DCB Bank Credit Card Bill Payment

DCB Bank stands out among the nation’s financial institutions, providing an extensive array of products and a diverse selection of credit cards tailored to meet the unique needs of its customers. Below, you’ll find the payment options that DCB Bank extends to its valued customers for settling their credit card bills.

How to Make your DCB Bank Credit Card Bill Payments Online?

To make your DCB (Development Credit Bank) Bank credit card bill payments online, you have several convenient methods to choose from. Here are different methods you can use:

DCB Bank Net banking

To pay your DCB Bank Credit Card bill online through DCB Bank Net Banking, follow these steps:

  1. Login to DCB Bank Net Banking: Visit the official DCB Bank website and log in to your Net Banking account using your User ID and Password.
  2. Navigate to Credit Card Payments: After logging in, access the banking platform to find a menu offering different financial services. Seek out a section specifically dedicated to managing credit card payments or bills. This section might be titled “Credit Card Payments,” “Bill Payments,” or something akin. Proceed by selecting this option.
  3. Select DCB Bank Credit Card: In the credit card payments section, you will typically be prompted to select the credit card issuer. Choose “DCB Bank Credit Card” or something similar from the list of available options.
  4. Enter Payment Details: You will be asked to enter your DCB Bank Credit Card details, including the credit card number and the amount you wish to pay.
  5. Choose Payment Method: Please indicate your preferred payment method. Typically, you’ll have the choice between various options such as “Savings Account,” “Current Account,” or other connected accounts accessible through DCB Bank’s Net Banking service.
  6. Confirm Payment: Double-check the payment specifics to guarantee precision. When you’re confident all is accurate, go ahead and finalize the payment.
  7. Authentication: You may be required to authenticate the transaction using a One-Time Password (OTP) sent to your registered mobile number or through any other authentication method provided by DCB Bank.
  8. Payment Confirmation: Once your authentication is confirmed, your DCB Bank Credit Card payment will be processed promptly. Ensure to keep the confirmation message safe for future reference.
  9. Payment Acknowledgment: You should also receive an acknowledgment or receipt of the payment, which will show that your credit card bill has been paid.
  10. Logout: Finally, log out of your DCB Bank Net Banking account for security reasons.

DCB Bank Mobile Banking

To settle your DCB Bank credit card dues using DCB Bank Mobile Banking, simply adhere to the following instructions:

  1. Get the DCB Bank Mobile App: If it’s not already on your device, grab the DCB Bank Mobile Banking App from your app store – Google Play Store for Android and Apple App Store for iOS.
  2. Access Your Account: Launch the DCB Bank Mobile Banking App and sign in with your username and password. If you’re new to mobile banking, you’ll have to register first.
  3. Find Credit Card Payment: Once logged in, browse the app to locate the “Credit Card Payment” or “Bill Payment” feature. It might be tucked in the “Payments” or “Services” section, depending on the app’s layout.
  4. Add Your Credit Card: If you haven’t added your DCB Bank credit card as a payee, you’ll need to do so. You’ll typically be asked to enter your credit card details, such as the card number, cardholder’s name, and the bill amount.
  5. Choose Payment Method: Select your preferred payment method. You can link your savings or checking account with DCB Bank to make the payment. Some apps also offer options like NEFT, IMPS, or UPI for payment.
  6. Enter Payment Details: Enter the payment details, including the amount you want to pay. You may also have the option to make a minimum payment or pay the full outstanding balance.
  7. Review and Confirm: Verify the payment details thoroughly for precision. When you’re content, proceed to authorize the payment.
  8. Authenticate the Transaction: Depending on the security measures in place, you may need to authenticate the transaction using an OTP (One-Time Password) sent to your registered mobile number or through other means of authentication.
  9. Receive Confirmation: Once your payment goes through smoothly, expect to receive either a confirmation message or email. This confirmation acts as evidence that your payment has been completed.
  10. Keep Records: Be sure to maintain records of the transaction both for your own reference and as evidence of payment made.

