Yes Bank Marquee Credit Card

Recently introduced by Yes Bank, the Marquee Credit Card stands out as their newest premium offering. Packed with enticing features, this card grants unlimited access to airport lounges, buy-one-get-one-free deals on movie tickets, food discounts, and accelerated Reward Points. Particularly lucrative for online shoppers, every transaction of Rs. 200 earns an impressive 36 Reward Points. Even offline purchases aren’t left out, as you’ll still accrue 18 Reward Points for those transactions.

Key Highlights of Yes Bank Marquee Credit Card

  1. Yes Bank provides a premium card with exclusive benefits.
  2. Unlimited access to airport lounges is extended to both primary and add-on cardholders.
  3. Enjoy a Buy One Get One (BOGO) offer on movie tickets.
  4. Earn 34 Reward Points (RPs) for every Rs. 200 spent online.
  5. Offline expenditures are rewarded with 18 RPs for every applicable amount spent.

Features and Benefits of Yes Bank Marquee Credit Card

The Yes Bank Marquee Credit Card offers several features and benefits:

1. Renewal Benefits: Earn 20,000 Reward Points by paying the renewal fees for the Marquee Credit Card.

2. Movie Offers:

  • Enjoy Buy One Get One on movie ticket bookings, capped at 3.
  • The maximum value of a movie ticket cannot exceed Rs. 800.

3. Lounge Access:

  • Free Domestic Lounge Access: Receive 6 complimentary lounge accesses each calendar quarter for both primary and add-on cardholders.
  • Unlimited International Lounge Access: Enjoy unlimited international lounge access for both primary and add-on cardholders.

4. Fuel Surcharge Waiver:

  • Benefit from a 1% fuel surcharge waiver at petrol pumps across India for fuel transactions between Rs. 400 and Rs. 5,000.
  • Avail a maximum fuel surcharge waiver of Rs. 1,000 per statement cycle.

5. Purchase Protection Plan: Obtain a 6-month accidental damage insurance for mobile and electronic devices purchased online.

Yes Bank Marquee Credit Card Fees and Charges

Explore the fee structure for the Yes Bank Marquee Credit Card and discover the financial advantages that come with it.

1. First-Year Membership:

  • Fee: INR 9,999 + Applicable Taxes

2. Renewal Membership:

  • Fee: INR 4,999 + Applicable Taxes
  • Waived if total retail spends reach INR 10,00,000 in a year
  • Subsequent renewal fee also waived upon meeting the spending threshold

3. Interest Rates:

  • 2.99% per month (35.88% annually) on overdue amounts

4. Foreign Currency Mark-up: 1%

5. Transaction Fees:

  • Minimum 1% of transaction value or Rs 1 (whichever is higher)
  • Applicable to all Rental and Wallet transactions greater than Rs 1
  • Rental transactions capped at 3 per 30 days period

Eligibility Criteria for Yes Bank Marquee Credit Card

Here are essential criteria for applying for an Yes Bank Marquee Credit Card:

  1. Residence Requirement: Applicants must reside in India.
  2. Age Criteria: The applicant’s age must fall within the range of 21 to 60 years.
  3. Minimum Monthly Income:
  • A minimum monthly income of Rs. 3 Lakh is required.
  • Alternatively, an Income Tax Return of Rs. 24 Lakh is also acceptable.

How To Apply for Yes Bank Marquee Credit Card?

Follow these steps to apply for the Yes Bank Marquee Credit Card:

1. Visit the Yes Bank Official Website: Navigate to the official Yes Bank website using a web browser.
2. Explore Marquee Credit Card Section: Look for the Marquee Credit Card section on the website. This is typically under the “Credit Cards” or “Products” tab.
3. Fill out the Online Application Form:

  • Locate the online application form for the Yes Bank Marquee Credit Card.
  • Complete the required fields in the application form, providing accurate personal and financial information.

4. Upload Supporting Documents:

  • Scan and upload the necessary supporting documents as specified in the application form. These may include proof of identity, address, income, and other relevant documents.

5. Submit Application and Await Approval:

  • Review the entered information for accuracy and submit the online application.
  • Wait for Yes Bank to process your application. You may receive updates on the application status via email or SMS.

Frequently Asked Questions (FAQs)

Q: What are the key features of the Yes Bank Marquee Credit Card?

A: The Yes Bank Marquee Credit Card offers various benefits, including rewards programs, discounts, and exclusive privileges. Check the official website for detailed features.

Q: How can I apply for the Yes Bank Marquee Credit Card?

A: Visit the Yes Bank website, navigate to the Marquee Credit Card section, and fill out the online application form. Ensure you meet the eligibility criteria and provide the required documents.

Q: What is the eligibility criteria for the Yes Bank Marquee Credit Card?

A: Eligibility criteria typically include age, income, and credit score requirements. Refer to the bank’s website or contact customer service for specific details.

Q: Are there any annual fees for the Yes Bank Marquee Credit Card?

A: Yes, there is a first-year membership fee and subsequent renewal fees. Details on fees and waivers can be found in the terms and conditions.

Q: How can I check the status of my Yes Bank Marquee Credit Card application?

A: You can check your application status through the Yes Bank website or contact the customer service helpline for updates.

Q: What rewards and benefits come with the Yes Bank Marquee Credit Card?

A: The card offers various rewards, such as cashback, discounts, and loyalty points. Details on specific rewards and benefits can be found in the card’s features.

Q: How does the spending threshold for fee waivers work on the Yes Bank Marquee Credit Card?

A: The renewal fee is waived if your total retail spends reach a specified amount within a year. Check the terms and conditions for the exact threshold and other details.

Q: Can I use the Yes Bank Marquee Credit Card for international transactions?

A: Yes, the card is typically enabled for international transactions, and it may include a foreign currency mark-up fee. Refer to the card details for information on international usage.

Q: What is the interest rate on overdue amounts for the Yes Bank Marquee Credit Card?

A: The card carries an interest rate of 2.99% per month on overdue amounts, equivalent to 35.88% annually.

Q: How can I contact Yes Bank customer service for Marquee Credit Card-related queries?

A: You can find the customer service contact details on the official Yes Bank website or on the back of your credit card. Call or email for assistance with any queries or concerns.