Two Wheeler Insurance

Two-wheelers are an integral part of daily life, offering convenience and maneuverability on congested roads. As a responsible two-wheeler owner, it is crucial to protect your valuable asset and yourself against unforeseen circumstances. That’s where two-wheeler insurance comes into play. With a plethora of insurance providers in the market, finding the best two-wheeler insurance policy can be overwhelming. Here we aim to guide you through the top choices for two-wheeler insurance in India, highlighting their key features, coverage options, and customer satisfaction. Whether you own a motorcycle, scooter, or moped, securing the right insurance policy ensures peace of mind while you ride on the roads.

Best Two-Wheeler Insurance in India

HDFC ERGO Two Wheeler Insurance

HDFC ERGO Two Wheeler Insurance is a leading insurance provider in India that offers comprehensive coverage and a range of benefits for two-wheeler owners. The insurance plans are designed to cater to different needs, offering options for both third-party liability insurance and comprehensive insurance. HDFC ERGO provides hassle-free claim settlement, ensuring a smooth process for policyholders.

Number of Network Garages:
2000+

Starting From:
Bike Insurance Premium Starts at ₹538*

Benefits:

• AI-enabled Claim Settlement.
• Provides coverage for accidents and damages caused by natural or man-made calamities.
• Customize your bike insurance policy with add-ons like zero depreciation and emergency roadside assistance.
• Offers coverage of up to ₹15 lakhs for personal accidents.
• Buy your policy in less than 3 minutes.
• Enjoy the convenience of doorstep repair services for your two-wheeler.
• Benefit from emergency roadside assistance to get your bike repaired anytime and anywhere.

Bajaj Allianz Two Wheeler Insurance

Bajaj Allianz Two Wheeler Insurance is a trusted insurance provider offering comprehensive coverage and a range of benefits for two-wheeler owners. The insurance plans provide coverage for own damage as well as third-party liabilities, ensuring financial security in case of any unfortunate incidents. They offers a seamless claim settlement process and a dedicated customer support team to assist policyholders throughout the insurance journey.

Number of Network Garages:
4000+

Benefits:

• Easy and seamless renewal process without inspections or lengthy questionnaires.
• Wide range of additional covers to enhance your two-wheeler insurance for comprehensive protection.
• Option to transfer up to 50% of No Claim Bonus.
• Impressive 98% claim settlement ratio for customer satisfaction.
• Utilize the Caringly Yours App for on-the-spot claim settlements.

ICICI Lombard Two Wheeler Insurance

ICICI Lombard Two Wheeler Insurance provides reliable coverage and a range of benefits for two-wheeler owners. The insurance plans offer comprehensive coverage, including own damage and third-party liabilities. ICICI Lombard prioritizes customer convenience, offering a hassle-free claim settlement process and a wide network of authorized garages for quick and cashless repairs.

Number of Network Garages:
6100+

Benefits:

• Choose from various add-on covers like zero depreciation and roadside assistance for enhanced protection.
• Earn discounts on premiums for every claim-free year.
• Get round-the-clock assistance for any queries or support.
• Enjoy a seamless and hassle-free policy renewal process.
• Easily manage and track your policy online for convenience.

Oriental Two Wheeler Insurance

Oriental Two Wheeler Insurance is a trusted insurance provider offering comprehensive coverage and benefits for two-wheeler owners. The insurance plans provide coverage for own damage as well as third-party liabilities, ensuring financial security in case of any unfortunate incidents. With a strong presence in the market, Oriental Insurance is a reliable choice for two-wheeler insurance, offering peace of mind and financial protection for your valuable asset.

Number of Network Garages:
3100+

Benefits:

• Offers additional covers like zero depreciation and roadside assistance for enhanced protection.
• Ensures efficient and smooth claim settlement process.
• Provides a dedicated customer support team to assist with queries and concerns.
• Allows customization of policies to suit individual needs and preferences.
• Offers a seamless and convenient policy renewal process.
• Provides competitive premium rates for affordable coverage.

New India Assurance Two Wheeler Insurance

New India Assurance Two Wheeler Insurance is a reputable insurance provider that offers comprehensive coverage and a range of benefits for two-wheeler owners. The insurance plans provide coverage for own damage as well as third-party liabilities, ensuring financial security in case of any unfortunate incidents. New India Assurance focuses on customer satisfaction and provides a seamless claim settlement process.

