Yes Bank Credit Card Bill Payment

Ensuring you settle your credit card bills prior to the due date is crucial in preventing elevated interest rates and a decline in your credit score. This is why YES Bank provides multiple payment options, simplifying the process of clearing your outstanding balances. These services are available to both YES Bank account holders and non-account holders alike.

How to Make your Yes Bank Credit Card Bill Payments Online?

Making Yes Bank credit card bill payments online is convenient and can be done through various methods. Here are the different ways you can pay your Yes Bank credit card bill online:

Net banking

To pay your Yes Bank Credit Card bill online through Net Banking, follow these steps:

  1. Login to Net Banking: Log in to your Yes Bank Net Banking account using your user ID and password.
  2. Locate Credit Card Payments: Inside your Net Banking dashboard, find the option for credit card payments or bill payments. This location may vary depending on the bank’s website layout.
  3. Add Payee: If you haven’t already added your Yes Bank Credit Card as a payee, you may need to do so. You’ll need to provide your credit card details, such as the card number and the name on the card.
  4. Enter Payment Details: Enter the amount you wish to pay towards your Yes Bank Credit Card bill.
  5. Initiate Payment: Review the payment details for accuracy and then confirm to initiate the payment.
  6. Confirmation: After the payment is processed, you will receive a confirmation message or reference number. Save this as proof of payment.

Standing instructions

To set up standing instructions for online payment of your Yes Bank Credit Card bill, follow these steps:

1. Log into Net Banking:

  • Log in to your Yes Bank Net Banking account using your credentials.

2. Locate Bill Payment Section:

  • Navigate to the “Bill Payments” or “Payments and Transfers” section within your account.

3. Add Biller:

  • Choose “Add Biller” or a similar option and select “Yes Bank Credit Card” as the biller.

4. Provide Details:

  • Enter your Yes Bank Credit Card details, including the card number and the bill amount you want to pay regularly.

5. Set Payment Frequency:

  • Specify the frequency at which you want the payment to be made (e.g., monthly).

6. Authorize Standing Instruction:

  • Review the details and confirm the standing instruction. You may need to provide authorization via OTP or another authentication method.

7. Confirmation:

  • Once confirmed, the standing instruction will be set up, and your Yes Bank Credit Card bill will be paid automatically at the specified frequency.

NEFT/IMPS/RTGS

To pay your Yes Bank Credit Card Bill online through NEFT/IMPS/RTGS, follow these steps:

1. Login to Your Bank Account: Log in to your internet banking account with your respective bank (the bank from which you want to make the payment).

2. Add Payee (Yes Bank Credit Card): Add “Yes Bank Credit Card” as a payee or beneficiary in your account. Enter the following details:

  • Payee Name: Your Name (as on the credit card)
  • Payee Account Number: Your Yes Bank Credit Card Number
  • IFSC Code: YESB0CMSNOC (for NEFT/IMPS/RTGS)

3. Initiate the Transfer: Enter the bill amount you want to pay and initiate the transfer. Ensure you provide your correct Yes Bank Credit Card number as the reference.

4. Confirm and Complete: Review the payment details, including the beneficiary name and account number, and confirm the transaction.

5. Wait for Confirmation: Once the payment is made, you will receive a confirmation message or receipt. It may take some time for the payment to reflect in your credit card account, so check your Yes Bank Credit Card statement after a few business days.

YES Mobile App

To pay your Yes Bank Credit Card bill online through the YES Mobile App in steps:

  1. Download and Install the App: Download and install the YES Mobile App on your smartphone from the app store.
  2. Log In or Register: Open the app and log in using your credentials or register if you are a new user.
  3. Navigate to Credit Card Bill Payment: Once logged in, navigate to the “Credit Card Bill Payment” section. You may find this under the “Payments” or “Credit Card” section.
  4. Add Your Credit Card Details: Enter your Yes Bank credit card details, including the card number and the bill amount you want to pay.
  5. Select Payment Method: Choose your preferred payment method, such as linked bank account, debit card, or net banking.
  6. Verify and Confirm: Double-check the entered details and confirm the payment.
  7. OTP Verification: If required, you may receive an OTP (One-Time Password) for verification. Enter it to authenticate the transaction.
  8. Payment Confirmation: Once the payment is successful, you will receive a confirmation message, and your Yes Bank credit card bill will be paid.

