Standard Chartered EaseMyTrip Credit Card

Standard Chartered Bank previously collaborated with Emirates Airlines to offer a co-branded travel credit card. However, this particular card has been discontinued. Subsequently, the bank entered into a partnership with EaseMyTrip, an online travel services company, to introduce a new co-branded travel card named Standard Chartered EaseMyTrip Credit Card. This card involves a nominal joining and annual fee of Rs. 350, which can be easily waived by meeting the required annual spending threshold. As a travel credit card, it provides exclusive deals and discounts for travel-related bookings through the EaseMyTrip app or website. In addition to various travel privileges, cardholders enjoy competitive reward rates across all categories and receive accelerated rewards on travel bookings.

Key Highlights of Standard Chartered EaseMyTrip Credit Card

Unlock unparalleled benefits with the Standard Chartered EaseMyTrip Credit Card.

  1. Ideal for Travel Enthusiasts
  2. Joining Fee: Rs. 350 + GST
  3. Annual Fee: Rs. 350 + GST (waived upon spending Rs. 50,000 in the previous year)
  4. Prominent Feature: Enjoy a 20% instant discount on hotel bookings* and a 10% instant discount on flight bookings* through EaseMyTrip.

Features and Benefits of Standard Chartered EaseMyTrip Credit Card

The Standard Chartered EaseMyTrip Credit Card offers several features and benefits:

  1. Assured discounts available on all EaseMyTrip travel bookings using promo code “EMTSCB.”
  2. Flat 20% instant discount on domestic hotel bookings (Max discount: Rs 5000) and international hotel bookings (Max discount: Rs 10000).
  3. Flat 10% off on domestic flight bookings (Max discount: Rs 1000) and international flight bookings (Max discount: Rs 5000).
  4. ₹125 off on bus ticket bookings (On minimum ticket booking of Rs 500).
  5. Annual fee waiver for Standard Chartered EaseMyTrip Credit Card holders: ₹350 waived off on spends of ₹50,000 or more in the previous year.
  6. Earn 10x rewards on every ₹100 spent for booking tickets at standalone hotel and airline websites/apps/outlets.
  7. Travel in comfort with 1 domestic lounge access per calendar quarter and 2 international lounge accesses per year.
  8. Get rewarded on all spends with 2x reward points for every ₹100 spent on all other categories of retail spends (2 reward points = ₹0.50).

Standard Chartered EaseMyTrip Credit Card Fees and Charges

Explore the fee structure for the Standard Chartered EaseMyTrip Credit Card and discover the financial advantages that come with it.

  1. Membership and yearly charges for the credit card amount to Rs.350, but they are exempted if the cardholder’s spending in the preceding year exceeds Rs.50,000.
  2. The Standard Chartered EaseMyTrip Credit Card carries a monthly interest rate of 3.75%.
  3. For transactions in foreign currency, there is a 3.5% markup fee applied to the total amount.
  4. Cash withdrawals using the Standard Chartered EaseMyTrip Credit Card incur a fee of 3% of the cash amount or a minimum of Rs.300.

Eligibility Criteria for Standard Chartered EaseMyTrip Credit Card

Here are essential criteria for applying for an Standard Chartered EaseMyTrip Credit Card:

1. Age Requirements:

  • The applicant must fall within the age range of 18 to 65 years.
  • Add-on cardholders must be a minimum of 18 years old.

2. Monthly Income Criteria:

  • Applicants are required to demonstrate a consistent and stable monthly income.

3. Geographical Eligibility:

  • Applicants should be residents of credit card sourcing cities/locations affiliated with the Bank.

4. Application Assessment:

  • All submitted applications will undergo thorough credit and policy checks conducted by the Bank.

