

Eligibility Criteria for PSB SBI Card PRIME

Here are essential criteria for applying for an PSB SBI Card PRIME:

  1. Age: 21 to 65 years.
  2. Income: Minimum annual income as specified by the issuing bank.
  3. Citizenship: Indian citizen or a non-resident Indian.
  4. Employment: Salaried or self-employed with a steady source of income.
  5. Credit Score: Good credit history and a favorable credit score.

Documents Required for PSB SBI Card PRIME

To apply for the PSB SBI Card PRIME, you will typically need to provide the following documents:

1. Proof of Identity (Any one):

  • Passport
  • Aadhaar card
  • Voter ID
  • Driver’s license

2. Proof of Address (Any one):

  • Utility bill (electricity, water, gas)
  • Aadhaar card
  • Passport
  • Rent agreement

3. Income Proof (Any one):

  • Salary slips
  • Income tax return documents
  • Form 16
  • Bank statements

4. Passport-size Photographs: Recent passport-sized photographs of the applicant.

How To Apply for PSB SBI Card PRIME?

Follow these steps to apply for the PSB SBI Card PRIME:

  1. Visit the Official Website:
    Go to the official website of the bank that issues PSB SBI Card PRIME. Navigate to the credit cards section.
  2. Card Details and Eligibility Check:
    Review the details of the PSB SBI Card PRIME, including features, benefits, and eligibility criteria. Use any online tools or features provided to check your eligibility.
  3. Online Application Form:
    Fill out the online application form with accurate personal, contact, and employment details. Provide the required documents such as proof of identity, address, and income. Ensure all information is entered correctly.
  4. Document Submission:
    Upload the necessary documents as specified in the application form. This may include proof of identity, address, income, photographs, and PAN card. Make sure the documents are clear and meet the bank’s requirements.
  5. Submit Application and Await Approval:
    Submit the completed application. The bank will review your application, including credit history and eligibility. Once approved, you will receive further instructions on card delivery and activation.

Frequently Asked Questions (FAQs)

1. What is PSB SBI Card PRIME?

PSB SBI Card PRIME is a premium credit card that offers exclusive benefits, rewards, and features for cardholders.

2. What are the key features of PSB SBI Card PRIME?

Key features include welcome e-gift voucher, reward points on spending, airport lounge access, dining benefits, and more.

3. How can I check if I am eligible for PSB SBI Card PRIME?

You can check eligibility criteria on the official website or contact the bank. Typically, factors include age, income, and credit score.

4. What documents are required to apply for PSB SBI Card PRIME?

Commonly required documents include proof of identity, address, income, PAN card, and passport-size photographs.

5. Can I apply for PSB SBI Card PRIME online?

Yes, you can apply online by visiting the official website, filling out the application form, and submitting the required documents.

6. How long does it take for the card to be approved and delivered?

The approval time varies, but once approved, the card is usually delivered within a few working days.

7. Is there an annual fee for PSB SBI Card PRIME?

Yes, there is an annual fee, and details about fees and charges are provided in the terms and conditions.

8. How can I earn and redeem reward points with PSB SBI Card PRIME?

You earn reward points on eligible transactions, and redemption options are typically available on the bank’s rewards portal.

9. What should I do if my PSB SBI Card PRIME is lost or stolen?

Contact the bank’s customer service immediately to report the loss. The bank will guide you through the process of blocking the card and issuing a replacement.

10. How can I track my credit card transactions and statements?

You can access your credit card account online through the bank’s website or mobile app to view transactions and statements. Additionally, monthly statements are sent to your registered email address.