Union Bank of India Credit Card Bill Payment

Union Bank of India Credit Card Bill Payment refers to the process of settling the outstanding balance on a credit card issued by Union Bank of India. This can be done through various methods, including online banking, mobile apps, or by visiting a bank branch. Cardholders need to make timely payments to clear their credit card dues, ensuring they avoid late payment fees and maintain a good credit history. Payment options may include full payment of the outstanding amount or the minimum amount due, with interest charges applicable for carrying forward a balance.

How to Make your Union Bank of India Credit Card Bill Payments Online?

To make your Union Bank of India Credit Card bill payments online, follow these steps:

How to pay Union Bank of India Credit Card Bill Online using Internet Banking

Paying your Union Bank of India Credit Card Bill online using internet banking is a convenient and hassle-free process. Here’s a step-by-step guide to help you make the payment:

  1. Log In: Go to Union Bank of India’s official website and log in to your internet banking account using your credentials.
  2. Navigate to Credit Card Bill Payment: Look for the option to pay your credit card bill. This may be under the “Payments” or “Bill Pay” section.
  3. Add Payee: If you haven’t already added your Union Bank of India Credit Card as a payee, you will need to do so. Add the card as a payee by providing your credit card details, including the card number and other required information.
  4. Initiate Payment: Once the payee is added, select it and enter the payment amount. You can choose to pay the full outstanding balance or a specific amount.
  5. Choose Account: Select the bank account from which you want to make the payment.
  6. Review and Confirm: Double-check the payment details, including the payment amount and the account from which the funds will be debited.
  7. Authenticate: You may be required to enter a One-Time Password (OTP) or use another method to authenticate the transaction.
  8. Complete Payment: After confirming the payment details and authentication, submit the payment. You will receive a confirmation message once the payment is processed.
  9. Payment Receipt: It’s advisable to keep a copy of the payment receipt or transaction ID for your records.

How to pay Union Bank of India Credit Card Bill Online using BillDesk or Union Bill Pay

Paying your Union Bank of India Credit Card Bill online using BillDesk or Union Bill Pay is a convenient way to settle your dues. Here’s how you can do it:

Using BillDesk:

  1. Visit the BillDesk Website: Go to the BillDesk website (www.billdesk.com).
  2. Select Biller: In the “Select a Service/Payment Type” section, choose “Union Bank of India – Credit Card.”
  3. Enter Details: Provide your Union Bank of India Credit Card number and other required details. Ensure that the information is accurate.
  4. Payment Amount: Enter the amount you wish to pay. You can choose to pay the full outstanding balance or a specific amount.
  5. Payment Method: Select your preferred payment method. You can use your bank account, debit card, or other available options.
  6. Authenticate: You may be asked to authenticate the transaction using a One-Time Password (OTP) or other security measures.
  7. Confirm and Pay: Review the payment details, and once everything is accurate, confirm the payment.
  8. Payment Confirmation: You’ll receive a confirmation message once the payment is processed. It’s advisable to keep a copy of the payment receipt or transaction ID.

Using Union Bill Pay:

  1. Log In to Union Bank of India Net Banking: Access your Union Bank of India Net Banking account by logging in with your credentials.
  2. Locate Bill Pay Section: Navigate to the Bill Pay section within your online banking dashboard.
  3. Add Biller: Add “Union Bank Credit Card” as a biller if you haven’t already. Provide your credit card details, including the card number, and follow the instructions.
  4. Initiate Payment: After adding the biller, select it from your list of payees and enter the payment amount.
  5. Choose Account: Select the bank account from which you want to make the payment.
  6. Review and Confirm: Double-check the payment details and confirm the transaction.
  7. Authenticate: You may need to authenticate the payment using an OTP or other security measures.
  8. Complete Payment: Once the payment is confirmed, submit it, and you will receive a confirmation message.

How to pay Union Bank of India Credit Card Bill Online using NEFT

Paying your Union Bank of India Credit Card Bill online using NEFT (National Electronic Funds Transfer) is another convenient option.

Here’s how you can do it:

1. Log In to Your Bank’s Net Banking: Log in to your bank’s internet banking portal where you have an account linked to your Union Bank of India Credit Card.

