ICICI Credit Card Bill Payment

ICICI Credit Card Bill Payment refers to the process of settling the outstanding balance on a credit card issued by ICICI Bank, one of India’s leading financial institutions. It involves the cardholder making a payment to the bank to cover the total amount due on their credit card statement, which includes charges for purchases, cash advances, interest, and any applicable fees. ICICI offers various convenient methods for customers to make these payments, including online banking, mobile apps, automatic deductions, and in-person payments at bank branches and ATMs. Timely payment of the credit card bill is essential to avoid late fees, interest charges, and negative impacts on one’s credit score.

How to Make your ICICI Credit Card Bill Payments Online?

The advent of the Internet has streamlined banking processes, with nearly all Indian banks offering Internet Banking services, while some leverage third-party bill payment providers to extend their online payment capabilities.

Here, we present several methods by which you can conveniently settle your credit card dues through online channels.

How to pay ICICI Credit Card Bill Online using Net Banking

To pay your ICICI Bank Credit Card bill online using Net Banking, follow these steps:

1. Log in to Your Net Banking Account:

  • Go to the ICICI Bank website (www.icicibank.com).
  • Click on the “Login” or “Personal Banking” option.

2. Enter Your User ID and Password:

  • Enter your User ID and Password to log in to your Net Banking account.

3. Locate the Credit Card Payment Section:

  • After logging in, you will usually see an option for “Credit Card” or “Credit Card Payments” in the main menu or on the dashboard.
  • Click on this option.

4. Choose the Credit Card and Payment Type:

  • Select the ICICI Credit Card for which you want to make a payment.
  • Choose the type of payment, which is typically “Bill Payment” or “Outstanding Amount.”

5. Enter Payment Details:

  • You will be prompted to enter the payment amount. Input the amount you wish to pay towards your credit card bill.

6. Select Payment Account:

  • Choose the bank account from which you want to make the payment. This is the account from which the funds will be deducted to pay your credit card bill.

7. Review and Confirm:

  • Double-check all the payment details, including the payment amount, credit card selected, and the bank account for payment.

8. Authenticate the Transaction:

  • Some banks may require you to enter an OTP (One-Time Password) or use other methods for additional security. Follow the prompts to complete this step.

9. Submit the Payment:

  • Once you’ve reviewed and confirmed all the details, click the “Submit” or “Pay” button to initiate the payment.

10. Payment Confirmation:

  • After the payment is processed successfully, you should receive a confirmation message or an email. Keep this confirmation as a record of your payment.

How to pay ICICI Credit Card Bill Online using BillDesk

To pay your ICICI Credit Card bill online using BillDesk, you can follow these steps:

1. Visit the ICICI Bank BillDesk Payment Page:

  • Open your web browser and go to the ICICI Bank BillDesk payment page. The URL may look something like “https://www.billdesk.com/icicicard/”

2. Enter Your ICICI Credit Card Details:

  • On the BillDesk payment page, you will need to enter your ICICI Credit Card details. This typically includes your 16-digit credit card number, your email address, and your mobile number.

3. Select the Type of Payment:

  • Choose the type of payment you want to make. You can typically select from options like “Bill Payment,” “Outstanding Amount,” or “Minimum Amount Due.”

4. Enter the Payment Amount:

  • Input the amount you wish to pay towards your ICICI Credit Card bill. You can pay the full outstanding balance, the minimum amount due, or any other specific amount.

5. Choose the Bank Account:

  • Select the bank account from which you want to make the payment. This is the account that will be debited for the payment.

6. Review Payment Details:

  • Double-check all the payment details, including the payment amount, credit card number, and bank account information.

7. Authenticate the Transaction:

  • BillDesk may require you to verify the payment using methods like OTP (One-Time Password) sent to your registered mobile number. Follow the prompts to complete this step.

8. Submit the Payment:

  • Once you’ve verified the details and completed the authentication process, click the “Submit” or “Pay” button to initiate the payment.

9. Payment Confirmation:

  • After the payment is successfully processed, you should receive a confirmation message on the BillDesk website. Additionally, you might receive an email confirmation for your records.

10. Save Payment Confirmation:

  • It’s a good practice to save or take a screenshot of the payment confirmation as proof of your payment.

