SBI Credit Card Bill Payment

Easily settle your SBI credit card bill using diverse methods. Utilize the SBI Card website, mobile app, or net banking for online payments. Alternatively, opt for Electronic Clearing Service (ECS), National Electronic Funds Transfer (NEFT), or visit an SBI branch for offline transactions. Timely payment is crucial to evade late fees and uphold a positive credit score.

How to Make your SBI Credit Card Bill Payment Online?

Here are some convenient and swift approaches for making online payments for your SBI credit cards. Below, you’ll find instructions on how to settle your SBI credit card dues using each of these methods.

NEFT

To pay your SBI Credit Card bill payment online through NEFT (National Electronic Funds Transfer), you can follow these steps:

1. Log into Your Bank’s Online Banking:

  • Log in to your internet banking account provided by your bank where you have a savings or current account.

2. Add SBI Credit Card as a Beneficiary:

  • Navigate to the “Fund Transfer” or “Payments” section of your bank’s online banking portal.
  • Select “Add a New Payee” or “Add Beneficiary.”
  • Choose “Credit Card” as the beneficiary type.

3. Provide the following details:

  • Beneficiary Name: Enter “SBI Credit Card XXXX” (XXXX is your 16-digit SBI Credit Card number).
  • Beneficiary Account Number: Re-enter your 16-digit SBI Credit Card number.
  • IFSC Code: Use the IFSC code of the SBI Card payment center, which is typically SBIN00CARDS.

4. Initiate the NEFT Transaction:

  • After adding the beneficiary, select “NEFT” as the payment method.
  • Enter the amount you wish to pay (your credit card bill amount).
  • Add remarks or description (optional).
  • Verify the details and confirm the transaction.

5. Authorize the Payment:

  • You may be required to enter an OTP (One-Time Password) or provide other authentication methods for security purposes.

6. Confirmation:

  • Once the NEFT transaction is successful, you will receive a confirmation message with a transaction reference number.

7. Check SBI Credit Card Account:

  • Allow some time for the payment to reflect in your SBI Credit Card account. It typically takes a few hours to a day for the payment to be processed.

PayNet

To settle your State Bank of India (SBI) credit card dues via PayNet, adhere to the subsequent instructions:

1. Visit the SBI Card Official Website:

2. Log In to Your SBI Credit Card Account:

  • Click on the “Login” or “Sign In” option to access your SBI credit card account. Please provide your unique username along with the corresponding password to access your account.

3. Access Bill Payment Section:

  • Once logged in, navigate to the “Payments” or “Pay Your Card Bill” section. This is where you can initiate your credit card bill payment.

4. Choose the Payment Mode:

  • Select “PayNet” as the payment mode. PayNet is a secure online payment service offered by SBI Card for credit card bill payments.

5. Enter Payment Details:

  • Enter your SBI credit card number, the amount you wish to pay, and other required payment details.

6. Select the Payment Source:

  • Choose the source from which you want to make the payment. This could be your SBI savings account or another bank account, depending on the options available.

7. Authenticate the Payment:

  • Follow the authentication steps required to confirm the payment. This may involve entering an OTP (One-Time Password) sent to your registered mobile number or using your internet banking credentials.

8. Review and Confirm:

  • Double-check all the payment details to ensure accuracy. Once you are satisfied, click on the “Confirm” or “Make Payment” button to proceed.

9. Payment Confirmation:

  • After successful payment, you will receive a confirmation message on the screen, and you may also receive an email or SMS confirmation.

10. Save Receipt or Acknowledgment:

  • It’s a good practice to save or take a screenshot of the payment confirmation for your records.

Visa Credit Card Pay

Paying your SBI Credit Card bill online through Visa Credit Card Pay is a convenient and quick process. Visa Credit Card Pay is a feature that allows you to use your Visa debit card to make payments. Here are the steps to pay your SBI Credit Card bill online using this method:

1. Access your SBI Card Account by logging in.

  • Visit the official SBI Card website (https://www.sbicard.com/).
  • Log in to your SBI Card account using your username and password.