2. Add Union Bank of India as a Payee:

  • In the “Add Payee” or “Manage Payees” section, select “Add a new payee.”
  • Choose “Union Bank of India Credit Card” as the type of payee.
  • Provide the payee details, which typically include the payee name, payee account number (your Union Bank of India Credit Card number), the payee bank’s name (Union Bank of India), and the branch’s location.

3. Initiate an NEFT Transaction:

  • Go to the “Fund Transfer” or “Payments” section in your internet banking account.
  • Choose the option to make an NEFT payment.

4. Enter Payment Details:

  • Select the payee you added in the previous step.
  • Enter the payment amount. You can choose to pay the full outstanding balance or a specific amount.
  • Verify and confirm the payment details.

5. Authenticate the Transaction:

  • You may be required to authenticate the NEFT transaction using a One-Time Password (OTP) or another security method provided by your bank.

6. Review and Confirm:

  • Double-check all the details, including the payment amount and the payee information.

7. Submit the NEFT Payment:

  • Once you’ve confirmed that the details are correct, initiate the NEFT payment.

8. Payment Confirmation:

  • You will receive a transaction confirmation, and the payment will be processed.

9. Keep the Payment Receipt:

  • It’s a good practice to keep a record of the payment receipt or transaction ID for your records.

How to Make your Union Bank of India Credit Card Bill Payments Offline?

To make Union Bank of India Credit Card bill payments offline, you have a few options.

How to pay Union Bank of India Credit Card Bill Offline through Cheque/Drafts

You can pay your Union Bank of India Credit Card Bill offline through cheques or demand drafts. Here’s how to do it:

Paying by Cheque:

1. Write a Cheque:

  • Fill in a cheque payable to “Union Bank of India Credit Card Account.”
  • Write your Union Bank of India Credit Card number on the back of the cheque.

2. Visit a Union Bank of India Branch:

  • Locate the nearest Union Bank of India branch or an authorized collection center.

3. Fill Out a Deposit Slip:

  • Fill out a deposit slip with your details, including your name, credit card number, and the amount you want to pay.

4. Submit the Cheque:

  • Submit the cheque and deposit slip to the bank teller.

5. Collect Receipt:

  • After processing your payment, the bank will provide you with a payment receipt or acknowledge the payment on your deposit slip. Keep this receipt for your records.

Paying by Demand Draft:

1. Obtain a Demand Draft:

  • Get a demand draft made payable to “Union Bank of India Credit Card Account.”
  • Mention your Union Bank of India Credit Card number on the demand draft.

2. Visit a Union Bank of India Branch:

  • Locate a nearby Union Bank of India branch or an authorized collection center.

3. Fill Out a Deposit Slip:

  • Fill out a deposit slip with your details, including your name, credit card number, and the demand draft amount.

4. Submit the Demand Draft:

  • Present the demand draft and deposit slip to the bank teller.

5. Collect Receipt:

  • The bank will process your payment and provide you with a payment receipt or acknowledge the payment on your deposit slip. Keep this receipt as proof of payment.

How to pay Union Bank of India Credit Card Bill Offline through Cash

To pay your Union Bank of India Credit Card Bill offline using cash, follow these steps:

1. Visit a Union Bank of India Branch:

  • Locate your nearest Union Bank of India branch. You can find branch locations on the bank’s official website or by contacting their customer service.

2. Fill Out a Deposit Slip:

  • Upon arriving at the bank, ask for a deposit slip for credit card bill payment.
  • Fill out the deposit slip with your details, including your name, Union Bank of India Credit Card number, and the payment amount in cash.

3. Submit Cash Payment:

  • Hand over the filled deposit slip along with the cash payment to the bank teller.
  • The teller will process your payment and provide you with a receipt as confirmation of the payment.

4. Verify Payment Details:

  • Before leaving the bank, double-check the receipt to ensure all the payment details are correct.

5. Keep the Payment Receipt:

  • It’s essential to keep the payment receipt for your records, as it serves as proof of payment.

6. Pay Early: Be sure to visit the bank and make the payment well in advance of the credit card due date to avoid any late payment fees.