How to pay ICICI Credit Card Bill Online using Auto Debit

To set up auto debit for paying your ICICI Credit Card bill online, you can follow these steps:

1. Log in to Your ICICI Net Banking Account:

  • Visit the ICICI Bank website (www.icicibank.com).
  • Log in to your ICICI Net Banking account using your User ID and Password.

2. Navigate to Credit Card Section:

  • After logging in, look for the “Credit Card” section or “Cards” section in your account dashboard. Click on it to access your credit card details.

3. Set Up Auto Debit:

  • In the credit card section, you should find an option to set up Auto Debit. This option may be labeled as “Auto Debit Registration” or something similar.

4. Select the Auto Debit Type:

Choose the type of Auto Debit you want to set up. You can typically select from options like:

  • Minimum Amount Due: Automatically pay the minimum amount due on your credit card.
  • Total Amount Due: Automatically pay the full outstanding balance on your credit card.

5. Select Your Bank Account:

  • Link your preferred bank account from which you want the payments to be debited automatically.

6. Set the Auto Debit Date:

  • Choose the date on which you want the automatic debit to occur each month. You can usually select the payment date based on your convenience.

7. Review and Confirm:

  • Double-check all the information you’ve entered, including the auto debit type, bank account, and payment date.

8. Submit and Confirm:

  • After confirming the details, submit your request to set up auto debit for your ICICI Credit Card bill.

9. Confirmation and Acknowledgment:

  • Once your request is processed, you should receive a confirmation message or email acknowledging the setup of auto debit.

10. Monitor Your Account:

  • Keep an eye on your bank statements and credit card statements to ensure that the automatic payments are being made correctly and on time.

How to pay ICICI Credit Card Bill Online using Other Bank’s Netbanking

To pay your ICICI Credit Card bill online using another bank’s net banking, follow these general steps:

1. Log in to Your Bank’s Net Banking Account:

  • Visit the official website of your bank and log in to your net banking account using your User ID and Password.

2. Add a Beneficiary (ICICI Credit Card):

  • Navigate to the “Add Payee” or “Add Beneficiary” section within your net banking account. Here, you will set up ICICI Bank Credit Card as a beneficiary for payments.

3. Provide Beneficiary Details:

Enter the details of the ICICI Credit Card as a beneficiary. This usually includes the following information:

  • Beneficiary Name: ICICI Credit Card (or a similar name)
  • Beneficiary Account Number: Your ICICI Credit Card number (16 digits)
  • IFSC Code: ICICI Bank’s IFSC code for credit card payments (check ICICI’s website for the specific IFSC code)

4. Verify and Confirm:

  • Double-check the beneficiary details for accuracy, especially the credit card number, to ensure that the payment goes to the correct account.

5. Save Beneficiary:

  • Save the beneficiary information to your net banking account.

6. Initiate a Funds Transfer:

  • Go to the “Fund Transfer” or “Pay Bills” section of your net banking account.
  • Select the option to make a payment to a registered beneficiary.

7. Select ICICI Credit Card as Beneficiary:

  • Choose ICICI Bank Credit Card as the beneficiary to which you want to transfer funds.

8. Enter Payment Amount:

  • Enter the amount you wish to pay towards your ICICI Credit Card bill.

9. Review and Confirm:

  • Review the payment details, including the amount, beneficiary (ICICI Credit Card), and your bank account from which the payment will be debited.

10. Authenticate the Transaction:

  • Some banks may require additional authentication, such as entering an OTP (One-Time Password) sent to your registered mobile number.

11. Submit Payment:

  • Once you’ve reviewed and confirmed all the details, click the “Submit” or “Pay” button to initiate the payment.

12. Payment Confirmation:

  • After the payment is successful, you should receive a confirmation message or email. Keep this confirmation as a record of your payment.

How to pay ICICI Credit Card Bill Online using Visa Money Transfer

To pay your ICICI Credit Card bill online using Visa Money Transfer, follow these steps:

1. Log in to Your ICICI Net Banking Account:

  • Visit the official ICICI Bank website (www.icicibank.com).
  • Log in to your ICICI Net Banking account using your User ID and Password.

2. Locate the Visa Money Transfer Section:

  • After logging in, look for the “Visa Money Transfer” or “Visa Money Transfer to Card” option. This can typically be found in the Funds Transfer or Payments section of your net banking account.

