Reliance SBI Card

SBI Card has introduced the Reliance SBI Card, a recent addition to their lineup of shopping credit cards. Priced reasonably with a joining fee of Rs. 499, this card offers enticing welcome benefits, including Reliance Retail Vouchers valued at Rs. 500 and discount vouchers worth Rs. 3,200. Particularly advantageous for frequent shoppers at Reliance stores, this card allows you to earn 5 Reward Points for every purchase made using the credit card at Reliance outlets. If you are a regular Reliance shopper, this card presents an attractive option for maximizing rewards and benefits.

Key Highlights of Reliance SBI Card

  1. Membership Costs: The card entails a joining and annual fee amounting to Rs. 499 plus applicable GST.
  2. Welcome Benefits: Upon acquiring the card, you can enjoy welcome benefits, including Rs. 500 vouchers and additional discount vouchers.
  3. Reward Points for Reliance Store Purchases, Dining & Movies: Earn 5 Reward Points for every Rs. 100 spent on purchases at Reliance Stores, as well as on dining and movie-related expenditures.
  4. Generic Reward Points: For all other eligible transactions, you will receive 1 Reward Point for every Rs. 100 spent.

Features and Benefits of Reliance SBI Card

The Reliance SBI Card offers several features and benefits:

1. Welcome Benefit: Receive a Reliance Retail Voucher worth Rs. 500 upon payment of joining fees as a warm welcome gesture.

2. Milestone Benefits:

  • Enjoy a waiver of renewal fees when you achieve annual spends of Rs. 1 Lac in the previous year.
  • Earn a Reliance Retail Voucher worth Rs. 500 on annual spends of Rs. 25,000 at participating Reliance Retail Stores.

3. Reward Benefits: Accumulate 5 Reward Points for every Rs. 100 spent at participating Reliance Retail Stores.

4. Fuel Surcharge Waiver: Avail a 1% surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all petrol pumps in India (exclusive of GST and other charges).

5. Contactless Advantage:

  • Simplify your daily purchases with the Reliance SBI Card by effortlessly waving it at secure readers.
  • Experience fast and convenient transactions without the need to hand over your card or search for cash/coins, especially for small-ticket purchases.

6. Worldwide Acceptance:

  • Access your Reliance SBI Card at over 24 million outlets worldwide, including 3,25,000 outlets in India.
  • Make payments at any outlet accepting Visa or MasterCard, ensuring global acceptance.

7. Add-on Cards: Empower your family by providing add-on cards to your parents, spouse, children, or siblings above the age of 18 with the Reliance SBI Card.

8. Cash on the Go: Withdraw cash conveniently from over 1 million Visa or MasterCard ATMs globally.

9. Utility Bill Payment Facility: Utilize the Easy Bill Pay facility on your Reliance SBI Card to conveniently pay electricity, telephone, mobile, and other utility bills.

Reliance SBI Card Fees and Charges

Explore the fee structure for the Reliance SBI Card and discover the financial advantages that come with it.

1. Annual Fee: Initial one-time charge of Rs. 499.
2. Renewal Fee:

  • Rs. 499 per annum starting from the second year.
  • Renewal Fee is waived if the annual spending for the previous year is greater than or equal to Rs. 1,00,000.

3. Add-on Fee: No charges for add-on cards per annum.

Documents Required for Reliance SBI Card

To apply for the Reliance SBI Card, you will typically need to provide the following documents:

1. Proof of Identity (Any One):

  • Aadhar Card
  • Passport
  • Voter ID Card
  • Driver’s License
  • PAN Card

2. Proof of Address (Any One):

  • Aadhar Card
  • Passport
  • Utility Bill (Electricity, Water, Gas, or Landline Telephone)
  • Rent Agreement

3. Proof of Income (Any One):

  • Salary Slips (recent)
  • Income Tax Return (ITR)
  • Form 16
  • Bank Statements (last few months)

4. Passport Size Photographs:

  • Recent passport-size photographs.

5. Duly Filled Application Form:

  • Complete the application form with accurate information.

6. Employment Proof (If Self-Employed):

  • Business Registration Certificate
  • GST Certificate
  • Business Address Proof

7. Credit Score (In some cases): A good credit score may be required for certain card types.

How To Apply for Reliance SBI Card?

Follow these steps to apply for the Reliance SBI Card:

  1. Visit Official Website: Go to the official website of Reliance SBI Card.
  2. Choose the Desired Card: Browse through the available credit cards and select the Reliance SBI Card that suits your needs.
  3. Fill Online Application Form: Complete the online application form with accurate personal details, including your name, address, income, and contact information.
  4. Upload Required Documents: Upload necessary documents such as proof of identity, address, and income. Ensure that the documents are clear and meet the specified requirements.
  5. Submit Application: Review the information provided, make any necessary corrections, and submit the application. Await approval, and once approved, the Reliance SBI Card will be dispatched to your registered address.

Frequently Asked Questions (FAQs) –

1. What is the Reliance SBI Card?

The Reliance SBI Card is a credit card offered in collaboration between Reliance Retail and the State Bank of India (SBI).

2. How can I apply for a Reliance SBI Card?

You can apply for a Reliance SBI Card online by visiting the official website, selecting the desired card, and filling out the online application form.

3. What are the types of Reliance SBI Cards available?

Reliance SBI offers various credit cards catering to different needs, such as shopping, travel, and lifestyle. Check the official website for the latest card options.

4. What documents do I need to submit for a Reliance SBI Card application?

Typically, you may need to submit proof of identity, address, and income. Specific document requirements can be found on the application form or the official website.

5. What is the eligibility criteria for a Reliance SBI Card?

Eligibility criteria may include age, income, and credit history. Refer to the official website for detailed eligibility requirements for each card.

6. How long does it take for a Reliance SBI Card application to be processed?

The processing time can vary, but generally, it takes a few days. You will be notified of the status of your application.

7. How can I check the status of my Reliance SBI Card application?

You can check the status of your application online through the official website or by contacting the SBI credit card customer care helpline number.

8. What are the annual fees and charges associated with a Reliance SBI Card?

Details regarding annual fees, interest rates, and other charges can be found in the terms and conditions provided by Reliance SBI. Review these carefully before applying.

9. How can I pay my Reliance SBI Card bill?

You can pay your Reliance SBI Card bill through various channels, including online banking, mobile apps, cheque payments, and at designated bank branches. Check the available SBI Credit Card Bill Payment options on the official website.

10. What should I do if my Reliance SBI Card is lost or stolen?

In case of loss or theft, immediately contact the customer support helpline provided on the back of the card and report the incident. The card will be blocked to prevent unauthorized usage, and a replacement can be requested.