Federal Bank Credit Card Bill Payment

Federal Bank Credit Card Bill Payment is the process of settling the outstanding balance on a credit card issued by Federal Bank. Cardholders have the flexibility to pay through both online and offline channels. It’s essential to make payments on time to steer clear of late fees and uphold a positive credit rating.

How to Make your Federal Bank Credit Card Bill Payments using Various Methods


To pay your Federal Bank Credit Card bill online using FedMobile, adhere to the following steps:

  1. Download and Install FedMobile App: If you haven’t done so yet, make sure to grab the official FedMobile app from the Federal Bank. Head to your device’s app store, download, and install it to get started.
  2. Register or Log In: Access the application and proceed by either creating a new account or signing in with your current login details.
  3. Add Your Credit Card: After logging in, link your Federal Bank Credit Card to your account by following the instructions provided within the app.
  4. Initiate Payment: Choose the “Credit Card Bill Payment” feature from the application menu and input the desired payment amount.
  5. Choose Payment Account: Select the bank account from which you want to make the payment.
  6. Confirm Payment: Please examine the payment particulars thoroughly before verifying the transaction.
  7. Receive Confirmation: Upon successful completion of the payment, a confirmation message will be sent to you, and the transaction will appear on your credit card statement.

Payment Gateway

To pay your Federal Bank Credit Card bill online via a payment gateway, adhere to these instructions:

  1. Login: Visit the Federal Bank’s online banking portal or download their mobile app to access your account by logging in.
  2. Locate Credit Card Section: Navigate to the section where you can manage your credit card account.
  3. Choose Payment Option: Select the “Make a Payment” or “Pay Credit Card Bill” option.
  4. Enter Payment Details: Enter your credit card details, including the bill amount you wish to pay.
  5. Select Payment Method: Choose the “Payment Gateway” or “Credit Card Payment” option.
  6. Choose Bank Account: Pick the bank account from which you want to make the payment.
  7. Verify and Confirm: Review the payment details for accuracy, and then confirm the transaction.
  8. Secure Payment: You might be directed to a protected payment portal. Simply adhere to the guidance provided and input any extra authentication information if necessary.
  9. Confirmation: Upon successful payment processing, you’ll be promptly sent both a confirmation message and a transaction receipt.
  10. Save Receipt: Save or print the payment receipt for your records.

Auto Debit

To set up automatic debit for your Federal Bank Credit Card bill payments online, adhere to the following steps:

  1. Set up Auto Debit: Get in touch with Federal Bank to arrange automatic debit for your credit card payments. You may need to fill out an auto-debit authorization form.
  2. Provide Bank Account Details: Provide your Federal Bank account details from which the payments will be automatically deducted.
  3. Specify Payment Amount: Decide on your preferred payment option: either the minimum due, the full outstanding balance, or a fixed monthly amount.
  4. Authorization and Consent: Sign the necessary authorization forms and give your consent for the auto-debit process.
  5. Regular Monitoring: Monitor your bank statements diligently to verify that payments are deducted accurately and promptly.


To make Federal Bank Credit Card bill payments online through NEFT (National Electronic Funds Transfer), follow these steps:

  1. Log In: Access your online banking account either through your bank’s dedicated portal or via the Federal Bank internet banking platform.
  2. Add Payee: Navigate to the “Fund Transfer” or “NEFT” section and select “Add Payee” or “Add Beneficiary.” Enter the payee details, which include the Federal Bank Credit Card account details, IFSC code, and other required information.
  3. Initiate Transfer: After adding the payee, proceed by selecting them and then begin a fresh transfer of funds.
  4. Enter Payment Details: Please enter the payment amount and designate your Federal Bank Credit Card as the destination account.
  5. Review and Confirm: Ensure the payment details are accurate before confirming the NEFT transfer.
  6. Authorize Transaction: You might need to furnish an OTP (One-Time Password) or another mode of authentication to finalize the transaction.
  7. Payment Confirmation: Once the process is successfully finished, you’ll get a confirmation regarding the NEFT payment. Save this for your records.

Over the Counter

To make Federal Bank Credit Card bill payments over the counter, follow these steps:

  1. Find the closest Federal Bank branch.
  2. Ask for a credit card bill payment deposit slip.
  3. Fill in the deposit slip with your credit card particulars and the amount to be paid.
  4. Hand over the completed deposit slip along with your payment (cash, cheque, or demand draft) to the bank representative.
  5. Obtain a receipt or acknowledgment as evidence of your payment.
  6. Keep an eye on your credit card statement to verify that the payment has been added to your account; this process might take a few days.