Yatra SBI Credit Card

The Yatra SBI Credit Card is a co-branded credit card offered by the State Bank of India (SBI) in partnership with Yatra.com, a popular online travel booking platform. This credit card is designed for frequent travelers and offers various benefits and rewards related to travel and lifestyle expenses. Cardholders can earn Yatra reward points for their spending, which can be redeemed for discounts on flight and hotel bookings through Yatra.com. Additionally, the card provides fuel surcharge waivers, discounts on dining, and milestone benefits. It’s an excellent choice for individuals who enjoy traveling and want to save on their travel expenses.

Key Highlights of Yatra SBI Credit Card

  • Joining Fees: Rs 499 +Taxes
  • Annual Fees: Rs 499 +Taxes
  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Features and Benefits of Yatra SBI Credit Card

1. Membership Benefits:

  • Receive 2 vouchers worth Rs. 500 each for domestic travel.
  • Enjoy 2 vouchers totaling Rs. 1,000 for international flight bookings.
  • Receive a Rs. 750 voucher valid for hotel reservations.
  • Get a Rs. 1,500 voucher for Domestic Holiday Packages.
  • Receive a Rs. 3,000 voucher for International Holiday Packages.

2. Travel Perks with the Yatra SBI Card:

  • Upon joining, you’ll receive vouchers worth Rs. 8,250 from Yatra.com.
  • Enjoy a Rs. 1,000 discount on domestic flight bookings of Rs. 5,000 or more.
  • Get a generous Rs. 4,000 discount on international flight bookings exceeding Rs. 40,000.
  • Avail of a 20% discount on domestic hotel bookings of Rs. 3,000 and above.

3. Reward Program:

  • Earn 6 reward points for every Rs. 100 spent on Departmental Stores, Grocery, Dining, Movies, and Entertainment.
  • Receive 1 Reward Point for every Rs. 100 spent on all other categories.

4. Spending Benefits:

  • Your annual fee will be waived if you spend Rs. 1 lakh in one year.
  • Enjoy a fuel surcharge waiver, covering up to Rs. 100 in a month.
  • Benefit from complimentary Air Accident Insurance cover worth Rs. 50 lakh.
  • Utilize ‘Balance Transfer’ to transfer pending credit from your existing credit card to the Yatra SBI Card.
  • Access 24/7 assistance by contacting the SBI Card Customer Helpline for Yatra SBI Cardholders.

Yatra SBI Credit Card Fees and Charges

  1. Annual Fee: Rs 499 + GST
  2. Renewal Fee: Rs 499 + GST
  3. Extended Credit Charges: Up to 3.50% per month (42% per annum)
  4. Late Payment Fee:

Less than Rs. 500: Nil
Rs. 500 up to Rs. 1,000: Rs. 400
Rs. 1,000 up to Rs. 10,000: Rs. 750
Rs. 10,000 up to Rs. 25,000: Rs. 950
Rs. 25,000 up to Rs. 50,000: Rs. 1,100
Amount over Rs. 50,000: Rs. 1,300

Eligibility criteria for the Yatra SBI Credit Card

Please go to the ‘Simplyfier’ section on the SBI website. There, you can choose the privileges you’d like to enjoy with your card. Provide details regarding your income and monthly expenses. If you meet the eligibility criteria for the SBI Yatra Card, it will be displayed on the page.

Documents Required for Yatra SBI Credit Card

The documentation needed for obtaining a Yatra SBI Credit Card is straightforward and includes the following:

  1. Two passport-size color photographs.
  2. Proof of identity (any one of the following): passport, driver’s license, voter’s ID, PAN card, or Aadhaar card.
  3. Proof of address (any one of the following): passport, driver’s license, voter’s ID, Aadhaar card, electricity bill, telephone bill, postpaid mobile phone bill, or bank account/post office savings bank account statement.
  4. For salaried individuals: the latest three months’ salary slips or the last three months’ bank statements.
  5. For self-employed individuals: the previous year’s Income Tax Return (ITR) along with the bank statement for the last three months and Form 16.