2. Access the Bill Payment Section:

  • Once logged in, go to the “Payments” or “Pay Your Card Bill” section. The exact wording may vary, but it’s typically located in the main menu or dashboard.

3. Choose Visa Credit Card Pay:

  • Find the avenue to settle your SBI credit card dues through Visa Credit Card Pay. It might be designated by various names, hence, scrutinize for references to Visa payments or debit card transactions.

4. Enter Payment Details:

  • Enter your SBI Credit Card details, including the credit card number, the bill amount you wish to pay, and any other required information.

5. Select Visa Debit Card:

  • Choose the payment method as “Visa Debit Card” or any similar option that allows you to make payments using your Visa debit card.

6. Provide Visa Debit Card Details:

  • Enter the details of your Visa debit card, including the card number, expiration date, and CVV (Card Verification Value).

7. Authenticate Payment:

  • Complete any additional authentication steps required by your bank or SBI Card for security purposes. This may involve receiving an OTP (One-Time Password) on your registered mobile number and entering it to confirm the transaction.

8. Confirm Payment:

  • Review the payment details to ensure accuracy.
  • To start the payment process, simply select either the “Confirm” or “Pay” button.

9. Payment Confirmation:

  • After a successful payment, you will receive a confirmation message or email, and your SBI Credit Card bill will be marked as paid.

10. Keep Records:

  • It’s a good practice to keep a record of the transaction, including the transaction ID or reference number, for future reference.

Mobile Banking

Paying your SBI Credit Card bill online through Mobile Banking is a convenient process. Here are the steps to make an SBI Credit Card bill payment using the SBI Mobile Banking app:

1. Download and Install SBI Mobile Banking App:

  • If you haven’t done so yet, make sure to grab and install the SBI Mobile Banking app from your device’s app store.

2. Log In:

  • Open the app and log in using your Mobile Banking credentials, such as your username and password.

3. Link Your SBI Credit Card:

  • If you haven’t linked your SBI Credit Card to your Mobile Banking account, you may need to do this first. Look for an option like “Link Accounts” or “Add Biller” and follow the on-screen instructions to link your credit card.

4. Access the Bill Payment Section:

  • Once your credit card is linked, navigate to the “Bill Payments” or “Credit Card Payments” section within the app. This section may vary slightly depending on the app version.

5. Select Your SBI Credit Card:

  • Select your SBI Credit Card either from the linked accounts or billers provided.

6. Enter Payment Details:

  • Please input the sum you wish to allocate for your credit card payment. You can choose to pay the minimum due, settle the entire outstanding balance, or specify a personalized amount.

7. Choose Payment Method:

  • Choose the bank account you wish to use for payment, making sure it holds enough funds.

8. Review and Confirm:

  • Review the payment details, including the amount and the selected bank account. Confirm that the information is correct.

9. Authenticate the Transaction:

  • Depending on your app’s security settings, you may be asked to enter a One-Time Password (OTP) sent to your registered mobile number or use biometric authentication to confirm the payment.

10. Payment Confirmation:

  • After successfully authenticating the transaction, you will receive a confirmation message. This may also include a transaction reference number.

11. Payment Receipt:

  • Typically, you can access and download a payment receipt for your records. It’s important to save this receipt as evidence of your payment.

12. Logout:

  • For security, log out of the SBI Mobile Banking app when you’re done.

UPI Payment

To pay your SBI credit card bill online through UPI (Unified Payments Interface), follow these steps:

1. Set Up UPI ID:

  • If you haven’t already, set up a UPI ID with your bank or a UPI-enabled app like Google Pay, PhonePe, or any other UPI-supported platform.

2. Add Beneficiary:

  • Open your UPI app and navigate to the “Add Beneficiary” or “Add Payee” section.

Enter the payee details:

  • Beneficiary Name: Enter “SBI Credit Card.”
  • Beneficiary Account Number: Enter your SBI credit card number.
  • IFSC Code: Use the IFSC code “SBIN00CARDS” for SBI credit card payments.
  • Save the payee details.

3. Initiate Payment:

  • After adding SBI Credit Card as a beneficiary, go to the “Send Money” or “Pay” section within your UPI app.

