Jammu and Kashmir Bank Credit Card Bill Payment

Jammu and Kashmir Bank Credit Card Bill Payment refers to the process of settling the outstanding balance on a credit card issued by Jammu and Kashmir Bank. Cardholders are required to make periodic payments to clear their credit card dues, which include charges for purchases, interest, and any fees incurred. Timely payment of the credit card bill is essential to avoid late fees and maintain a good credit score.

How to Make your Jammu and Kashmir Bank Credit Card Bill Payments Online?

You can pay your Jammu and Kashmir Bank Credit Card Bill Payments Online using various methods:

BillDesk/Online Payment

To make your Jammu and Kashmir Bank Credit Card bill payments online through BillDesk or another online payment platform, follow these steps:

  1. Visit the Jammu and Kashmir Bank website and log in to your online banking account.
  2. Navigate to the credit card section and select the option for bill payment.
  3. Choose BillDesk or your preferred online payment platform as the payment method.
  4. Enter the necessary credit card details, such as the card number, the payment amount, and your contact information.
  5. Verify the information, and if everything is accurate, proceed to make the payment.
  6. You may be required to authenticate the transaction using an OTP or other security measures.
  7. Once the payment is successful, you will receive a confirmation of the transaction.

Paytm

To make your Jammu and Kashmir Bank Credit Card bill payments online through Paytm:

  1. Open the Paytm app or visit the Paytm website.
  2. Log in to your Paytm account or create one if you don’t have it.
  3. Click on the “Credit Card” option in the “Recharge & Pay Bills” section.
  4. Select “Jammu and Kashmir Bank Credit Card” as the biller.
  5. Enter your credit card details, such as the card number and the bill amount you want to pay.
  6. Review the payment details and confirm the transaction.
  7. Choose your preferred payment method (e.g., Paytm Wallet, debit card, credit card, or net banking).
  8. Complete the payment process and you will receive a confirmation of the payment.

Auto debit

To make your Jammu and Kashmir Bank Credit Card bill payments online through Paytm:

  1. Open the Paytm app or visit the Paytm website.
  2. Log in to your Paytm account or create one if you don’t have it.
  3. Click on the “Credit Card” option in the “Recharge & Pay Bills” section.
  4. Select “Jammu and Kashmir Bank Credit Card” as the biller.
  5. Enter your credit card details, such as the card number and the bill amount you want to pay.
  6. Review the payment details and confirm the transaction.
  7. Choose your preferred payment method (e.g., Paytm Wallet, debit card, credit card, or net banking).
  8. Complete the payment process and you will receive a confirmation of the payment.

NEFT

To make your Jammu and Kashmir Bank Credit Card bill payment online through NEFT, follow these steps:

  1. Log in to your online banking account provided by Jammu and Kashmir Bank.
  2. Add your Jammu and Kashmir Bank credit card as a beneficiary if not already added.
  3. Select the “Fund Transfer” or “NEFT” option.
  4. Choose the beneficiary (your credit card account).
  5. Enter the credit card details and the amount you want to pay.
  6. Confirm the transaction and provide any required One-Time Password (OTP) or authentication.
  7. Verify the payment details and submit the NEFT transaction.
  8. After successful completion, your Jammu and Kashmir Bank Credit Card bill payment will be processed.

How to Make your Jammu and Kashmir Bank Credit Card Bill Payments Offline?

You can pay your Jammu and Kashmir Bank Credit Card Bill Payments Offline using various methods:

Demand Draft/Cheque

To make offline Jammu and Kashmir Bank Credit Card bill payments through a demand draft or cheque, follow these steps:

  1. Prepare the Cheque/Demand Draft: Write a cheque or obtain a demand draft payable to “Jammu and Kashmir Bank Credit Card Account” for the desired amount.
  2. Fill in Details: On the cheque or demand draft, provide your credit card account number, contact number, and any other required information.
  3. Visit the Bank: Go to your nearest Jammu and Kashmir Bank branch or any authorized collection center.
  4. Submit Payment: Submit the cheque or demand draft to the bank representative along with any required documents.
  5. Receipt: Ensure you receive a receipt or acknowledgment for the payment made. This will serve as proof of payment.

Cash Payment

To make offline cash payments for your Jammu and Kashmir Bank Credit Card bill, follow these steps:

  1. Visit the nearest Jammu and Kashmir Bank branch.
  2. Proceed to the bank’s customer service or cash counter.
  3. Fill out a credit card bill payment slip provided by the bank. Include your credit card number, name, and the amount you wish to pay.
  4. Submit the filled payment slip and your cash to the bank teller.
  5. The bank will process your payment and provide you with a receipt as proof of payment.