Karnataka Bank Credit Card Bill Payment

Karnataka Bank offers tailored credit cards designed to meet diverse requirements, including shopping, travel, hotel bookings, and corporate needs. These credit cards come with distinct rewards and benefits. To enhance customer convenience, Karnataka Bank provides a range of payment options, encompassing both online and offline modes.

How to Make your Karnataka Bank Credit Card Bill Payments Online?

Net Banking

To make your Karnataka Bank Credit Card Bill Payments online through Net Banking, follow these steps:

  1. Users can access the net banking facility after completing the online registration process.
  2. To view the outstanding balance on their credit card and make payments, users need to link their credit card to their net banking account, using their ATM pin details.
  3. Once the Karnataka Bank credit card is successfully linked to the net banking account, users gain the ability to review both billed and unbilled transactions, check due dates, monitor reward points, and more.
  4. To access these features, users simply need to log in to their net banking account through the bank’s official website. They can then navigate to the “credit card” tab and select the “credit card payment” option.
  5. Karnataka Bank’s net banking also offers a hot listing facility, allowing users to promptly block their credit card in case of loss or theft. This feature helps prevent any unauthorized use of the card.

Auto payment debit

To make your Karnataka Bank Credit Card Bill Payments online through Auto payment debit, follow these steps:

  1. Individuals with multiple credit cards can leverage the convenience of the auto-debit option to streamline their credit card bill payments.
  2. To activate this feature, specific instructions must be configured on the corresponding Karnataka Bank savings account.
  3. The auto-debit facility provides the flexibility to either settle the minimum required payment or clear the entire outstanding balance on the credit card.
  4. By setting up these instructions, users can ensure timely and hassle-free credit card bill settlements without the need for manual intervention each month.

NEFT

To make your Karnataka Bank Credit Card Bill Payments online through NEFT, follow these steps:

  1. To make Karnataka Bank credit card bill payments using this method, users are required to input the credit card number as the payee account number.
  2. Additionally, users need to provide the corresponding IFSC code associated with the payment process.
  3. Payments made during regular working hours on weekdays are processed and transferred on the same day.
  4. Conversely, payments initiated after working hours are transferred on the following day, adhering to the bank’s processing timeline.

Bill Desk

To make your Karnataka Bank Credit Card Bill Payments online through Bill Desk, follow these steps:

  1. The Bill Desk page is accessible to individuals without a Karnataka Bank account.
  2. Users can input essential information such as the card number and the payment amount.
  3. Following this input, the user is directed to the relevant net banking portal to finalize the transaction.
  4. Non-Karnataka Bank account holders can utilize the Bill Desk page for a seamless process of entering details and completing credit card payments through the associated net banking portal.

How to Make your Karnataka Bank Credit Card Bill Payments Offline?

Cash Payment

To make your Karnataka Bank Credit Card Bill Payments offline through Cash Payment, follow these steps:

  1. To settle credit card bills, you have the option to make cash payments at the nearest Karnataka Bank branch.
  2. This payment method incurs a processing fee, which is associated with the transaction.
  3. Visit the bank branch in person to complete the cash payment for your credit card bill.
  4. Keep in mind that this option involves a fee, and it provides a convenient way to pay credit card bills directly at a Karnataka Bank branch.

Cheque Payment

To make your Karnataka Bank Credit Card Bill Payments offline through Cheque Payment, follow these steps:

  1. To make a credit card bill payment, you can opt for the cheque payment method.
  2. Write down essential details, including the credit card number, on the cheque.
  3. Head to the nearest ATM or locate a designated cheque drop box.
  4. Drop the cheque into the ATM or deposit it in the specified cheque drop box.
  5. This convenient method allows you to settle your credit card dues by using a cheque, ensuring a straightforward payment process.

ATM

To make your Karnataka Bank Credit Card Bill Payments offline through ATM, follow these steps:

  1. Karnataka Bank credit card bills can be conveniently settled through an ATM transfer using any of the bank’s ATMs.
  2. This service is available round the clock, providing customers with the flexibility to make payments at any time.
  3. The process involves transferring the necessary payment amount from the customer’s savings or current account to their credit card account.
  4. Utilizing the bank’s ATMs for credit card bill payments ensures accessibility and efficiency, allowing customers to manage their payments seamlessly.