YES Pay App

Paying your Yes Bank Credit Card bill online through the YES Pay App is quick and easy. Here are the steps to do it:

  1. Download the YES Pay App: If you haven’t already, download the YES Pay App from the App Store (for iOS devices) or Google Play Store (for Android devices).
  2. Register/Login: Open the app and either register as a new user or log in using your existing credentials.
  3. Link Your Credit Card: Inside the app, navigate to the “Add Money” or “Credit Card Bill Payment” section, where you can link your Yes Bank Credit Card.
  4. Enter Bill Amount: Specify the bill amount you want to pay.
  5. Choose Payment Method: Select your preferred payment method from the available options (bank account, debit card, UPI, etc.).
  6. Make Payment: Confirm the payment details and complete the transaction.
  7. Confirmation: You will receive a payment confirmation message, and your Yes Bank Credit Card bill payment will be processed.

How to Make your Yes Bank Credit Card Bill Payments Offline?

You can make offline payments for your Yes Bank credit card bills using various methods. Here are different offline payment options:

ATM funds transfer

To pay your Yes Bank credit card bill offline through an ATM funds transfer, follow these steps:

  1. Visit a Yes Bank ATM: Locate a nearby Yes Bank ATM and visit it during its operational hours.
  2. Insert Your Debit Card: Insert your Yes Bank debit card into the ATM’s card slot.
  3. Enter Your PIN: Enter your ATM PIN to access your account.
  4. Select “Fund Transfer”: From the ATM menu options, choose “Fund Transfer” or a similar option that allows you to transfer funds.
  5. Select “Credit Card Payment”: Choose the “Credit Card Payment” option to specify that you want to pay your Yes Bank credit card bill.
  6. Enter Credit Card Details: You will be prompted to enter your Yes Bank credit card number and the payment amount.
  7. Confirm the Transaction: Double-check the details you entered and confirm the transaction.
  8. Receipt: The ATM will provide you with a receipt as proof of the transaction. Keep this receipt for your records.
  9. Payment Processing: Your payment will be processed, and the amount will be deducted from your Yes Bank savings or current account.

Cheque payment

To pay your Yes Bank Credit Card bill offline through a cheque payment, you can follow these steps:

  1. Write a Cheque: Write a cheque payable to “Yes Bank Card A/c <Your Credit Card Number>.” Make sure to write your credit card number accurately.
  2. Mention the Amount: Write the amount you wish to pay in both words and numbers.
  3. Date the Cheque: Fill in the current date on the cheque.
  4. Sign the Cheque: Sign the cheque at the bottom as per your signature on the credit card application.
  5. Prepare an Envelope: Put the filled cheque in an envelope and seal it securely.
  6. Visit a Yes Bank Branch or Drop Box: You can visit a Yes Bank branch or look for a designated drop box location where you can deposit the cheque.
  7. Submit the Cheque: If you are at a Yes Bank branch, you can submit the cheque to the bank’s customer service representative. If you’re using a drop box, follow the instructions provided, which typically involve depositing the sealed envelope.
  8. Keep the Receipt: If you deposit the cheque at a Yes Bank branch, you may receive a receipt as proof of payment. Keep this receipt for your records.
  9. Check for Payment: Monitor your credit card statement to ensure that the payment is processed successfully. It may take a few days for the payment to reflect on your credit card account.

Cash payment

To pay your Yes Bank credit card bill offline through cash payment, you can follow these steps:

  1. Visit a Yes Bank Branch: Locate the nearest Yes Bank branch or ATM in your area. You can find the branch’s address using the Yes Bank website or by contacting Yes Bank’s customer service.
  2. Carry Your Credit Card Statement: Ensure you have your latest Yes Bank credit card statement or credit card number handy. You may need this information when making the payment.
  3. Visit the Bank: Go to the Yes Bank branch during their working hours. Most banks accept credit card bill payments at their branches. You can also inquire with the bank staff about the specific process for credit card bill payments.
  4. Fill Out the Payment Slip: At the bank, you will likely need to fill out a payment slip or form for credit card bill payments. Provide your credit card details, including the card number, name on the card, and the bill amount you wish to pay.
  5. Make the Cash Payment: Hand over the completed payment slip along with the cash amount equivalent to your credit card bill to the bank teller. They will process the payment for you.
  6. Collect Payment Receipt: After making the payment, be sure to collect a payment receipt from the bank. This receipt serves as proof of payment and may be helpful in case of any discrepancies in the future.
  7. Verify the Payment: After a few days, you can verify that your payment has been successfully credited to your Yes Bank credit card account. You can do this by checking your credit card statement online or contacting Yes Bank’s customer service.