4. Select Beneficiary:

  • Choose “SBI Credit Card” as the beneficiary or payee.

5. Enter Payment Amount:

  • Enter the amount you wish to pay towards your SBI credit card bill.

6. Confirm Payment:

  • Double-check the payment details, including the beneficiary and amount.
  • Confirm and authorize the payment.

7. Enter UPI PIN:

  • Enter your UPI PIN to authenticate the transaction securely.

8. Payment Confirmation:

  • Once the payment is successful, you’ll receive a confirmation message from your UPI app.

9. Check Credit Card Statement:

  • After a short while, check your SBI credit card statement to ensure the payment reflects as a credit.

How to Make your SBI Credit Card Bill Payments Offline?

Offline methods for paying your SBI credit card bill are also available. These payment options encompass:

ATM

Making a payment for your SBI credit card bill via an ATM without using online methods is quite simple. Let’s walk through the steps:

1. Visit an SBI ATM:

  • Find the closest ATM operated by the State Bank of India.

2. Insert Your Card:

  • Slide your SBI credit card into the ATM slot.

3. Enter Your PIN:

  • Enter your 4-digit PIN (Personal Identification Number).

4. Select “Services”:

  • From the main menu, select the “Services” option.

5. Choose “Bill Payments”:

  • Select “Bill Payments” or a similar option that allows you to make payments.

6. Select “Credit Card Payment”:

  • Select “Payment via Credit Card” from the list of bill payment methods provided.

7. Enter the Payment Details:

  • Enter the necessary payment details, such as the credit card number and the payment amount. Double-check the details to ensure accuracy.

8. Confirm Payment:

  • Check the payment details thoroughly and verify the transaction.

9. Receipt and Confirmation:

  • The ATM will provide a receipt as confirmation of your payment. Keep this receipt for your records.

10. Complete Transaction:

  • Once the transaction is complete, remove your credit card and any receipts, and exit the ATM.

Manual Drop Box

Paying your SBI Credit Card bill offline through a manual drop box is a simple process. Follow these instructions to accomplish the task:

1. Get the Payment Details:

  • Collect the payment details, including your SBI Credit Card number and the amount you need to pay.

2. Prepare a Cheque/Demand Draft (DD):

  • Write a cheque or prepare a Demand Draft (DD) payable to “SBI Card A/c [Your Credit Card Number].” Ensure that the amount matches your credit card bill.

3. Fill the Envelope:

  • Place the cheque/DD along with a slip indicating your credit card number, name, and contact information inside an envelope.

4. Locate an SBI Card Drop Box:

  • Find a nearby SBI Card drop box. These drop boxes are often located in prominent SBI branches and other convenient locations.

5. Drop the Envelope:

  • Insert the sealed envelope into the SBI Card drop box. Ensure that it goes into the correct slot.

6. Acknowledgment:

  • Retain the payment receipt or acknowledgment slip if one is provided by the drop box.

Electronic Drop Box

You can pay your SBI credit card bill offline through an Electronic Drop Box by following these steps:

1. Prepare Your Payment:

  • Determine the total payment required for your SBI credit card bill.
  • Ensure you have cash or a check to cover the bill amount.

2. Visit the SBI Branch:

  • Go to the nearest State Bank of India (SBI) branch. You can locate your nearest branch through the SBI website or by asking a bank representative.

3. Locate the Electronic Drop Box:

  • Search for the specialized Electronic Drop Box intended solely for making payments towards SBI credit cards inside the bank branch.

4. Complete the Payment Slip:

  • Fill out the payment slip provided by the bank. Include your credit card number, contact details, and the bill amount.

5. Insert Payment into Drop Box:

  • Place the filled-out payment slip along with the cash or check for the bill amount into the Electronic Drop Box.

6. Confirmation Receipt:

  • Once you’ve deposited your payment, you may receive a receipt or acknowledgment slip. Keep this slip as proof of payment.

7. Payment Processing:

  • The payment will be processed by the bank, and it may take a few days to reflect on your credit card statement.