UCO Bank SBI Card ELITE

The UCO Bank SBI Card ELITE stands as a pinnacle of premium credit offerings, blending the esteemed legacy of UCO Bank with the financial expertise of the State Bank of India. This credit card is meticulously designed to provide a distinguished experience to its holders, offering an array of exclusive benefits, rewards, and privileges.

From 5X Reward Points on specific categories to milestone bonuses, Club Vistara membership, and international and domestic lounge access, the UCO Bank SBI Card ELITE caters to the discerning needs of individuals seeking a card that transcends the ordinary. With features like the lowest forex markup on international transactions, this credit card epitomizes luxury, convenience, and financial empowerment, making it a coveted choice for those who aspire for excellence in their financial journey.

Key Highlights of UCO Bank SBI Card ELITE

1. 5X Reward Points on Specific Categories:

  • Earn 5X Reward Points on Dining, Departmental stores, and Grocery Spends.
  • Receive 2 Reward Points per Rs. 100 on all other spends, excluding fuel.

2. Milestone Privileges:

  • Earn up to 50,000 Bonus Reward Points annually, equivalent to Rs. 12,500.
  • Gain 10,000 bonus Reward Points upon reaching annual spends of Rs. 3 lakhs and 4 lakhs.

3. Club Vistara Membership:

  • Attain complimentary Club Vistara Silver membership.
  • Receive 1 Lounge Access Voucher and 1 Upgrade Voucher.
  • Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

4. International Lounge Program:

  • Enjoy complimentary membership to the Priority Pass Program worth $99.
  • Access 6 Airport Lounges outside India per year (max. 2 visits per quarter) starting from July 1, 2017.
  • Access over 1000 Airport Lounges globally.

5. Domestic Lounge Program:

  • Avail 2 complimentary Domestic Airport Lounge visits every quarter in India.
  • Utilize your UCO Bank SBI Card ELITE at the respective lounges to enjoy the offer.

6. Lowest Forex Markup:

  • Benefit from the lowest Foreign Currency Mark-up Charge of 1.99% on International usage.
  • Earn 2 Reward Points for every Rs. 100 spent on International transactions.

Features and Benefits of UCO Bank SBI Card ELITE

The PSB SimplySAVE SBI Card offers several features and benefits:

1. Welcome Benefits:

  • Receive an e-Gift Voucher worth Rs.5,000, valid for brands like Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop, and Yatra.com.

2. Fuel Benefits:

  • Enjoy a 1% fuel surcharge waiver on transactions ranging from Rs.500 to Rs.4,000.

3. Entertainment Benefits:

  • Obtain free movie tickets valued at Rs.6,000 annually, applicable for at least 2 tickets per booking each month. The maximum discount is Rs.250 per ticket (limited to 2 tickets).

4. Reward Point Benefits:

  • Earn 5X points on departmental stores, dining, and grocery spends. Additionally, get 2 points for every Rs.100 spent on other transactions.

5. Milestone Benefits:

  • Accumulate up to 50,000 reward points, equivalent to Rs.12,500 annually. Earn 10,000 points upon reaching annual spends of Rs.3 lakh and Rs.4 lakh.

6. Travel Benefits:

  • Enjoy complimentary Club Vistara Silver membership, along with 1 free Lounge Access Voucher and 1 Upgrade Voucher.
  • Earn 9 Club Vistara Points for every Rs.100 spent on Vistara flights.
  • Avail free membership to the Priority Pass Program (worth $99).
  • Receive 6 free Airport Lounge visits per year outside India (2 visits per quarter) and 2 free Domestic Airport Lounge visits every quarter in India.

7. Insurance Benefits:

  • Obtain a free Air Accident Liability Cover of Rs.50 lakh and a credit card Fraud Liability Cover of Rs.1 lakh.

UCO Bank SBI Card ELITE Fees and Charges

Explore the fee structure for the PUCO Bank SBI Card ELITE and discover the financial advantages that come with it.

