HDFC Bank Regalia ForexPlus Card

The HDFC Bank Regalia ForexPlus Card stands out as the bank’s top-tier prepaid forex card. Priced at an annual membership fee of Rs. 1,000, this card provides an array of exclusive privileges. One notable perk is complimentary access to international airport lounges across India. In addition to lounge access, the Regalia ForexPlus Card offers a comprehensive insurance package, encompassing various travel-related protections. These include coverage for lost check-in luggage, loss of personal documents during air travel, loss of cash in transit, personal air accident insurance, and protection against card misuse due to counterfeiting or skimming.

Key Highlights of HDFC Bank Regalia ForexPlus Card

  1. The card is preloaded with a balance in US Dollars, allowing usage in any currency without incurring forex charges.
  2. For online transactions, the card is accepted at major e-commerce portals, requiring authentication through OTP or a prepaid card net-banking password.
  3. No ATM access charges are incurred when using the card at All Point Network ATMs, though regular ATM withdrawal charges apply.
  4. Two complimentary lounge accesses per quarter are provided at international airports in India.
  5. Select airport lounges offer complimentary access in case of flight delays.
  6. Global assistance is available in the event of card loss or malfunction.
  7. Emergency cash delivery assistance is provided worldwide.

Features and Benefits of HDFC Bank Regalia ForexPlus Card

The HDFC Bank Regalia ForexPlus Card offers several features and benefits:

  1. Load US dollars onto your chosen card with no charges for currency conversion when transacting or withdrawing in a different currency.
  2. Access a GPR wallet in Indian currency for withdrawals at ATMs across India and make purchases on e-commerce portals or merchant outlets in Indian currency.
  3. Enjoy global concierge and referral services covering reservation assistance, hotel and car rental referrals, medical service recommendations, gift delivery, lost passport and luggage services, etc.
  4. Benefit from emergency cash delivery within six to seven hours in case of a lost or stolen card.
  5. Lock in exchange rates during currency loading to protect against exchange rate variations.
  6. Experience contactless transactions with the card’s in-built PayPass technology.
  7. Waive ATM ownership charges for cash withdrawals at ATMs associated with the All Point Network.
  8. Receive ₹5 lakh worth of additional insurance to safeguard the Regalia ForexPlus card against misuse, including card loss or counterfeit.

HDFC Bank Regalia ForexPlus Card Fees and Charges

Explore the fee structure for the HDFC Bank Regalia ForexPlus Card and discover the financial advantages that come with it.

1. Issuance Fees:

  • HDFC Regalia ForexPlus Card issuance fee: Rs. 1,000
  • Re-issuance fee: Rs. 100

2. Reloading Fee: Reload fee: Rs. 75 (applicable each time with HDFC debit card)

3. Forex Markup/Cross Currency Fees: HDFC Regalia ForexPlus Card has no forex markup fee or cross-currency fees.
4. Cash Withdrawal:

  • Cash withdrawal fee: USD 4
  • Maximum withdrawal limit per day: USD 5,000

Eligibility Criteria for HDFC Bank Regalia ForexPlus Card

Here are essential criteria for applying for an HDFC Bank Regalia ForexPlus Card:

  1. To qualify for the card, the individual must be a resident of India who is currently traveling abroad.
  2. Both HDFC Bank customers and non-customers are eligible to submit applications for this card.

Documents Required for HDFC Bank Regalia ForexPlus Card

To apply for the HDFC Bank Regalia ForexPlus Card, you will typically need to provide the following documents:

  1. Self-attested copy of your Passport.
  2. Self-attested copy of the applicant’s ticket/Visa.
  3. Address Proof (e.g., Aadhar Card, PAN Card) if the address differs from the passport.
  4. Copy of bank statement as proof of payment for the Forex Card application fee.
  5. Cancelled cheque, latest bank statement, and passbook.

How To Apply for HDFC Bank Regalia ForexPlus Card?

Follow these steps to apply for the HDFC Bank Regalia ForexPlus Card:

  1. Go to the official website of HDFC Bank.
  2. Navigate to the ‘Pay’ section on the website.
  3. Locate and select the ‘Forex Card’ option from the available choices.
  4. Choose the HDFC Regalia ForexPlus Card from the list of available forex cards.
  5. Click on the ‘Apply Online’ option.
  6. Follow the provided instructions to complete the application process for the HDFC Regalia ForexPlus Card.

Frequently Asked Questions (FAQs) –

1. What is the HDFC Bank Regalia ForexPlus Card?

The HDFC Bank Regalia ForexPlus Card is a prepaid forex card that allows you to load multiple currencies onto a single card for convenient international transactions.

2. How can I apply for the HDFC Regalia ForexPlus Card?

You can apply for the HDFC Regalia ForexPlus Card by visiting the official HDFC Bank website, navigating to the ‘Pay’ section, selecting ‘Forex Card,’ choosing the Regalia ForexPlus Card, and clicking on ‘Apply Online.’

3. What currencies can be loaded onto the HDFC Regalia ForexPlus Card?

The HDFC Regalia ForexPlus Card supports the loading of multiple currencies, providing flexibility for international travel. Commonly supported currencies include USD, EUR, GBP, and others.

4. What are the benefits of using the Regalia ForexPlus Card?

Benefits include competitive exchange rates, enhanced security features, the ability to lock-in exchange rates, and access to emergency assistance services among others.

5. Can I reload the HDFC Bank Regalia ForexPlus Card?

Yes, you can reload the card while abroad. HDFC Bank provides online and offline methods for reloading the card, ensuring a hassle-free experience during your travels.

6. Is there a validity period for the Regalia ForexPlus Card?

Yes, the card comes with a validity period. Ensure to check the expiry date on the card and plan your usage accordingly.

7. What should I do if my Regalia ForexPlus Card is lost or stolen?

Immediately contact HDFC credit card customer care to report the loss. The bank will assist in blocking the card and provide guidance on the next steps.

8. Are there any transaction limits on the HDFC Bank Regalia ForexPlus Card?

The card may have transaction limits, both per transaction and daily usage. Review the terms and conditions or contact customer support for specific details.

9. Can I use the Regalia ForexPlus Card for online purchases?

Yes, the card can be used for online transactions. Ensure that the website accepts prepaid cards and follow the regular card payment process.

10. How can I check the balance on my HDFC Bank Regalia ForexPlus Card?

You can check your card balance online through the HDFC Bank website, or by using the bank’s mobile app. Additionally, some ATMs may provide this information when you insert the card.