3. Select Your ICICI Credit Card:

  • Choose your ICICI Credit Card as the recipient of the Visa Money Transfer.

4. Enter Payment Details:

  • Input the payment amount you want to transfer to your ICICI Credit Card. This should be the amount you wish to pay on your credit card bill.

5. Review and Confirm:

  • Double-check the payment details, including the amount and the credit card account number, to ensure accuracy.

6. Authenticate the Transaction:

  • Depending on your bank’s security measures, you may be required to enter an OTP (One-Time Password) sent to your registered mobile number or follow other authentication procedures.

7. Submit the Visa Money Transfer:

  • After verifying the details and completing the authentication process, click the “Submit” or “Pay” button to initiate the Visa Money Transfer.

8. Payment Confirmation:

  • Once the Visa Money Transfer is successful, you should receive a confirmation message on your screen. You may also receive an email or SMS confirmation for your records.

9. Keep Proof of Payment:

  • Save the payment confirmation as proof of your payment for your ICICI Credit Card bill.

How to Make your ICICI Credit Card Bill Payments Offline?

In the absence of an internet connection, you have several offline options available for making your credit card payment. Below, we’ve outlined several methods for paying your credit card bill without needing an internet connection.

How to Pay ICICI Credit Card Bill Offline Through the ATM

To pay your ICICI Credit Card bill offline through an ATM, follow these steps:

1. Locate an ICICI Bank ATM:

  • Find the nearest ICICI Bank ATM to your location. You can use the ATM locator on the ICICI Bank website or mobile app for assistance.

2. Visit the ATM:

  • Go to the ICICI Bank ATM during its operational hours.

3. Insert Your Debit Card:

  • Insert your ICICI Bank debit card into the ATM’s card slot.

4. Enter Your PIN:

  • Enter your Personal Identification Number (PIN) to access your account.

5. Select “More Options” or “Other Services”:

  • On the ATM screen, you will usually see options like “Cash Withdrawal,” “Balance Inquiry,” and “Mini Statement.” Look for an option like “More Options” or “Other Services.”

6. Select “Credit Card Payment” or “Bill Payment”:

  • Within the “More Options” or “Other Services” menu, you should find an option related to credit card payment. It may be labeled as “Credit Card Payment” or “Bill Payment.”

7. Enter Credit Card Details:

  • Enter your ICICI Credit Card number, which is a 16-digit number.

8. Enter the Payment Amount:

  • Input the amount you want to pay towards your ICICI Credit Card bill. You can choose to pay the minimum amount due, the total outstanding balance, or a specific amount.

9. Confirm the Payment:

  • Review the payment details, including the amount and the credit card number, to ensure accuracy.

10. Complete the Transaction:

  • Confirm the payment by following the on-screen prompts. The ATM will deduct the specified amount from your linked ICICI Bank account and transfer it to your ICICI Credit Card account.

11. Collect Receipt:

  • After the transaction is complete, the ATM will provide you with a payment receipt. Keep this receipt as proof of your payment.

How to Pay ICICI Credit Card Bill Offline at the Bank Branch Office

To pay your ICICI Credit Card bill offline at a physical ICICI Bank branch office, follow these steps:

1. Locate the Nearest ICICI Bank Branch:

  • Find the nearest ICICI Bank branch to your location. You can use the branch locator tool on the ICICI Bank website or mobile app for assistance.

2. Visit the ICICI Bank Branch:

  • Go to the ICICI Bank branch during its operating hours. Make sure to bring your ICICI Credit Card and a valid photo ID with you.

3. Proceed to the Customer Service or Teller Counter:

  • Once you’re inside the branch, head to the customer service or teller counter. Inform the bank staff that you want to make a payment for your ICICI Credit Card bill.

4. Fill Out the Payment Slip/Form:

  • The bank staff will provide you with a payment slip or form for your credit card bill payment. You may need to fill out details such as:
  • Your ICICI Credit Card number (16 digits)
  • Your name and contact information
  • The payment amount (you can choose to pay the minimum amount due, the total outstanding balance, or a specific amount)
  • Your bank account details (if required)

5. Submit the Payment Slip/Form:

  • Hand over the completed payment slip/form to the bank staff along with your ICICI Credit Card.