Number of Network Garages:
3000+

Benefits:

• Provides competitive and affordable premium rates for two-wheeler insurance.
• Enjoy discounts on premiums during renewals for each claim-free year.
• Access hassle-free repairs and services at a wide network of garages without upfront payments.
• Experience efficient and timely assistance, minimizing waiting time.
• Seek assistance anytime, ensuring a convenient insurance experience.
• Customize your policy with additional features like zero depreciation, roadside assistance, and personal accident cover.
• Renew and purchase policies conveniently from home or office.

SBI General Two Wheeler Insurance

SBI General Two Wheeler Insurance provides comprehensive coverage for your bike, protecting it against various risks like accidents, theft, natural disasters, and third-party liabilities. With affordable premiums, SBI General ensures that you can safeguard your two-wheeler without straining your budget. The policy offers cashless claim settlement at a wide network of garages, making repairs and services hassle-free.

Number of Network Garages:
6400+

Benefits:

• Affordable premiums that fit within your budget.
• Quick and efficient claim settlement processes.
• 24/7 customer support for assistance whenever needed.
• Convenient online policy management for easy renewal and purchase.
• Trustworthy and reliable insurance provider.

United India Two Wheeler Insurance

United India Two Wheeler Insurance is a trusted and reliable insurance provider that offers comprehensive coverage for two-wheelers in India. With a strong presence in the insurance industry, United India has gained a reputation for its customer-centric approach and efficient claim settlement process. Their two-wheeler insurance policies provide protection against third-party liabilities as well as damages caused to the insured vehicle due to accidents, theft, natural calamities, or fire.

Number of Network Garages:
3100+

Benefits:

• Additional benefits like personal accident cover, roadside assistance, and zero depreciation.
• Trusted and reliable insurance provider with a strong presence in the industry.
• Provides timely support and assistance in case of any unforeseen events.
• Convenient and hassle-free policy purchase and renewal processes.
• Competitive premium rates and flexible payment options.

Reliance General Two Wheeler Insurance

Reliance General Two Wheeler Insurance is a comprehensive insurance policy offered by Reliance General Insurance Company Limited. It provides financial protection and coverage against various risks and damages associated with two-wheelers, such as motorcycles and scooters. The policy covers a wide range of benefits, including third-party liability coverage, own-damage coverage, personal accident cover, and optional add-on covers for enhanced protection.

Number of Network Garages:
8500+

Benefits:

• Get up to a 50% discount* for not making any claims.
• The claim process is easy, and you can even submit video claims** for added convenience.
• With a 98.6% claims settled ratio (FY 21-22​), you can trust Reliance General for quick claim settlements.
• Choose from four additional covers to enhance your policy.
• Receive coverage of up to Rs. 1 lakh for property damage and permanent total disability cover caused by third parties.

Tata AIG Two Wheeler Insurance

Tata AIG Two Wheeler Insurance is a comprehensive insurance policy designed to provide protection and coverage for two-wheelers. With Tata AIG’s trusted brand and extensive experience in the insurance industry, this policy offers a range of benefits and features. It covers various risks such as accidental damages, theft, third-party liabilities, and natural calamities.

Number of Network Garages:
4000+

Benefits:

• You can save up to 75% on two-wheeler insurance premiums.
• Discount starting at 20% on premiums if you had a claim-free previous year.
• Seamless online claim process in a few simple steps.
• Enhance your policy with range of 8 add-ons for a 360-degree protective cover.
• With a 99% claim settlement ratio, they prioritize quick and fair settlement of your vehicle insurance claims.
• Easily purchase a new insurance policy or renew your existing policy online in a few quick and simple steps.

Bharti AXA Two Wheeler Insurance

Bharti AXA Two Wheeler Insurance is a trusted insurance product offered by Bharti AXA General Insurance Company Limited, one of the leading insurance providers in India. This insurance policy provides comprehensive coverage and protection for two-wheelers, including motorcycles and scooters. It offers a wide range of benefits, such as coverage against accidents, theft, natural calamities, third-party liabilities, and personal accident cover for the policyholder.

Number of Network Garages:
3500+

Benefits:

• Hassle-free claim settlement process, ensuring quick and efficient resolution.
• Additional coverage options like zero depreciation, roadside assistance, and engine protection available.
• Option to customize the policy as per individual requirements and budget.
• Dedicated customer support team to assist with queries and concerns.
• Affordable premiums and flexible payment options.
• Renewal reminders and easy online renewal process for convenience.
• Access to value-added services and benefits through tie-ups with partner companies.

Investing in a reliable two-wheeler insurance policy not only protects your vehicle but also safeguards you against unforeseen circumstances. So, compare your options, choose wisely, and ride with confidence knowing that you have the best two-wheeler insurance by your side.