UCO Bank Credit Card Bill Payment

UCO Bank Credit Card Bill Payment refers to the process of settling the outstanding dues on credit cards issued by UCO Bank, a prominent commercial bank established in 1943. As one of the leading banking institutions in the country, UCO Bank is recognized for its advanced services, including Bank NEFT/RTGS/IMPS Charges & Timings, reflecting its commitment to staying at the forefront of the financial sector. The bank not only focuses on achieving profitable growth but also emphasizes meeting its socioeconomic responsibilities. This payment process allows credit cardholders to clear their bills conveniently through various electronic fund transfer options offered by the bank.

How to Make your UCO Bank Credit Card Bill Payments Online?

Net Banking

To make your UCO Bank Credit Card Bill Payments online through Net Banking, follow these steps:

  1. Users must register online to access net banking services.
  2. To view credit card outstanding and make payments, users must link their credit card to their net banking account using ATM pin details.
  3. After successfully linking the UCO credit card with the net banking account, users can easily check billed and unbilled transactions, due dates, reward points, and more.
  4. Accessing this information is simple—users need to log in to their net banking account via the bank’s website, navigate to the “credit card” tab, and select the “credit card payment” option.
  5. UCO net banking also offers a hot listing facility, allowing users to block their credit card to prevent any misuse in case of loss or theft.

Auto Debit

To make your UCO Bank Credit Card Bill Payments online through Auto Debit, follow these steps:

  1. Users with multiple credit cards can take advantage of the auto debit feature for convenient payment of their credit card bills.
  2. To utilize this option, specific instructions must be configured on the associated UCO savings account.
  3. The auto debit facility provides the flexibility to either pay the minimum amount due or settle the entire outstanding balance.

Mobile App

To make your UCO Bank Credit Card Bill Payments online through Mobile App, follow these steps:

  1. To begin, users should download and install the UCO app on their mobile phones.
  2. After installation, users can log in to the app using their customer ID.
  3. The app is designed for mobile convenience and offers the same features as the net banking portal, ensuring accessibility from any location.
  4. Credit card accounts are safeguarded with 128-bit SSL protection, ensuring high security.
  5. This security feature enables users to perform transactions safely from virtually anywhere using the mobile app.

NEFT

To make your UCO Bank Credit Card Bill Payments online through NEFT, follow these steps:

  1. To pay UCO credit card bills using this method, users input the UCO credit card number as the payee account number.
  2. Additionally, the corresponding IFSC code must be provided for the transaction to be processed.
  3. Payments initiated during working hours on weekdays are transferred on the same day.
  4. Conversely, payments made after working hours are processed on the following day.

RTGS

To make your UCO Bank Credit Card Bill Payments online through RTGS, follow these steps:

  1. Suitable for individuals engaging in substantial credit card transactions, enabling them to make a single full payment.
  2. Requires activation of net banking in the corresponding bank account for transaction execution.

BillDesk

To make your UCO Bank Credit Card Bill Payments online through BillDesk, follow these steps:

  1. Non-UCO account holders have the option to utilize the Bill Desk page.
  2. To initiate a transaction, users are required to input essential information such as the card number and the desired amount.
  3. Following the data entry, users are redirected to the relevant net banking portal to finalize and complete the transaction.

How to Make your UCO Bank Credit Card Bill Payments Offline?

Cheque

To make your UCO Bank Credit Card Bill Payments offline through Cheque, follow these steps:

  1. Paying your credit card bill is possible through a cheque, and you can conveniently do this by using either the nearest ATM or a designated cheque drop box.
  2. Begin by writing essential details on the cheque, including the credit card number and any other required information.
  3. To complete the payment process, drop the cheque into the ATM or the designated cheque drop box.
  4. This method provides a straightforward way to settle your credit card dues without the need for online transactions or direct bank visits.

Cash

To make your UCO Bank Credit Card Bill Payments offline through Cash, follow these steps:

  1. Cash payments for credit card bills are accepted at the closest UCO bank branch.
  2. A processing fee is applicable when settling credit card dues through cash at the bank.

ATM

To make your UCO Bank Credit Card Bill Payments offline through ATM, follow these steps:

  1. UCO credit card bills are conveniently payable through ATM transfers at any of the bank’s ATMs.
  2. The service is available around the clock, 24/7, providing flexibility to users.
  3. Users can transfer the necessary amount from their savings or current account directly to their UCO credit card account.