NEFT

To pay your DCB Bank credit card bill online through NEFT (National Electronic Funds Transfer), follow these steps:

1. Log in to Your Bank’s Online Banking: Access your online banking account using your username and password. Ensure that your bank account is linked to your online banking profile.

2. Add DCB Bank as a Beneficiary: In your online banking dashboard, navigate to the section where you can add a new beneficiary or payee. Please furnish the subsequent information:

  • Beneficiary Name: DCB Bank Credit Card (or the specific name provided by DCB Bank for credit card payments).
  • Beneficiary Account Number: Your DCB Bank credit card number.
  • Beneficiary Bank: DCB Bank.
  • IFSC Code: DCBL0CCP009 (This is the common code for DCB Bank credit card payments via NEFT).

3. Verify the Beneficiary Details: Verify all beneficiary information thoroughly to ensure accuracy, paying particular attention to the account number and IFSC code. Any errors could lead to transaction failure.

4. Initiate a Funds Transfer (NEFT): Once you’ve added DCB Bank as a beneficiary, initiate a funds transfer through NEFT. Select the beneficiary you just added (DCB Bank Credit Card) from your list of payees.

5. Enter Payment Details: Please input the sum you wish to allocate for settling your DCB Bank credit card dues. Additionally, you can include any notes or details, such as “Payment for Credit Card Bill.”

6. Confirm and Authorize: Review the payment details for accuracy and then confirm the transaction. You may be prompted to enter a One-Time Password (OTP) or use any other authentication method provided by your bank.

7. Transaction Confirmation: After the transaction wraps up, expect a confirmation message containing a unique transaction reference number. Make sure to hold onto this number for your records.

8. Payment Processing: DCB Bank usually completes NEFT payments within a timeframe ranging from a few hours to several working days. To steer clear of late payment fees, it’s advisable to make your payment well in advance of the due date.

Auto Debit

Paying your DCB Bank Credit Card bill online through auto debit is a convenient and hassle-free way to ensure timely payments. Here’s how you can set up auto debit for your DCB Bank Credit Card:

  1. Log in to your DCB Bank Net Banking Account:
    Start by logging in to your DCB Bank Net Banking account. Before proceeding, ensure you’ve signed up for online banking if you haven’t already.
  2. Link Your DCB Credit Card:
    Once logged in, navigate to the section for credit card services or bill payments. You should find an option to link your DCB Bank Credit Card to your bank account.
  3. Set Up Auto Debit:
    Within the credit card section, you should see an option for setting up auto debit or automatic payments. Click on this option.
  4. Choose Payment Mode:
    You will likely be asked to select the mode of payment. Select “Auto Debit” or a comparable alternative.
  5. Enter Details:
    You’ll need to input specific information like your credit card number, the payment amount (either the minimum due or the full outstanding balance), and the preferred date for the automatic debit from your bank account.
  6. Confirm and Save:
    After entering the necessary information, review the details to ensure they are accurate. Once you’ve ensured everything meets your expectations, go ahead and confirm the auto debit setup, then save it.
  7. Authorization and Confirmation:
    You may be required to provide authorization for the auto debit. This might include getting a One-Time Password (OTP) sent to your authorized mobile number or adhering to alternative security protocols.
  8. Successful Setup:
    After completing the process, you should receive a confirmation message indicating that the auto debit for your DCB Bank Credit Card bill has been successfully set up.
  9. Monitor Your Account:
    Keep an eye on your bank account to ensure that the automatic payments are processed correctly on the specified date each month.

RTGS

To pay your DCB Bank Credit Card bill online through RTGS (Real-Time Gross Settlement), you’ll need to follow these steps:

1. Log In: Visit the DCB Bank official website and log in to your internet banking account using your credentials (user ID and password). If you haven’t registered for internet banking, you may need to do so first by contacting your bank or visiting their website.

2. Locate Bill Payment Section: Once you’re logged in, navigate to the “Bill Payment” or “Fund Transfer” section, where you can initiate an RTGS payment.

