Standard Chartered Manhattan Credit Card

The Standard Chartered Manhattan Credit Card, provided by Standard Chartered bank, offers essential features and advantages to its cardholders. Enjoy a guaranteed 5% cashback on groceries, supermarkets, and departmental stores when using this card. For other expenditures, earn 3 reward points for every Rs. 150 spent, which can be later redeemed for various options available on the 360-degree rewards portal.

To acquire this card, there’s a joining fee of Rs. 999, and new cardholders receive a bonus of 5,000 Reward Points. The card also entails a modest annual fee of Rs. 999, which may be waived based on your total spending in the preceding year.

Key Highlights of Standard Chartered Manhattan Credit Card

Unlock unparalleled benefits with the Standard Chartered Manhattan Credit Card.

  1. Earn a welcome bonus of 5,000 Reward Points upon sign-up.
  2. Enjoy a 5% cashback on purchases at groceries, departmental stores, and supermarkets.
  3. Receive 3 Reward Points for every Rs. 150 spent on other purchases.
  4. Qualify for a renewal fee waiver by spending Rs. 1,20,000 or more in the previous year.
  5. Conveniently redeem rewards through the user-friendly 360-degree Rewards portal.

Features and Benefits of Standard Chartered Manhattan Credit Card

The Standard Chartered Manhattan Credit Card offers several features and benefits:

1. Fee Waiver Benefits:

  • Holding the Manhattan Card provides a money-saving advantage with options to waive off annual fees based on spending habits.
  • Meeting specified spending criteria within a defined timeframe can lead to an annual fee waiver, enhancing the card’s value.

2. Travel Benefits:

  • Ideal for frequent travelers, the card offers perks such as complimentary airport lounge access and exclusive travel discounts.
  • Enjoy a 25% discount on EaseMyTrip bookings until January 31, 2024.

3. Dining Benefits:

  • Indulge in culinary delights while earning rewards, with exclusive offers at top restaurants and cafes.
  • Avail a 15% discount on dining through the EazyDiner plan until October 31, 2023.

4. Cashback Benefits:

  • Immediate financial rewards are offered through substantial cashback rewards for various spending categories.
  • Eligible for cashback on transactions over INR 1,000, with a monthly cap of INR 500 and a maximum of INR 150 per transaction.

5. Additional Benefits:

  • Beyond a payment method, the card enhances lifestyle with concierge services, special event access, and more.
  • Features include contactless payments, secure online transactions, digital payment solutions, a mobile app, and EMI options.
  • Convert pending amounts up to INR 5 Lakhs into EMI with zero processing fees.
  • Avail a loan of up to Rs. 5 Lakhs on the credit card for 12-60 months.
  • Balance transfer from other cards for up to INR 5 lakhs at a nominal rate.

6. Reward Benefits:

  • The card’s rewarding points system turns spending into future savings.
  • Earn an average of 3 reward points on every INR 150 spent.
  • Redeem points effortlessly on the 360-degree Rewards portal for gifts, vouchers, or travel miles.
  • 1 Reward Point equals INR 0.25, and redemption starts with just 500 Reward Points.

7. Shopping Benefits:

  • Exclusive deals and discounts at various retail outlets make shopping experiences more beneficial.
  • Enjoy 5% cashback on groceries, departmental stores, and supermarkets.
  • Receive up to 15% discount vouchers for top brands and benefit from EMI offers on multiple brands, subject to the bank’s internal policies.

Standard Chartered Manhattan Credit Card Fees and Charges

Explore the fee structure for the Standard Chartered Manhattan Credit Card and discover the financial advantages that come with it.

1. Membership Fees:

  • Joining and annual fees for the Manhattan card amount to Rs. 999.
  • Annual fee waiver is possible by spending Rs. 1.2 Lakh or more in the preceding year.

2. Finance Charges:

  • The Manhattan card imposes a monthly finance charge of 3.75%.

3. Foreign Currency Transactions:

  • A foreign currency markup of 3.5% is applied to the transaction amount.