How to apply for Yatra SBI Credit Card

To apply for the Yatra SBI Credit Card, you can follow these steps:

1. Online Application:

  • Visit the official State Bank of India (SBI) website.
  • Navigate to the ‘Credit Cards’ section.
  • Look for the Yatra SBI Credit Card among the available options and click on it.
  • You’ll find an option to ‘Apply Now’ or ‘Apply Online.’ Click on it.

2. Fill out the Application Form:

  • You will be directed to an online application form.
  • Fill in all the required information, including your personal details, contact information, income details, and any other information requested.

3. Document Submission:

  • You may need to upload scanned copies of documents such as identity proof, address proof, income proof, and passport-sized photographs. Make sure you have these documents ready.

4. Review and Submit:

  • Carefully review the information you’ve entered to ensure accuracy.
  • Once you’re satisfied, submit the application.

5. Application Processing:

  • SBI will process your credit card application and may contact you for further verification or information if needed.

6. Credit Card Approval:

  • If your application is approved, you will receive an approval notification.

7. Card Delivery:

  • Upon approval, SBI will dispatch your Yatra SBI Credit Card to your registered address.

It’s essential to meet the eligibility criteria set by SBI for the Yatra SBI Credit Card, which typically includes factors such as minimum age, income requirements, and credit score. Be sure to check the specific eligibility criteria and required documents on the SBI website before applying.

Frequently Asked Questions (FAQs)

1. What is the Yatra SBI Credit Card?

The Yatra SBI Credit Card is a co-branded credit card offered by State Bank of India (SBI) in association with Yatra.com. It is designed to provide users with travel-related benefits and rewards.

2. How can I apply for the Yatra SBI Credit Card?

You can apply for the Yatra SBI Credit Card online through the official SBI Card website or by visiting the nearest SBI branch. The application process typically involves filling out a form and submitting necessary documents.

3. What are the key features of the Yatra SBI Credit Card?

The key features include accelerated reward points on travel-related expenses, discounts on Yatra.com bookings, milestone benefits, fuel surcharge waiver, and more. Check the specific terms and conditions for the most up-to-date features.

4. What rewards and benefits does the Yatra SBI Credit Card offer?

Cardholders can earn reward points on various transactions, especially on travel and Yatra.com bookings. These points can be redeemed for discounts on future travel expenses. Additionally, the card may offer welcome benefits, milestone rewards, and more.

5. Is there an annual fee for the Yatra SBI Credit Card?

Credit card fees, including the annual fee, may vary. Check the terms and conditions or contact SBI Card customer support for the latest information on fees associated with the Yatra SBI Credit Card.

6. How can I redeem the reward points earned on my Yatra SBI Credit Card?

Reward points earned on the Yatra SBI Credit Card can typically be redeemed through the SBI Card website or customer portal. Users can choose from a variety of redemption options, including travel vouchers, merchandise, or statement credit.

7. Does the Yatra SBI Credit Card provide travel insurance?

Some credit cards offer travel insurance as a benefit. Check the terms and conditions of the Yatra SBI Credit Card to confirm whether it includes travel insurance coverage and the extent of the coverage provided.

8. How can I check my Yatra SBI Credit Card balance and statements?

You can check your credit card balance and statements through the SBI Card website, mobile app, or by contacting the SBI Card customer support. Online access is generally the quickest and most convenient way to manage your credit card account.

9. Are there any discounts on Yatra.com bookings exclusive to Yatra SBI Credit Card holders?

Yes, the Yatra SBI Credit Card often provides exclusive discounts and offers on bookings made through Yatra.com. These promotions may vary, so it’s advisable to check the latest offers on the official SBI Card website.

10. How do I contact customer support for the Yatra SBI Credit Card?
You can reach the SBI Card customer support through the helpline number provided on the back of your credit card or on the official SBI Card website. Customer support is available for queries related to card features, transactions, and other assistance.