Standard Chartered Platinum Rewards Credit Card

Discover the allure of the Standard Chartered Platinum Rewards Credit Card, delivering enticing rewards for your transactions. With an annual fee of Rs. 250, easily waived by spending Rs. 500, it becomes a lifelong free card. Enjoy exclusive offers surpassing the joining fee. Earn 1 reward point per transaction and 5 points per Rs. 150 on dining and fuel purchases. Redeem earned points effortlessly for a variety of products and vouchers, enhancing your shopping experience.

Key Highlights of Standard Chartered Platinum Rewards Credit Card

Unlock unparalleled benefits with the Standard Chartered Platinum Rewards Credit Card.

  1. Earn 5X Reward Points for every Rs 150 spent on dining and fuel.
  2. Get 1 reward point for each Rs 150 spent on other categories.
  3. Enjoy Renewal Fee Waiver by spending Rs. 500 within the first 30 days.

Features and Benefits of Standard Chartered Platinum Rewards Credit Card

The Standard Chartered Platinum Rewards Credit Card offers several features and benefits:

1. Standard Chartered Platinum Rewards Card: Annual Benefit

  • Fee Waiver: Spend INR 60,000 or more to enjoy fee waiver from the second year onwards.

2. Standard Chartered Platinum Rewards Card: Lifestyle Benefit

  • Good Life Programme: Enjoy diverse benefits from dining to travel and entertainment.
  • Up to 25% discount at Easemytrip.
  • 15% off on EazyDiner until October 31, 2023.
  • 15% reduction at over 850 selected restaurants.
  • 25% off on Inox cinema tickets on specific days.

3. Standard Chartered Platinum Rewards Card: Additional Benefits

  • Lifetime Free Supplementary Card: Extend benefits to your spouse, parent, or kids above 18.
  • Contactless Payment: Convenient transactions up to INR 5000.
  • Flexible Tenure Loans: Avail loans up to INR 5,00,000 with tenure options from 12 to 60 months.
  • Secured Transactions: Ensure security with 3D secure OTP verifications.
  • Balance Transfer: Transfer balances from other credit cards at an attractive interest rate.
  • Easy Redemption: Redeem rewards points effortlessly through the online catalog.
  • Digital Payment: Enjoy the ease of digital payments and online banking.

4. Standard Chartered Platinum Rewards Credit Card: Reward Benefits

  • 5X Reward Points on Fuel: Earn 5X points on every INR 150 spent on fuel.
  • 5X Reward Points on Fine-Dining: Generous 5X points on fine-dining expenses.
  • 1X Reward Points on Other Purchases: Earn 1X point for every INR 150 spent on other purchases or categories.

Standard Chartered Platinum Rewards Credit Card Fees and Charges

Explore the fee structure for the Standard Chartered Platinum Rewards Credit Card and discover the financial advantages that come with it.

  1. Standard Chartered Platinum Rewards Card has a Rs. 250 joining/renewal fee.
  2. It’s lifetime free if you spend Rs. 500 within the first 30 days.
  3. The monthly interest charge is 3.75% on this credit card.
  4. A 3.5% forex markup fee is applied to foreign currency transactions.
  5. Cash advance fee is 3% of the amount (min Rs. 300) for cash advances.

Eligibility Criteria for Standard Chartered Platinum Rewards Credit Card

Here are essential criteria for applying for an Standard Chartered Platinum Rewards Credit Card:

1. Age Requirements:

  • Primary applicant age: 21 to 65 years.
  • Add-on cardholder minimum age: 18 years.

2. Monthly Income Criteria:

  • Stable monthly income is a prerequisite.

3. Location Eligibility:

  • Applicants must reside in credit card sourcing cities/locations.

4. Application Approval Conditions:

  • All applications are subject to thorough credit and policy checks by the Bank.

Documents Required for Standard Chartered Platinum Rewards Credit Card

To apply for the Standard Chartered Platinum Rewards Credit Card, you will typically need to provide the following documents:

  1. Choose one identity proof from: Passport, Voter ID, Government ID, etc.
  2. Provide PAN card.
  3. Select one address proof from: Aadhaar Card, Passport, Driving License, Voter’s ID, NREGA job card, National Population Register letter.
  4. Include a recent passport-sized photograph.
  5. For salaried individuals, submit the latest one-month salary slip.
  • Self-employed businessmen: Provide latest IT returns with income computation or certified financials, along with the last business continuity proof.
  • Self-employed professionals: Submit latest IT returns and business continuity proof.

How to apply for Standard Chartered Platinum Rewards Credit Card

Follow these steps to apply for the Standard Chartered Platinum Rewards Credit Card online:

  1. Navigate to www.sc.com
  2. Explore Our Products> Credit Cards> Platinum Rewards Card
  3. Select ‘Apply Now’
  4. Provide necessary document proofs as per the bank’s eligibility criteria
  5. Your application undergoes review for approval and internal policy checks by the bank.

Frequently Asked Questions (FAQs) –

1. What are the key features of the Standard Chartered Platinum Rewards Credit Card?

The Standard Chartered Platinum Rewards Credit Card offers features such as accelerated rewards points on dining and fuel expenses, complimentary airport lounge access, and a host of discounts and offers on various lifestyle categories.

2. How can I apply for the Standard Chartered Platinum Rewards Credit Card?

You can apply for the card online through the official Standard Chartered website. Alternatively, you can visit a Standard Chartered branch or contact the customer service hotline for assistance with the application process.

3. What is the eligibility criteria for the Platinum Rewards Credit Card?

The eligibility criteria typically include a minimum age requirement, a minimum income threshold, and a good credit score. Specific details may vary, so it’s advisable to check the bank’s website or contact customer service for the most accurate information.

4. What rewards and benefits does the Platinum Rewards Credit Card offer?

The card provides rewards in the form of points that can be redeemed for a variety of options, including shopping vouchers, travel bookings, and more. Additionally, cardholders can enjoy discounts on dining, fuel surcharge waivers, and exclusive access to airport lounges.

5. Is there an annual fee for the Standard Chartered Platinum Rewards Credit Card?

The annual fee structure may vary, and some cards may offer a waiver for the first year. It’s recommended to review the terms and conditions or contact customer service for the most up-to-date information on fees.

6. How does the rewards program work, and how can I redeem my points?

The rewards program typically awards points for every eligible transaction. These points can be redeemed through the bank’s rewards portal for a range of options, including merchandise, gift cards, or statement credits. The process for redemption may vary, and details can be found on the bank’s website or by contacting customer service.

7. What security features are in place for the Standard Chartered Platinum Rewards Credit Card?

Standard Chartered employs various security measures, including secure online transactions, SMS alerts for every transaction, and the option to set spending limits. Additionally, the card may be enabled with advanced features like contactless payments and two-factor authentication.

8. How can I check my credit card statement and manage my account online?

Cardholders can access their credit card statements and manage their accounts through the online banking portal provided by Standard Chartered. This allows users to track transactions, pay bills, and monitor their rewards points.

9. What should I do if my Platinum Rewards Credit Card is lost or stolen?

In case of loss or theft, it’s crucial to report the incident immediately by contacting the bank’s customer service hotline. Standard Chartered will then guide you through the process of blocking the card and issuing a replacement.

10. Are there any international transaction fees associated with the Standard Chartered Platinum Rewards Credit Card?

Yes, there may be fees associated with international transactions, including currency conversion charges. It’s advisable to check the card’s terms and conditions or contact customer service for specific details on international transaction fees.