Documents Required for Standard Chartered EaseMyTrip Credit Card

To apply for the Standard Chartered EaseMyTrip Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Passport
  • Voter ID Card
  • Government ID (any)

2. PAN Card

3. Address Proof:

  • Aadhaar Card
  • Passport
  • Driving License
  • Election/Voter’s ID Card
  • Job card issued by NREGA (duly signed by a State Government officer)
  • Letter issued by the National Population Register (containing name and address details)

4. Additional Requirements:

  • 1 recent passport-sized photograph

5. Financial Documents for Salaried Individuals:

  • Latest one-month salary slip

6. Financial Documents for Self-Employed:

For Self-Employed Businessmen:

  • Latest Income Tax Returns with computation of income
  • Certified Financials
  • Last Business Continuity proof

For Self-Employed Professionals:

  • Latest Income Tax Returns
  • Business Continuity proof

How to apply for Standard Chartered EaseMyTrip Credit Card

Follow these steps to apply for the Standard Chartered EaseMyTrip Credit Card online:

  1. Access the link: https://www.sc.com/in/credit-cards/easemytrip-credit-card/.
  2. Navigate to the ‘Apply Now’ button on the main page.
  3. Specify your relationship status with the bank and indicate whether you possess a credit or debit card issued by the bank.
  4. If no existing relationship exists, establish a profile by providing your name, email ID, and mobile number.
  5. Proceed to the application form in the next step, ensuring all required details are accurately filled.
  6. Submit the necessary documents along with your application.
  7. The bank will conduct a verification process, and if all details are accurate, your credit card application will be approved.

FAQs:

Q1: What is the Standard Chartered EaseMyTrip Credit Card?

The Standard Chartered EaseMyTrip Credit Card is a co-branded credit card offered by Standard Chartered Bank in partnership with EaseMyTrip, a popular travel booking platform. This card is designed to provide cardholders with various travel-related benefits and rewards.

Q2: What are the key features of the Standard Chartered EaseMyTrip Credit Card?

The key features of the Standard Chartered EaseMyTrip Credit Card include attractive welcome offers, accelerated reward points on travel-related expenses, discounts on flight and hotel bookings through EaseMyTrip, and various other lifestyle privileges.

Q3: How can I apply for the Standard Chartered EaseMyTrip Credit Card?

You can apply for the Standard Chartered EaseMyTrip Credit Card online through the official Standard Chartered Bank website or by visiting a local branch. The application process typically involves submitting your personal and financial details, and you may be required to meet certain eligibility criteria.

Q4: What are the eligibility criteria for the Standard Chartered EaseMyTrip Credit Card?

Eligibility criteria may vary, but generally, applicants should be within a certain age range, have a stable income, and meet the bank’s creditworthiness requirements. Specific details can be obtained from the bank’s official website or customer service.

Q5: What is the annual fee for the Standard Chartered EaseMyTrip Credit Card?

The annual fee for the Standard Chartered EaseMyTrip Credit Card, if applicable, will be mentioned in the terms and conditions. Some credit cards may have an annual fee, while others may offer a waiver based on spending patterns or other criteria.

Q6: How do I earn and redeem reward points with this credit card?

Cardholders can earn reward points on eligible transactions, especially those related to travel bookings and expenses. These points can be redeemed for various rewards, including discounts on flight and hotel bookings, merchandise, and more. Details about the reward program can be found in the credit card’s terms and conditions.

Q7: Are there any travel benefits associated with the Standard Chartered EaseMyTrip Credit Card?

Yes, the credit card offers travel benefits such as discounts on flight and hotel bookings through EaseMyTrip, complimentary airport lounge access, and other perks designed to enhance the travel experience.

Q8: How can I check my credit card statement and manage my account online?

Cardholders can easily access their credit card statements and manage their accounts through the Standard Chartered online banking portal or mobile app. These platforms provide a convenient way to track transactions, pay bills, and monitor reward points.

Q9: What should I do if my credit card is lost or stolen?

In case of a lost or stolen credit card, promptly contact the Standard Chartered Bank’s customer service helpline to report the incident. The bank will guide you through the necessary steps, including blocking the card and issuing a replacement.

Q10: How can I contact customer support for the Standard Chartered EaseMyTrip Credit Card?

You can reach Standard Chartered Bank’s customer support through the contact details provided on their official website. This may include a customer service hotline, email support, or other communication channels.