SBI SimplyClick Advantage Credit Card

The SBI SimplyCLICK Advantage credit card caters specifically to those who prefer online shopping. It provides enticing benefits such as reward points for online purchases, and as a welcome gesture, a complimentary Amazon gift card is included. Utilizing this card during your shopping endeavors allows you to accumulate 10 times the regular reward points.

Key Highlights of SBI SimplyClick Advantage Credit Card

  1. Membership cost: INR 499 per year
  2. Receive an Amazon gift card valued at INR 500
  3. Obtain a Cleartrip voucher worth INR 2,000
  4. Earn rewards at a rate five times higher for online transactions

Features and Benefits of SBI SimplyClick Advantage Credit Card

The SBI SimplyClick Advantage Credit Card offers several features and benefits:

  1. Welcome Gift: Apply for the SimplyCLICK Advantage SBI Card to receive a complimentary e-gift Amazon voucher valued at Rs.500.
  2. Reward Points: Earn 10x Rewards on online purchases from partner stores like Cleartrip, Bookmyshow, EazyDiner, Netmeds, Apollo 24/7, and Lenskart. Enjoy 5x Rewards on other online expenditures, with 1 Reward Point granted for every Rs.100 spent.
  3. Fuel Surcharge: Avail a 1% fuel surcharge waiver when using your credit card for fuel transactions.
  4. Rewards: Spend Rs.1 Lakh or Rs.2 Lakh annually on online purchases to receive an e-voucher worth Rs.2,000.
  5. Reversal of Annual Fee: Spend Rs.1 Lakh annually to have the Rs.499 annual fee reversed.
  6. Internationally Accepted: The SimplyCLICK Advantage SBI Card is accepted globally at over 24 million merchant outlets.
  7. Easy Cash: Withdraw cash from over a million Visa/MasterCard ATMs using this card.
  8. Add-on Cards: Avail add-on cards for immediate family members with the SimplyCLICK Advantage SBI Card.
  9. Railway Ticket Booking: Utilize the card for online railway ticket bookings on the IRCTC website.
  10. Utility Bill Payments: Facilitates timely payment of utility bills online through its Easy Bill Pay Facility.
  11. Balance Transfer Facility: Transfer balances from other banks’ credit cards to your SimplyCLICK Advantage SBI Card at low interest rates.
  12. 24×7 Customer Service: Access 24×7 SBI Credit Card Customer Care for assistance with your SimplyCLICK Advantage SBI Card.
  13. Flexi Pay: Convert transactions into monthly installments by making purchases worth Rs.2,500 or more and initiating the Flexipay service within 30 days.
  14. Easy Money: Obtain a cheque or draft against your cash limit with the SimplyCLICK Advantage SBI Card’s Easy Money facility, delivered to your address.

SBI SimplyClick Advantage Credit Card Fees and Charges

Explore the fee structure for the SBI SimplyClick Advantage Credit Card and discover the financial advantages that come with it.

  1. Annual Fee: Rs. 499
  2. Renewal Fee: Rs. 499 (waived off upon spending Rs. 1 lakh in a year)
  3. Finance Charges: 3.50% per month (42% per annum)
  4. Late Payment Fee:
  • For Statement Balance less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300

Eligibility Criteria for SBI SimplyClick Advantage Credit Card

Here are essential criteria for applying for an SBI SimplyClick Advantage Credit Card:

  1. Age Requirement: The applicant should be at least 21 years old but not exceed 70 years of age.
  2. Citizenship Criteria: The applicant must be a resident of India.
  3. Creditworthiness: An eligible applicant is required to possess a favorable credit score and must not have any recent instances of delinquency.
  4. Document Submission: Submission of self-attested photocopies is mandatory. These include documents such as income proof, identity proof, residence proof, PAN card, and a recent photograph.

Documents Required for SBI SimplyClick Advantage Credit Card

To apply for the SBI SimplyClick Advantage Credit Card, you will typically need to provide the following documents:

1. Proof of Identity:

  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID

2. Proof of Address:

  • Aadhaar card
  • Driver’s License
  • Passport
  • Utility Bill (not more than 3 months old)
  • Ration Card
  • Property Registration Document
  • Person of Indian Origin Card

3. Proof of Income:

  • Latest one or two salary slips (not more than 3 months old)
  • Latest Form 16
  • Last 3 months’ bank statement

How To Apply for SBI SimplyClick Advantage Credit Card?

Follow these steps to apply for the SBI SimplyClick Advantage Credit Card:

1. Visit the SBI Card Official Website:

  • Go to the official website of SBI Card using a web browser.

2. Navigate to SimplyClick Advantage Credit Card Section:

  • Look for the “Credit Cards” section on the SBI Card website.
  • Specifically, navigate to the page or section related to the SimplyClick Advantage Credit Card.

3. Check Eligibility and Choose the Card:

  • Review the eligibility criteria for the SimplyClick Advantage Credit Card.
  • Once you confirm your eligibility, choose the SimplyClick Advantage Credit Card.

4. Fill in the Online Application Form:

  • Click on the “Apply Now” or similar button.
  • Fill in the required information in the online application form.
  • Provide details such as your personal information, contact details, income details, and other relevant information as requested.

5. Submit Documents and Complete Verification:

  • Upload the necessary documents to support your application, such as proof of identity, address, and income.
  • Review the information provided in the application form to ensure accuracy.
  • Submit the application form.

Frequently Asked Questions (FAQs) –

1. What is the SBI SimplyClick Advantage Credit Card?

  • The SBI SimplyClick Advantage Credit Card is a credit card offered by State Bank of India, designed to provide advantages and rewards specifically tailored for online shoppers.

2. How can I apply for the SBI SimplyClick Advantage Credit Card?

  • You can apply for the card online by visiting the official SBI Card website, navigating to the SimplyClick Advantage Credit Card section, and filling out the online application form.

3. What are the key features of the SimplyClick Advantage Credit Card?

  • The card offers accelerated rewards on online spending, milestone rewards, and exclusive benefits on partner websites. It is tailored for individuals who frequently shop online.

4. What is the eligibility criteria for the SBI SimplyClick Advantage Credit Card?

  • Eligibility criteria may include age, income, and credit score requirements. Check the official SBI Card website for the most up-to-date eligibility criteria.

5. What documents are required for the application process?

  • Typically, documents such as proof of identity, address, and income are required. Specific documents may vary, so it’s advisable to check the official website or contact SBI Card customer service for details.

6. Can I check the status of my SBI SimplyClick Advantage Credit Card application online?

  • Yes, you can usually check the status of your application on the SBI Card website or by contacting the customer service helpline.

7. How does the reward program work for this credit card?

  • The SimplyClick Advantage Credit Card offers rewards in the form of cashback and vouchers on online spending. The details of the reward program, including earning rates and redemption options, can be found in the terms and conditions.

8. Are there any annual fees associated with the SBI SimplyClick Advantage Credit Card?

  • Yes, credit cards often have annual fees. Check the terms and conditions or the fee schedule provided by SBI Card for details on annual fees and any applicable charges.

9. Can I convert my purchases into EMI with this credit card?

  • Yes, many credit cards, including the SBI SimplyClick Advantage Credit Card, offer the option to convert purchases into easy monthly installments (EMI). Check the terms and conditions for details on the EMI conversion process.

10. How do I contact customer service for inquiries related to my SBI SimplyClick Advantage Credit Card?

  • You can contact SBI Card customer service through the helpline number provided on the back of your credit card or on the official SBI Card website. Additionally, you may find relevant contact information on your monthly statements.