3. Add Payee: If you haven’t previously included your DCB Bank Credit Card as a payee, you’ll need to add it as a new payee. To do this, click on the option to “Add Payee” or “Add Beneficiary.”

4. Enter Payee Details:

  • Payee Name: DCB Bank Credit Card (You can check your credit card statement for the exact name)
  • Payee Account Number: Your DCB Bank Credit Card number
  • IFSC Code: The distinctive code “DCBL0CCDDCB” serves as the exclusive IFSC code for facilitating DCB Bank Credit Card payments, ensuring seamless transactions tailored to the bank’s operations.
  • Payee Address: DCB Bank Credit Card Payment Division, [Your City]

5. Confirm Payee: Once you’ve inputted the recipient’s information, the bank might prompt you to verify the recipient further. This could involve an extra layer of security, like receiving a unique OTP on your registered mobile number for confirmation.

6. Initiate RTGS Transfer: Once you’ve verified the recipient, navigate to either the “Transfer Funds” or “Make Payment” segment. Choose the payee designated as DCB Bank Credit Card. Proceed by entering the desired payment amount.

7. Review and Confirm: Ensure to thoroughly review the payment particulars, encompassing the sum, and verify the transaction. Additional security measures may prompt you to input an OTP (One-Time Password).

8. Transaction Confirmation: Once the transaction is verified, you’ll obtain either a transaction reference number or a confirmation message. Make sure to retain this information for your records.

9. Payment Processing: RTGS transfers might undergo processing delays, contingent on the bank’s procedures. To sidestep late penalties, ensure you initiate the payment sufficiently ahead of the deadline.

10. Check Your Statement: Periodically check your DCB Bank Credit Card statement to ensure that the payment has been successfully credited to your card account.

Patym

To make DCB Bank credit card bill payments online through Paytm, you can follow these steps:

1. Download and Install the Paytm App:

  • If you haven’t already, download the Paytm app on your smartphone and install it. You can find it in your device’s app store (Google Play Store for Android and App Store for iOS).

2. Establish a Paytm account by either creating a new one or logging into an existing one.

  • If you are a new user, you’ll need to create a Paytm account by providing your mobile number, email address, and setting a password. If you already have a Paytm account, simply log in.

3. Top up your Paytm wallet with funds, if necessary.

  • If you don’t have sufficient funds in your Paytm wallet to cover your DCB Bank credit card bill, you can add money to your wallet using various payment methods available in the app, such as credit/debit cards, net banking, or UPI.

4. Initiate Bill Payment:

  • On the Paytm home screen, you will see various options for services. Select “Credit Card” or “Credit Card Bill Payment.”

5. Select DCB Bank:

  • You will be prompted to select your credit card issuer or bank. Choose “DCB Bank” from the list of available options.

6. Enter Credit Card Details:

  • You will need to enter your DCB Bank credit card details, including the credit card number, the name on the card, and the billing amount you wish to pay.

7. Choose Payment Method:

  • Choose how you’d like to pay. You can opt for your Paytm wallet funds or select from various payment methods such as credit/debit cards, net banking, or UPI.

8. Review and Confirm:

  • Double-check the payment details to ensure accuracy. Once you are certain that all information is correct, click on the “Pay Now” or “Proceed” button.

9. OTP Verification:

  • Depending on the payment method you choose, you may be asked to enter a One-Time Password (OTP) sent to your registered mobile number for additional security.

10. Payment Confirmation:

  • Once your payment is processed successfully, you’ll get a confirmation message along with an email receipt confirming your payment for your DCB Bank credit card bill.

UPI

To settle your DCB Bank Credit Card dues via UPI (Unified Payments Interface), adhere to these outlined steps:

1. Set Up a UPI Account: Make sure you’ve got a bank account that supports UPI and is linked to your mobile number. If you haven’t set up a UPI account, you can do so by installing a UPI-enabled mobile banking app from your bank and following the registration process.

2. Add DCB Bank Credit Card as a Payee:

  • Open your UPI-enabled banking app.
  • Navigate to the “Add Payee” or “Add Beneficiary” section.
  • Select “Credit Card” or “Bill Payment.”
  • Provide your DCB Bank Credit Card details, such as the card number and the cardholder’s name. Ensure the information is accurate.