6. Make the Payment:

  • Pay the specified amount in cash, check, or any other accepted payment method. You can typically make the payment over the counter.

7. Collect Payment Receipt:

  • After making the payment, the bank will provide you with a payment receipt. Keep this receipt as proof of your payment.

8. Verify the Payment Details:

  • Double-check the payment receipt to ensure that all details, including the payment amount and credit card number, are correct.

How to Pay ICICI Credit Card Bill Offline Through Cash/ Cheque

To pay your ICICI Credit Card bill offline through cash or a cheque, follow these steps:

1. Prepare the Cash or Cheque:

  • If you want to pay with cash, gather the required amount in Indian Rupees (INR).
  • If you prefer to pay by cheque, make sure you have a signed and valid cheque payable to “ICICI Bank Credit Card A/c [Your Credit Card Number].”

2. Locate the Nearest ICICI Bank Branch:

  • Find the nearest ICICI Bank branch to your location. You can use the branch locator tool on the ICICI Bank website or mobile app for assistance.

3. Visit the ICICI Bank Branch:

  • Go to the ICICI Bank branch during its operating hours. Make sure to bring your ICICI Credit Card and a valid photo ID with you.

4. Proceed to the Customer Service or Teller Counter:

  • Once you’re inside the branch, head to the customer service or teller counter. Inform the bank staff that you want to make a payment for your ICICI Credit Card bill.

5. Submit the Payment:

If Paying with Cash:

  • If paying with cash, hand over the cash amount along with your ICICI Credit Card details to the bank staff.

If Paying with a Cheque:

  • If paying with a cheque, provide the cheque payable to “ICICI Bank Credit Card A/c [Your Credit Card Number]” to the bank staff. Ensure that the cheque is properly filled out and signed.

6. Collect Payment Receipt:

  • After making the payment, the bank will provide you with a payment receipt. Keep this receipt as proof of your payment.

7. Verify the Payment Details:

  • Double-check the payment receipt to ensure that all details, including the payment amount and credit card number, are correct.

8. Wait for the Payment to Reflect:

  • It may take a few days for the payment to be processed and reflected in your ICICI Credit Card account. You can check your credit card statement online or contact ICICI Bank customer support for confirmation.

How to Pay ICICI Credit Card Bill Offline Through Customer Care

To pay your ICICI Credit Card bill offline through customer care, follow these steps:

1. Locate the ICICI Customer Care Contact Information:

  • Find the customer care contact information for ICICI Bank. This can typically be found on the back of your ICICI Credit Card, on your credit card statement, or on the official ICICI Bank website.

2. Contact ICICI Customer Care:

  • Call the ICICI Bank customer care number. Ensure you have your ICICI Credit Card, customer ID, and any other relevant information ready.

3. Select the Billing and Payment Option:

  • Once connected to a customer care representative, listen to the menu options carefully, and select the option related to billing, payments, or credit card services.

4. Provide Your Credit Card Details:

  • When prompted, provide your ICICI Credit Card details, including the credit card number and any other requested information for verification.

5. Request Payment Assistance:

  • Inform the customer care representative that you want to make a payment for your ICICI Credit Card bill. Specify the payment amount and any other relevant details.

6. Choose the Payment Method:

  • Ask the customer care representative about the available offline payment methods. You can inquire about paying through a demand draft, cheque, or any other accepted method.

7. Follow the Instructions:

  • Follow the instructions provided by the customer care representative regarding the payment method you have chosen. This may include instructions on drafting a cheque, obtaining a demand draft, or any other specific payment process.

8. Verify the Payment Details:

  • Double-check all the details provided by the customer care representative to ensure accuracy, including the payment amount and the payee’s information.

9. Make the Payment as Instructed:

  • Depending on the payment method chosen, complete the payment process as per the instructions provided by the customer care representative.

10. Collect Payment Confirmation:

  • After completing the payment, ask for confirmation from the customer care representative. Make a note of any reference numbers or confirmation details provided.

11. Wait for Payment Processing:

  • It may take some time for the payment to be processed and reflected in your ICICI Credit Card account. You can check your credit card statement online or contact ICICI Bank customer support for confirmation.