  1. Initial Annual Fee: Rs. 4,999 (one-time payment)
  2. Subsequent Renewal Fee: Rs. 4,999 per annum starting from the second year onwards
  3. Additional Add-on Fee: Nil

Eligibility Criteria for UCO Bank SBI Card ELITE

Here are essential criteria for applying for an UCO Bank SBI Card ELITE:

  1. The candidate must be a resident of India.
  2. Age Requirement: The applicant should fall within the age range of 18 to 65 years.

Documents Required for UCO Bank SBI Card ELITE

To apply for the UCO Bank SBI Card ELITE, you will typically need to provide the following documents:

1. PAN Card:

  • Essential identification document.
  • Unique alphanumeric code assigned to individuals and entities.

2. Passport-sized Photographs:

  • Required for various official applications.
  • Typically used for identity verification.

3. Shop Registration Certificate:

  • Attested copy needed (verified against the original).
  • Includes Sales Tax/TIN number, establishment name, and address.

4. Proof of Current Residence:

  • Verify using documents from the official list of OVD (Officially Valid Documents).
  • Examples include Passport, Voter ID, Driving Licence, Aadhar Card.

How To Apply for UCO Bank SBI Card ELITE?

Follow these steps to apply for the UCO Bank SBI Card ELITE:

1. Visit the Official Website:

  • Navigate to the official website of UCO Bank or SBI Card, where the online application process for the UCO Bank SBI Card ELITE is facilitated.

2. Card Details and Eligibility Check:

  • Explore the UCO Bank SBI Card ELITE section on the website.
  • Review the card features, benefits, and eligibility criteria to ensure it aligns with your requirements.

3. Online Application Form:

  • Locate the “Apply Now” or similar button on the website.
  • Complete the online application form with accurate personal, financial, and contact details.

4. Document Submission:

  • Upload the necessary documents as per the application requirements. These may include proof of identity, address, income, and other relevant documents.

5. Submit and Await Approval:

  • Review the entered information for accuracy.
  • Submit the application and await the processing and approval of your UCO Bank SBI Card ELITE.
  • Once approved, follow any additional instructions provided to complete the card issuance process.

Frequently Asked Questions (FAQs)

Q: What is the UCO Bank SBI Card ELITE?

A: The UCO Bank SBI Card ELITE is a premium credit card offering exclusive rewards, benefits, and privileges for cardholders, including bonus points, lounge access, and more.

Q: How can I apply for the UCO Bank SBI Card ELITE?

A: You can apply for the UCO Bank SBI Card ELITE online by visiting the official website of UCO Bank or SBI Card, filling out the application form, and submitting the required documents.

Q: What are the key features of the UCO Bank SBI Card ELITE?

A: The card offers 5X Reward Points on specific categories, milestone privileges, Club Vistara membership, international and domestic lounge access, and the lowest forex markup, among other benefits.

Q: How do milestone privileges work with this credit card?

A: Cardholders can earn bonus Reward Points, up to 50,000 annually, based on achieving specific annual spending milestones. For example, 10,000 bonus points can be earned upon reaching spends of Rs. 3 lakhs and 4 lakhs.

Q: What is the process for redeeming Reward Points earned with the UCO Bank SBI Card ELITE?

A: Reward Points can be redeemed for various options such as vouchers, merchandise, and more. The redemption process can typically be done through the official rewards portal provided by UCO Bank or SBI Card.

Q: How does the Club Vistara Membership benefit work?

A: Cardholders enjoy complimentary Club Vistara Silver membership, which includes lounge access vouchers, upgrade vouchers, and earning Club Vistara Points for spending on Vistara flights.

Q: Is there an annual fee for the UCO Bank SBI Card ELITE?

A: The annual fee and other applicable charges can vary. It is recommended to check the official terms and conditions or contact customer support for the latest fee details.

Q: Can I check my UCO Bank SBI Card ELITE application status online?

A: Yes, the application status can typically be checked online through the official website or by contacting the customer service helpline provided by UCO Bank or SBI Card.

Q: What is the foreign currency markup on international transactions with this credit card?

A: The UCO Bank SBI Card ELITE offers the privilege of the lowest foreign currency markup charge of 1.99% on international usage.

Q: How do I contact customer support for UCO Bank SBI Card ELITE?

A: You can find the customer support contact details on the official website or on the back of your credit card. This may include a helpline number, email address, or a customer service portal.