3. Verify and Save Payee: After adding the DCB Bank Credit Card as a payee, your bank may send an OTP (One-Time Password) to your registered mobile number for verification. Enter the OTP to verify the payee details.

4. Initiate Payment:

  • Return to the main menu or dashboard of your UPI app.
  • Select “Send Money” or “Pay.”
  • Choose the DCB Bank Credit Card payee from your list of saved payees.

5. Enter Payment Details:

  • Enter the amount you wish to pay, which can be the total outstanding balance or the minimum amount due on your credit card bill.
    Add a payment description or reference if required.

6. Verify and Validate: Take a second look at the payment information to guarantee its correctness.

7. Validate Payment: Depending on your bank’s security protocols, you might be required to input your UPI PIN, fingerprint, or alternative authentication methods to verify the payment.

8. Payment Verification: Upon successful authentication, expect to receive a confirmation notice or message confirming the completion of your DCB Bank Credit Card bill payment.

9. Confirm Receipt: Confirm that you’ve received a payment acknowledgment from DCB Bank regarding your credit card bill settlement. This could arrive via email or SMS.

Billdesk

To settle your DCB Bank credit card dues online using BillDesk, simply adhere to these instructions:

1. Access the DCB Bank Payment Gateway:

  • Visit the official DCB Bank website: https://www.dcbbank.com/
  • Search the homepage of the website for either the “Credit Cards” section or the “Credit Card Payments” section.

2. Select ‘BillDesk’ as the Payment Option:

  • Within the credit card section, you will usually find an option to make online payments. Select ‘BillDesk’ as your preferred payment option.

3. Enter Your Credit Card Details:

  • You will be directed to a secure BillDesk payment page.
  • Enter your DCB Bank credit card number, which you want to pay the bill for.

4. Verify Your Payment Amount:

  • BillDesk retrieves your credit card statement, providing comprehensive details such as the outstanding balance.

5. Choose Your Payment Method:

  • Choose the payment method that suits you best. You have the option to pay through net banking, debit card, or any other approved method of payment.

6. Complete the Payment Process:

  • Follow the on-screen instructions to complete the payment. You may be required to enter an OTP (One-Time Password) sent to your registered mobile number for security verification.

7. Confirmation and Receipt:

  • Once the payment is successful, you will receive a confirmation message on the screen.
  • You can also download or print the payment receipt for your records.

8. Payment Acknowledgment:

  • After a successful transaction, DCB Bank will send you a payment acknowledgment or confirmation via email and SMS.

How to Make your DCB Bank Credit Card Bill Payments Offline?

You have multiple options to settle your DCB Bank credit card bill offline. Discover various methods below for making payments outside the online realm:

Cheque

To pay your DCB Bank Credit Card bill offline through a cheque, you can follow these steps:

1. Get a Chequebook: Ensure that you have an active chequebook linked to your bank account.

2. Write the Cheque:

  • Make the cheque payable to “DCB Bank Credit Card [Your Credit Card Number].” (Replace “[Your Credit Card Number]” with your actual credit card number.)
  • Write the amount you wish to pay in words and figures.
  • Mention the date on the cheque. It’s recommended to complete the task several days ahead of the deadline to accommodate for potential delays in mail delivery and processing.

3. Sign the Cheque: Sign the cheque at the bottom, where it is indicated.

4. Attach Documentation: Certain banks might ask for extra paperwork, like a payment receipt or a duplicate of your credit card statement. Verify with DCB Bank to determine if any additional documents are needed.

5. Visit the Bank Branch: Go to your nearest DCB Bank branch. You may need to visit the branch where you hold your bank account if it’s different from the branch where you have your credit card.

6. Submit the Cheque: Hand over the cheque and any required documentation to the bank teller.

7. Collect Receipt: Once you’ve handed over the check, make sure to request a receipt or acknowledgment for the payment. This document will validate that the payment has been made.