4. Cash Advances:

  • For cash withdrawals, the card incurs a fee of 3% of the withdrawn amount or a minimum of Rs. 300, whichever is higher.

Eligibility Criteria for Standard Chartered Manhattan Credit Card

Here are essential criteria for applying for an Standard Chartered Manhattan Credit Card:

  1. Age eligibility: Applicants must fall within the age range of 21 to 65 years.
  2. Financial stability: A prerequisite for application is the possession of a consistent and reliable monthly income.
  3. Residency requirement: Prospective cardholders must reside in the city where the bank offers its card services.
  4. Terms and conditions: The detailed terms and conditions will be provided during the application process.

Documents Required for Standard Chartered Manhattan Credit Card

To apply for the Standard Chartered Manhattan Credit Card, you will typically need to provide the following documents:

1. Identity Proof:

  • Voters card
  • Passport
  • Aadhar card
  • Driving license
  • PAN card

2. Address Proof:

  • Voter card
  • Electricity or telephone bill
  • Aadhar Card
  • Driving license
  • Passport

3. Income Proof:

  • Latest audited Income Tax Return (ITR)
  • Salary Slips

How to apply for Standard Chartered Manhattan Credit Card

Follow these steps to apply for the Standard Chartered Manhattan Credit Card online:

  1. Access the official website of SC Bank.
  2. Navigate to the ‘Credit Cards’ section.
  3. Choose the Standard Chartered Manhattan Credit Card from the options.
  4. Click on the “Apply Now” button.
  5. Follow the provided instructions to complete the application process.

FAQs:

  1. What is the Standard Chartered Manhattan Credit Card?The Standard Chartered Manhattan Credit Card is a credit card offered by Standard Chartered Bank. It is designed to provide various benefits and rewards, especially for those who frequently spend on dining, groceries, and other lifestyle expenses.
  2. What are the key features of the Manhattan Credit Card?
    • Rewards Program: Earn reward points for every transaction, especially on dining and grocery expenses.
    • Cashback Offers: Enjoy cashback on specific categories and merchant transactions.
    • Fuel Surcharge Waiver: Get a waiver on fuel surcharge at designated petrol pumps.
    • Contactless Payments: The card supports contactless payments for a quick and secure transaction experience.
  3. How can I apply for the Manhattan Credit Card?You can apply for the Manhattan Credit Card online through the official Standard Chartered website or by visiting a local branch. The application process typically requires you to provide personal and financial details.
  4. What are the eligibility criteria for the Manhattan Credit Card?Eligibility criteria may vary, but generally, you need to meet age requirements, have a stable income, and a good credit score. Check the specific eligibility criteria on the bank’s website or contact customer service for details.
  5. How can I check the status of my credit card application?You can check the status of your Manhattan Credit Card application online through the bank’s website or by contacting the customer service helpline. The status can typically be tracked using your application reference number.
  6. What is the credit limit on the Manhattan Credit Card?The credit limit varies based on individual creditworthiness and financial background. The bank assesses each application individually. You will be informed of your approved credit limit once your application is processed.
  7. How do I redeem reward points earned on the Manhattan Credit Card?You can redeem your reward points through the bank’s rewards program portal. The portal usually offers a variety of options, including merchandise, gift vouchers, and statement credit. Details on redemption options can be found on the bank’s website.
  8. Is there an annual fee for the Standard Chartered Manhattan Credit Card?Credit card fees may vary, and some cards have an annual fee. Check the terms and conditions or contact customer service to find out about the annual fee associated with the Manhattan Credit Card.
  9. What should I do if my Manhattan Credit Card is lost or stolen?If your credit card is lost or stolen, contact the Standard Chartered customer service helpline immediately to report the incident. The bank will guide you through the process of blocking the card and issuing a replacement.
  10. How can I pay my Manhattan Credit Card bill?You can pay your Manhattan Credit Card bill through various channels, including online banking, mobile banking apps, cheque payments, or by visiting a Standard Chartered branch. Check the available payment options on the bank’s website for more details.