IndusInd Bank Credit Card Bill Payment

IndusInd Credit Card Bill Payment refers to the process of settling the outstanding balance on an IndusInd Bank credit card. This can be done through various convenient methods, including online and offline options.

How to Make your IndusInd Bank Credit Card Bill Payment Online?

Different methods to make online payments for Your IndusInd Credit Card Bill:

Net banking

To pay your IndusInd Bank credit card bill online using net banking, follow these steps:

  1. Log In: Sign in to your IndusInd Bank net banking account using your user ID and password.
  2. Access Credit Card Bill Payment: Navigate to the “Credit Card Bill Payment” or “Cards” section.
  3. Add Payee: Add your IndusInd credit card as a payee if not already added.
  4. Enter Amount: Enter the bill amount you want to pay.
  5. Confirm Payment: Review the payment details and confirm the transaction.
  6. Payment Confirmation: After successful payment, you’ll receive a confirmation message.
  7. Check Your Credit Card Statement: Verify that the payment reflects correctly on your IndusInd Bank credit card statement.

Paying your IndusInd Bank credit card bill online through net banking is a convenient and secure way to manage your payments from the comfort of your home or office.

BillDesk

To pay your IndusInd Credit Card bill online using BillDesk in steps:

  1. Visit the IndusInd Bank website.
  2. Log in to your net banking account.
  3. Navigate to the credit card bill payment section.
  4. Select the BillDesk payment option.
  5. Enter your credit card details and payment amount.
  6. Confirm the payment details.
  7. Authenticate the transaction with OTP or other security measures.
  8. Receive a payment confirmation.

UPI Payment

To pay your IndusInd Credit Card bill online using UPI payment, follow these steps:

  1. Open UPI App: Launch your UPI-enabled mobile banking app.
  2. Log In: Log in to your UPI app using your credentials, such as your UPI PIN or biometric authentication.
  3. Select “Pay Bills” or “Bill Payment”: Look for the option to pay bills or make payments.
  4. Choose “Credit Card Bill”: Select “Credit Card Bill” as the payment category.
  5. Select “IndusInd Bank” as the Biller: Choose “IndusInd Bank” as the bank or biller for your credit card payment.
  6. Enter Credit Card Details: Provide your IndusInd Credit Card number and the bill amount you wish to pay.
  7. Confirm and Authenticate: Review the payment details, confirm the transaction, and authenticate it with the required PIN or biometrics.
  8. Payment Confirmation: After successful payment, you’ll receive a confirmation message.
  9. Check Your Credit Card Statement: Verify that the payment reflects correctly on your IndusInd Credit Card statement.

Visa Money Transfer (VMT)

To pay your IndusInd Credit Card bill online using Visa Money Transfer (VMT), follow these steps:

  1. Log In to Your Bank’s Net Banking:
    Access your bank’s net banking portal using your user ID and password.
  2. Add IndusInd Credit Card as a Payee:
    Add your IndusInd Credit Card as a payee in your net banking account, providing the necessary card details.
  3. Initiate Visa Money Transfer (VMT):
    Look for the option to initiate a Visa Money Transfer (VMT) within your net banking account.
  4. Enter Payment Details:
    Enter the bill amount and the IndusInd Credit Card details, including the card number.
  5. Confirm and Authenticate:
    Review the payment details, confirm the transaction, and authenticate it using the OTP (One-Time Password) or any other method required by your bank for security.
  6. Payment Confirmation:
    After successful payment, you will receive a confirmation message.
  7. Check Your Credit Card Statement:
    Verify that the payment reflects correctly on your IndusInd Credit Card statement.

NEFT/RTGS/IMPS Facility

To pay your IndusInd Credit Card bill online using NEFT/RTGS/IMPS, follow these steps:

  1. Log in to Your Bank’s Net Banking or Mobile Banking:
    Access your bank’s net banking or mobile banking platform and log in with your credentials.
  2. Add a Beneficiary:
    Add “IndusInd Credit Card” as a beneficiary and provide the necessary details such as the credit card number, IFSC code (for IndusInd Bank’s credit card division), and the billing amount.
  3. Initiate the Funds Transfer:
    Choose the NEFT/RTGS/IMPS option and select the beneficiary you added in the previous step.
  4. Confirm and Authenticate:
    Verify the payment details, enter any required transaction PIN or OTP, and confirm the payment.
  5. Payment Confirmation:
    After successful completion, you will receive a payment confirmation message.
  6. Check Your Credit Card Statement:
    Review your IndusInd Credit Card statement to ensure that the payment is reflected accurately.

How to Make your IndusInd Bank Credit Card Bill Payment Offline?

To make your IndusInd Credit Card Bill Payment offline, you have several options:

ATM Fund Transfer

To pay your IndusInd Credit Card bill offline through ATM funds transfer in steps:

  1. Visit the nearest ATM with your IndusInd debit card.
  2. Insert your debit card and enter your PIN.
  3. Choose the “Fund Transfer” or “Bill Payment” option from the ATM menu.
  4. Select the account from which you want to make the payment.
  5. Choose the beneficiary type as “Credit Card.”
  6. Enter your IndusInd Credit Card number as the beneficiary account number.
  7. Enter the bill amount you wish to pay.
  8. Confirm the payment details and complete the transaction.
  9. Collect the ATM transaction receipt for your records.
  10. Verify that the payment reflects on your IndusInd Credit Card statement in the following days.

Cheque/Draft Drop Boxes

To pay your IndusInd Credit Card bill offline through a cheque or draft drop box, follow these steps:

  1. Prepare the Cheque/Demand Draft: Write a cheque or prepare a demand draft payable to “IndusInd Bank Credit Card [Your Credit Card Number].”
  2. Fill in the Details: Mention your name and contact number on the back of the cheque or demand draft.
  3. Locate a Drop Box: Find the nearest IndusInd Bank branch or ATM that has a dedicated drop box for credit card payments. You can usually locate these drop boxes near the bank’s entrance.
  4. Submit the Payment: Drop the cheque or demand draft into the designated credit card payment drop box.
  5. Keep the Receipt: You may receive a payment receipt or acknowledgment slip in the drop box. Keep it for your records.

Cash

To pay your IndusInd Credit Card bill offline using cash, follow these steps:

  1. Visit an IndusInd Bank Branch: Go to your nearest IndusInd Bank branch.
  2. Collect a Payment Slip: Ask for a credit card bill payment slip from the bank’s customer service or the designated counter.
  3. Fill Out the Payment Slip: Complete the payment slip with your credit card details, including the card number and bill amount.
  4. Submit the Payment: Hand over the payment slip along with the cash to the bank’s teller.
  5. Receive a Receipt: Once the payment is processed, you will receive a receipt as proof of payment.
  6. Check Your Credit Card Statement: Verify that the payment is correctly reflected on your IndusInd Credit Card statement.