8. Processing Time: Keep in mind that it may take a few days for the cheque to clear, so make sure to submit it well before your credit card payment due date to avoid late payment charges.

9. Check Your Account: Periodically check your DCB Bank Credit Card account to ensure that the payment has been successfully credited.

Cash

To settle your DCB Bank credit card dues using cash through offline means, adhere to the following instructions:

  1. Visit a DCB Bank Branch: Locate a nearby DCB Bank branch or any authorized DCB Bank partner bank branch where you can make cash payments for your credit card bill.
  2. Fill Out the Payment Slip: When you visit the bank, you might find yourself needing to complete either a payment slip or a deposit form to settle your credit card bill. This form typically includes fields for your credit card number, name, contact details, and the amount you wish to pay.
  3. Provide Cash Payment: Hand over the cash amount you want to pay for your credit card bill to the bank teller. Ensure you verify the sum thoroughly before passing it along.
  4. Collect Receipt: After the payment is processed, the bank teller will provide you with a receipt as proof of payment. Verify that all the details on the receipt are accurate and keep it for your records.
  5. Payment Processing Time: The duration for payment processing might differ based on the bank, yet your payment should reflect in your DCB Bank credit card account within a few business days.
  6. Confirmation: You can also check the payment status by logging into your DCB Bank credit card account online or by contacting DCB Bank customer service.

NEFT

To make DCB Bank credit card bill payments offline through NEFT (National Electronic Funds Transfer), you can follow these steps:

1. Visit a DCB Bank Branch: Locate the nearest DCB Bank branch in your area. You will need to visit the branch in person to initiate the NEFT payment.

2. Fill out a NEFT Form: Ask the bank’s customer service desk or the appropriate department for an NEFT transfer form. Fill out the form with the following details:

  • Beneficiary Name: DCB Bank Credit Card
  • Beneficiary Account Number: Your DCB Bank credit card number
  • Beneficiary Bank Name: DCB Bank
  • IFSC Code: DCBL0000001 serves as the universal IFSC code for DCB Bank. You may want to cross-check with your specific branch to confirm its accuracy.
    Amount to be paid

3. Submit the Form: Submit the filled NEFT form to the bank representative, accompanied by the necessary cash or a check.

4. Collect Receipt: After submitting the NEFT form and payment, the bank will provide you with an acknowledgment receipt or a stamped copy of the NEFT transaction. This receipt is essential for reference and proof of payment.

5. Allow Processing Time: NEFT payments usually take some time to process. Once the bank completes processing, your DCB Bank credit card account will be credited with the payment.

6. Check Payment Status: You can check the status of your NEFT payment by contacting DCB Bank’s customer service or by checking your credit card statement online.

ATMs

To pay your DCB Bank credit card bill offline through ATMs, you can follow these steps:

  1. Visit any DCB Bank ATM: Locate a DCB Bank ATM near your location. You can use the DCB Bank ATM locator on their official website or mobile app to find the nearest ATM.
  2. Insert your DCB Bank Debit Card: To make a credit card bill payment at the ATM, you will need to use your DCB Bank Debit Card.
  3. Enter your PIN: Insert your debit card into the ATM and enter your PIN to access your account.
  4. Select “Credit Card Payment”: When you check the ATM screen, there will be a range of options available for different transactions. Locate the choice linked to “Credit Card Payment” or simply “Card Payment.”
  5. Enter Credit Card Details: When prompted, ensure accuracy as you input your DCB Bank credit card details, including the card number and desired payment amount. Accuracy is key to completing the transaction smoothly.
  6. Confirm Payment: Review the payment details on the screen to verify that they are accurate. After ensuring your contentment, proceed to authorize the payment.
  7. Collect Receipt: Once the transaction is done, the ATM will produce a payment receipt. Remember to take this receipt to serve as evidence of your payment.
  8. Check Your Credit Card Statement: It may take a day or two for the payment to reflect in your DCB Bank credit card account. Check your credit card statement to ensure that the payment has been credited correctly.